The Mike Ryan & Lisa Spalding Real Estate Page

The Mike Ryan & Lisa Spalding Real Estate Page Real Estate Team specializing in consulting, overseeing and negotiating residential transactions in Glen Allen, Henrico, Chesterfield, Richmond & Hanover.

Call Mike Ryan and Lisa Spalding today! (804) 873-6416 Your friends in the real estate business who help oversee, consult and negotiate on behalf of buyers and sellers for their single largest financial investment. Proudly serving Richmond and the surrounding counties.

06/05/2026

Buying a home comes with more than just a price tag. Here are 3 things most people don’t hear before purchasing a house! And why they matter more than you think 🏡

1. Your monthly payment isn’t the full picture:
It’s not just your mortgage! Taxes, insurance, and maintenance can change what “affordable” really looks like.
2. There’s no such thing as a perfect house:
Every home has trade-offs. The goal is finding what fits your lifestyle best, not checking every box.
3. Feeling nervous after your offer is accepted is normal:
Most buyers feel a wave of doubt in escrow. It’s part of the process, not necessarily a red flag.

DM me with any real estate questions before you make a move! Here to help

06/02/2026

THINK YOU NEED 20% DOWN TO BUY A HOME?🏡 Not necessarily.

One of the biggest myths in real estate is that you need a huge down payment to get started. In reality, many buyers qualify with as little as 3% down, and plenty purchase with less than 10% down. You'll also want to budget for closing costs, which are typically around 2–5% of the purchase price.

✅ Rough estimate: Most buyers need somewhere between 7–15% of the purchase price upfront.

The truth? Many people are much closer to homeownership than they realize—they just haven't had the numbers explained clearly.

Have questions about what buying might look like for you? Send me a message and let's run the numbers together🏡

05/29/2026

First Time Homebuyer? Don’t skip this 🏡

Talk to a lender. Understand your payment. Know your must-haves.

Then start touring homes.

Your dream home starts with the right plan. DM me “HOME” to get started.

05/27/2026

Here are four living room styles. Which one is your favorite? 🛋️ Comment below with your top pick.

05/22/2026

Overpriced homes often leave clear signs.

In this video, I’m sharing 3 indicators that a home may be priced too high and what buyers should pay attention to before submitting an offer.

If you’d like help determining whether a property is truly worth the asking price, feel free to send me a message. 🏡

05/19/2026

Buying a home? 🏡 Do this first.

Get fully approved. Know your budget.

Everything else comes after. Let’s get started on finding your home.

What are your Real Estate goals this year?Whether you’re buying your first property, upgrading to a new space, selling w...
05/15/2026

What are your Real Estate goals this year?

Whether you’re buying your first property, upgrading to a new space, selling with confidence, or investing in Real Estate, every move matters.

Your goals deserve a clear plan and the right guidance to help you get there 🔑

05/12/2026

Which kitchen layout is your favorite?✨

Take a look at these three different styles and decide which one fits your vibe. Do you love an open-concept space made for entertaining? A classic galley that keeps everything within reach? Or a spacious island layout that becomes the heart of the home?

Drop 1, 2, or 3 in the comments and claim your pick.

05/08/2026

Credit holding you back from buying? You don’t need perfect credit, you just need the right loan. Let’s find what you qualify for. Your next move starts here. 🏡

05/05/2026

Want top dollar for your home? First impressions matter. 💡

Pricing matters. Presentation matters.

That is what drives offers. DM me for your selling guide.

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Glen Allen, VA
23230

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