The Kyte Team - Sunflower Bank Mortgage Lending

The Kyte Team - Sunflower Bank Mortgage Lending Specializing in residential purchases and refinancing, including FHA, VA, CHFA, and USDA loans. Equal Housing Lender.

If you wish to receive SMS text messages, please fill out this form: https://forms.gle/neqLTpYHy3YdaTPJ7

Privacy Policy & Terms & Conditions: https://docs.google.com/document/d/1ObeHo8XZuQ3d0hkXhLJMJIufmQIZtFvHWHZHjSl57hI/edit?usp=sharing If you wish to receive SMS text messages, or get more information, please fill out this form: https://forms.gle/neqLTpYHy3YdaTPJ7

Here's our Privacy Policy:https://docs.google.com/document/d/1ObeHo8XZuQ3d0hkXhLJMJIufmQIZtFvHWHZHjSl57hI/edit?usp=sharing

Save the Date for Wed Nov 4th! You are invited to join us at the Project I See You Annual Gala.Join us for an evening of...
09/02/2026

Save the Date for Wed Nov 4th! You are invited to join us at the Project I See You Annual Gala.

Join us for an evening of dinner, drinks, silent auction, celebration and more to benefit this amazing non-profit! ✨
Learn more about the work of Project I See You and their mission to help underserved, single women in Colorado buy their first home!

We believe wholeheartedly in their mission and have seen the positive impact this makes in the lives of women and their families in our community! ✨

We’re looking forward to seeing you there!

*Tickets are on sale now! Go to Project I See You for more info

Photo by Amy K. Wright | Denver Brand & Headshot Photographer

homeloans denverrealestate womensupportingwomen
Karla Kyte

A client tells you she just needs to keep the house. It usually arrives before the intake is even finished, and it sound...
09/01/2026

A client tells you she just needs to keep the house. It usually arrives before the intake is even finished, and it sounds like a clear instruction rather than a question.

The Divorce Lending Association's September briefing argues that it is the wrong question, and I think the argument is right.

Not because keeping the home is a bad outcome. Because "how do I keep the house" has a binary answer, and a yes gets recorded as a win. The briefing's point is that yes is not one answer. It is at least three:

Yes, you qualify. That is not the same as yes, you can carry it. Yes, you can keep it. Here is what keeping it costs. Yes, and here is what the same dollars would have done instead.

In my experience only the first one gets tested before signing. The other two show up in year two.

The better question the piece proposes is forward-facing: how does this house fit into the life I am about to live? That one does not resolve to a yes or a no. It resolves to a design, and it opens four inquiries that determine whether a settlement holds.

Worth reading if you have housing questions open on a current file. It also covers how to raise the reframe in the room without it sounding like a refusal.

https://divorcebriefings.com/4yedAmL

If you have a file where the housing question is still open, I would rather look at it now than after the decree is entered.

Thinking about getting into the divorce niche?Or maybe you simply want to be better prepared when one of your clients is...
09/01/2026

Thinking about getting into the divorce niche?

Or maybe you simply want to be better prepared when one of your clients is going through a divorce.

Join me for my upcoming DMAR CE class, where we’ll talk about how Realtors can better protect a divorcing client’s path to homeownership.

The decisions made during a divorce can affect whether someone can keep their current home, qualify for another one, or remain unable to purchase for years.

We’ll cover how to:

• Recognize potential mortgage issues early
• Help clients avoid costly mistakes
• Build the right divorce referral network
• Keep transactions from falling apart
• Help clients remain homeowners—or become homeowners again faster

Whether you want to build a business in the divorce space or simply take better care of the clients you already serve, this class is for you.

📅 Sept 10th 2-4
🎓 2 Hours of CE Credit
🔗 Register at https://www.dmarealtors.com/


Happy Sponsor Monday🌟 Today, we are shining a light on Louisa & Veronica, with juniperfamilylaw one of the incredible sp...
08/31/2026

Happy Sponsor Monday🌟

Today, we are shining a light on Louisa & Veronica, with juniperfamilylaw one of the incredible sponsors of our Summer Solstice Event!

Thank you so much for your support of Project I See You at this year’s event! ❤️

We are so grateful to partner with you to make a difference in our community!

And if you need a team of lawyers to support you during a divorce or navigating child custody, call them! 💕

The risk in divorce isn’t the house. It’s the assumption.Assuming someone can refinance.Assuming income will qualify.Ass...
08/29/2026

The risk in divorce isn’t the house. It’s the assumption.

Assuming someone can refinance.
Assuming income will qualify.
Assuming debt on paper translates to debt in underwriting.

These assumptions are where breakdowns happen.

