10/19/2026
Hit by a driver who swerved to avoid a deer? Most people do not know that swerve may be the reason you have a case.
North Carolina drivers hit an animal 63,487 times between 2022 and 2024. Almost a quarter of those crashes happened in one month: November. It starts in two weeks.
Here is the part that catches people off guard. If you hit a deer on your own, there is usually no one to hold responsible. You cannot sue a deer. Your recovery comes from two optional coverages, comprehensive for the vehicle and medical payments coverage for your medical bills.
But when another driver swerves into oncoming traffic or overcorrects across the road and hits you, the law asks a different question: did that driver react reasonably? If the answer is no, you may have a claim.
Our full North Carolina deer crash report covers which coverages pay, when a swerve becomes a claim, and what to document at the scene. Read it before November:
👉 https://www.lanierlawgroup.com/does-insurance-cover-hitting-a-deer-north-carolina/
📞 866-326-4789 | Free consultation, always.
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