Jorge J Alanis- Loan Officer NMLS# 2523742

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Jorge J Alanis- Loan Officer NMLS# 2523742 Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Jorge J Alanis- Loan Officer NMLS # 2523742, Estate agents, 1212 Stuart Place Rd, Harlingen, TX.

Expert mortgage guidance for your HOME purchase 🏡
Helping you understand your options and a path to meet your needs 📊

Asesoría experta para la compra de tu NUEVO hogar 🏡
Te guiamos paso a paso desde el inicio y ofrecemos guía para mejorar tu crédito📈

Halfway through the month. Have you checked your home buying power yet? 🏠I created a FREE 3 minute quiz specifically for...
08/04/2026

Halfway through the month. Have you checked your home buying power yet? 🏠

I created a FREE 3 minute quiz specifically for RGV families.

At the end you get:
📊 Your personalized buying power report
💰 Which programs you qualify for (USDA, FHA, VA, etc.)
📱 Your report sent right to your phone

No credit pull. No personal info required until you want to talk.

👉 Link in bio — or text QUIZ to (956) 300-3536

500+ RGV families have taken it. Takes 3 minutes.

— Jorge Alanis · LiveRGV.net

Not sure where to start with buying a home? We’ve got you covered. 🏠✨Whether you have credit questions, need down paymen...
08/02/2026

Not sure where to start with buying a home? We’ve got you covered. 🏠✨

Whether you have credit questions, need down payment help, or want to build from scratch, taking the first step shouldn't feel overwhelming.

At LiveRGV.net, we built quick, zero-pressure 60-second quizzes to match you with the exact options fit for your situation:

🎯 Find Your Match:

1️⃣ Home Purchase Quiz

Best for: Anyone looking to buy an existing home.

What it does: Helps you figure out your buying power, estimate monthly payments, and see what purchase programs you qualify for right now.

2️⃣ Down Payment Assistance Quiz

Best for: Buyers who want to bring as little cash to the table as possible.

What it does: Checks your eligibility for local city grants, state assistance programs, and 100% financing options to minimize out-of-pocket costs.

3️⃣ One-Time Close Construction Loan Quiz

Best for: Anyone looking to build a new home or build on their own lot.

What it does: Walks you through custom build financing, combining your land and home construction into a single, seamless loan with one set of closing costs.

📲 Ready to see where you stand?

No credit ding, no pushy sales pitch—just simple, step-by-step guidance.

👉 Tap the link below to get started:

LiveRGV.net

Hablamos Español!

Pre approval is not the same as pre qualification. Here's the difference: 🏦PRE QUALIFICATION (weak):• Just a conversatio...
07/31/2026

Pre approval is not the same as pre qualification. Here's the difference: 🏦

PRE QUALIFICATION (weak):
• Just a conversation or online form
• No documents verified
• Sellers don't take it seriously

PRE APPROVAL (strong):
• Income documents reviewed
• Credit pulled (soft or hard depending on lender)
• DTI calculated
• Program match confirmed
• Sellers take offers seriously

In a market where sellers are getting multiple offers, showing up with a real pre approval from a local lender is the difference between getting the house and losing it.

My pre approvals:
✅ Done in under 24 hours
✅ Based on real numbers
✅ Include specific program match (FHA, USDA, VA, etc.)
✅ Agents call me back

Ready to get yours? 📞 956-300-3536

— Jorge Alanis

McAllen real estate market update — June 2026 📊What I'm seeing right now:• Median home price: ~$274,000 (still 38% below...
07/30/2026

McAllen real estate market update — June 2026 📊

What I'm seeing right now:
• Median home price: ~$274,000 (still 38% below national median)
• New construction inventory up — great time for buyers
• Interest rates: stabilizing
• USDA eligible areas in parts of Hidalgo County: still active

The RGV market has stayed accessible when most of the country became unaffordable. That won't last forever.

For buyers: the next 6 to 12 months may be the last window to buy at these prices before demand from border trade + UTRGV growth pushes prices up.

For anyone who's been on the fence: let's run your numbers before the window closes.

📞 956-300-3536 · livergv.net

— Jorge Alanis

FHA vs Conventional — which one is actually better? 🤔The honest answer: it depends on your credit score.Below 620: FHA w...
07/26/2026

FHA vs Conventional — which one is actually better? 🤔

The honest answer: it depends on your credit score.