Because mortgage guidelines don’t interpret intent—they evaluate structure.

When housing decisions are made without validating:
• Income continuance and usability
• Debt-to-income impact
• Title and liability exposure
• Timing of ex*****on

The result is often a settlement that cannot be implemented as written.

This is the gap Divorce Mortgage Planning is designed to solve.

It ensures that real property decisions are not only negotiated—but actually executable within lending guidelines.

For professionals, this is about protecting the integrity of the agreement.
For clients, it’s about protecting their financial future.

If you’re involved in a divorce case with real estate, the question isn’t what was agreed to—
it’s whether it will work.

Let’s connect.

08/28/2026

One thing I have learned over 29 years in the mortgage business is that the PROCESS is just as important as the LOAN.

The home loan application process can be a scary thing and there are a lot of moving parts.

We will begin with a mortgage planning meeting and spend the time needed to make sure all of your questions are answered and that you feel empowered when you are ready to buy!✨✨✨

We understand that trust is a huge factor in how you move forward with your home ownership and we have created a team that will not only work hard for you to reach this goal but will educate you along the way.

Have questions? Let’s jump on a call!
-Karla

Photo by Amy K. Wright | Denver Brand & Headshot Photographer

denverrealestate denverhomeloans investinyourfuture denvermortgageteam

Emotions drive many housing decisions in divorce, but numbers tell the truth.Partnering with a Certified Divorce Lending...
08/27/2026

Emotions drive many housing decisions in divorce, but numbers tell the truth.

Partnering with a Certified Divorce Lending Professional (CDLP®) helps family law professionals protect clients from financial missteps tied to the marital home. Discover how to turn emotions into factual math and secure better outcomes: http://bit.ly/47nxro0

This is an incredible mortgage program available through Sunflower Bank!Qualified homebuyers may be able to purchase a h...
08/27/2026

This is an incredible mortgage program available through Sunflower Bank!

Qualified homebuyers may be able to purchase a home with only 10% down and no monthly mortgage insurance. That could mean keeping more money in savings while avoiding the additional expense of monthly MI.

Because this is a special Sunflower Bank mortgage program, you’ll need to work with a Sunflower Bank loan officer to find out if you qualify.

Reach out to The Kyte Team, and we’ll review your situation, explain the program requirements, and help you determine whether this mortgage is the right fit for you.

📞 Contact The Kyte Team to learn more!

[email protected]
303-525-9077

3 Tips for Navigating the Current Real Estate Market:✨Don’t wait for rates to come down.I know that can be tempting, but...
08/27/2026

3 Tips for Navigating the Current Real Estate Market:
✨Don’t wait for rates to come down.

I know that can be tempting, but the further rates drop, the more buyer’s enter the market.

That will cause bidding wars and a large increase in prices. This could prevent you from being able to ‘compete’ in the market, similar to what we saw in Spring of 2022 for many first time homebuyers.

✨ Your Real Estate Agent and Your Lender are YOUR MOST IMPORTANT TEAM.

Have YOUR team ready and make sure it is the right team for you...
It is very important that both understand your goals, are available and ready to help you navigate the market and meet those goals, and that you have a full pre-approval to make it a smooth and easy process.

✨ Be open to homes that have been sitting on the market or listings that have expired.

These homes can often provide negotiating power.

This can be helpful in getting seller concessions to bring down your monthly payment, cash to close, etc.
There is opportunity out there right now, make sure you are looking for it!

The first home I bought was not in the exact location I wanted to be in or the ‘perfect house,’ but it was the stepping stone to get into the market, get me my next home, and start building wealth through real estate.

Have Questions! Give me a call!

-Kelsi

homeloans womeninbusiness
denverrealestate

Photo by Amy K. Wright | Denver Brand & Headshot Photographer

If you've hesitated to bring a CDLP® into a case because you weren't sure it was big enough to warrant it, this is for y...
08/25/2026

If you've hesitated to bring a CDLP® into a case because you weren't sure it was big enough to warrant it, this is for you.

There is no minimum. A case can be one question about whether your client can qualify on their own income. It can also be months of analysis ending in testimony. Same credential, same standard of care, entirely different work.

You are not expected to scope the engagement before you refer. Scoping it is what I do first.

What I'd rather avoid is the version where the question goes unasked because the case didn't seem to justify a call.

Address

5299 DTC Boulevard, #1050
Greenwood Village, CO
80111

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+13035259077

Website

Alerts

Be the first to know and let us send you an email when The Kyte Team - Sunflower Bank Mortgage Lending posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Practice

Send a message to The Kyte Team - Sunflower Bank Mortgage Lending:

Shortcuts

Share

Category