05/28/2026
One great year can trick you.
I’ve seen this happen a lot with business owners and people with variable income.
You have a banner year, the lifestyle expands, and suddenly your “normal” is built around income that may not show up every year.
I learned that lesson young.
I made $10 and spent $30. Got myself into debt. Took the hit. Learned the lesson.
Now, I look at money differently.
The goal is always to build a life that can handle the highs, the lows, and everything in between.