Amy Osborne, Mortgage Loan Originator NMLS 321331

10/16/2026

5.0 star review received on Experience.com for Amy Osborne by Regina C - Amy kept me informed weekly. I appreciated her communication very much.

Click to see all 131 reviews of Amy Osborne, Mortgage Loan Officer | NMLS 321331

10/16/2026

Mortgage rates held steady during the week ending October 16, 2026, despite hotter inflation data and some volatility in the bond market. Presidential Bank Mortgage is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

10/15/2026

Smart credit. Stronger start. 💳

This Get Smart About Credit Day, give your financial habits a checkup: review your credit report, pay bills on time, and keep your credit card balances low. Small steps today can help you prepare for your homeownership goals. 🏡

Let's chat today and discuss your next steps!

10/14/2026

Your home’s equity may help make your next move possible. A Bridge HELOC allows qualified homeowners to access equity in their current home, which may help with expenses associated with purchasing a new home before their existing home sells.

Planning your next move? Let's chat to explore your options!

10/13/2026

Before the boxes take over, give your new home a quick check! 🏡📦 Test the A/C and drains, check for pests, clean the dryer vent, and replace dirty filters. Don’t forget to find your water and gas shutoffs, too.

Save this for moving day or share it with someone getting the keys! 🔑

10/09/2026

October is Breast Cancer Awareness Month! 🎀💗

This month, we stand together to honor those we’ve lost, celebrate survivors, and support those currently fighting. Every story matters, and together, we can spread hope, love, and awareness.

Let’s continue to encourage one another and remind those affected that they are never alone.

10/09/2026

Mortgage rates continued to edge higher during the week ending October 9, 2026, as elevated bond yields kept upward pressure on rates. Presidential Bank Mortgage is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

10/08/2026

🏡 Appraisals are getting a major update.

Starting November 2, 2026, UAD 3.6 becomes mandatory for new appraisal submissions to Fannie Mae and Freddie Mac.

Instead of traditional static forms, the new system uses a more detailed, dynamic reporting structure designed to capture more information about the property.

What does that mean? The details matter more than ever.

If a home has an updated kitchen, new flooring, remodeled bathrooms or other improvements, having clear information about those updates can help tell the complete story of the property.

📋 REALTORS®, sellers and lenders: this is one change worth getting familiar with now.

10/05/2026

🏡 Buyers may have more negotiating power right now.

More homes are sitting on the market longer, and more sellers are adjusting their asking prices. In September, 20.8% of listings had a price reduction, the highest September share since 2018.

That can create opportunities for buyers who know how to approach the negotiation. A strong offer isn't always about offering the highest price. Terms, timing and financing strategy can all play a role.

More choices can mean more leverage. Know how to use it.

10/02/2026

Rates pushed higher during the week ending October 2, 2026, as bond yields hit the highest level since 2002 and oil prices remained elevated. Presidential Bank Mortgage is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.