Below 620: FHA wins, no contest. Conventional isn't even available.

620 to 679: FHA still wins. Better rates at this range, more DTI flexibility.

680 to 719: Run the numbers on both. It's close.

720+: Conventional often wins — because FHA mortgage insurance NEVER cancels automatically. You'd pay it for 30 years unless you refinance.

The trap most buyers fall into: they go FHA at 650 and never refinance to conventional when they hit 20% equity. That's $100 to $150/month they keep paying for nothing.

→ Start where your credit is now.
→ Refi to conventional when you build equity + improve credit.

That's the strategy. Any questions? 👇

— Jorge · LiveRGV.net

15 minutes. That's all it takes to know where you stand. ⏱️In our call I'll tell you:1️⃣ Exactly which loan programs you...
07/25/2026

15 minutes. That's all it takes to know where you stand. ⏱️

In our call I'll tell you:
1️⃣ Exactly which loan programs you qualify for
2️⃣ Your realistic purchase price
3️⃣ Your monthly payment on a home in your target area
4️⃣ How much — if anything — you need to bring to closing

No forms. No hard credit pull. Just a conversation.

I do this every day for families across McAllen, Brownsville, Harlingen, Mission, and Edinburg.

If you've been thinking about buying — this is the call that tells you whether "someday" can be "this year."

📞 Call or text: (956) 300-3536
🔗 Book a time: livergv.net

— Jorge Alanis

If you served in the military and you're in the RGV, you have access to the most powerful home loan in America. And most...
07/21/2026

If you served in the military and you're in the RGV, you have access to the most powerful home loan in America. And most veterans don't use it. 🇺🇸

VA Loan myths vs reality:

❌ "VA loans take forever" → ✅ Close in 30 to 45 days, same as conventional
❌ "Sellers won't take VA offers" → ✅ RGV sellers accept them routinely
❌ "I can only use it once" → ✅ It's reusable, multiple times
❌ "The VA appraisal will kill it" → ✅ Standard homes pass without issue

The real facts:
• $0 down payment
• No monthly PMI (saves $100 to $200/mo vs FHA)
• Rates typically 0.25% to 0.50% lower than FHA
• If you have a disability rating 10%+: funding fee WAIVED

Have you served? Reply "VA" and let me check your eligibility.

— Jorge · LiveRGV.net

SpaceX Starbase is changing Brownsville real estate. 🚀Since Starbase was announced:• Home values up 18%+ YoY in parts of...
07/20/2026

SpaceX Starbase is changing Brownsville real estate. 🚀

Since Starbase was announced:
• Home values up 18%+ YoY in parts of south Brownsville
• New workers relocating from outside Texas
• USDA eligible areas near the base = $0 down still available

If you work at SpaceX, Port of Brownsville, or Rio Grande LNG — you likely qualify for FHA, USDA, or VA financing.

And Brownsville still has the City HBA grant that can cover your ENTIRE down payment and closing costs.

The window to buy before prices climb further is right now.

DM me "BROWNSVILLE" and let's run your numbers.

— Jorge · LiveRGV.net · (956) 300-3536

Texas has a grant that pays your down payment for you. And most RGV buyers don't know it exists. 🤯It's called the TSAHC ...
07/16/2026

Texas has a grant that pays your down payment for you. And most RGV buyers don't know it exists. 🤯

It's called the TSAHC Home Sweet Texas grant.

Here's exactly how it works:
• 3 to 5% of your loan amount given as a grant
• NEVER has to be repaid (it's not a loan)
• Works with FHA and USDA loans
• Income limits apply (~$85k to $100k for the RGV)

Example on a $200,000 home:
3.5% FHA down payment = $7,000
TSAHC grant covers it: $7,000
Your out of pocket: $0 ✅

Teachers, nurses, first responders, veterans: there's a special "Heroes" tier with better terms.

Reply "GRANT" and I'll check if you qualify.

— Jorge · LiveRGV.net

Address

1212 Stuart Place Rd
Harlingen, TX
78552

Opening Hours

Monday 10am - 7pm
Tuesday 10am - 7pm
Wednesday 10am - 7pm
Thursday 10am - 7pm
Friday 10am - 7pm
Saturday 12pm - 5pm

Telephone

+19568778778

Website

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