Schwartz, Conroy, & Hack PC

Schwartz, Conroy, & Hack PC We are a law firm that represents businesses and individuals with insurance recovery and business litigation matters. Of course, many cases do not go to trial.

Our goal is your goal – the best possible outcome. While lawyers can never guarantee results, Schwartz, Conroy & Hack, PC can guarantee this: We are Making Insurance Companies Keep Their Promises. Our reputation as a respected and dynamic law firm stretches well beyond the New York metropolitan region. The attorneys in our firm have made their mark in various niche practice areas due to their dept

h of knowledge, experience, and track record of results. But clients in our litigation and consulting work gain greater bargaining power in their matters because of our attorneys' willingness and ability to deliver.

06/04/2026

Great lawyers aren't just trained in law, they're trained to tell a story clearly and persuasively.

For founder Evan Schwartz, that skill traces back to his start as a journalism major at Boston University.

Journalism taught him something he carries into every case: you can't advocate for someone until you truly understand their story. That means mastering the facts, knowing the client's business or profession inside and out, and explaining what the client needs and why they're entitled to it.

It's the same discipline behind a strong news article. In one sentence, you tell the reader exactly who you are, what you want, and why it matters. Evan brings that same clarity to the judges, adversaries, and clients he works with every day.

But for Evan, advocacy is about more than winning arguments. Our clients often come to us with difficult, high-stakes problems. He wants every one of them to feel they're in good hands, and to walk away glad they chose our firm.

Watch the video to hear Evan's story in his own words, and discover more here: https://schlawpc.com/

06/03/2026

Can my insurance rates increase if I file a claim?

According to Evan Schwartz, not on your current policy. But when it's time to renew, your insurer will likely consider your claims history when setting future premiums.

His view is simple: if you bought insurance to protect against a loss, use it when you need it.

It's also important to understand that premiums aren't determined solely by claims. Insurance companies also consider market conditions, their financial performance, and state regulations when calculating rates.

One more thing: always disclose prior claims when applying for or renewing coverage. Insurers will typically find that information anyway, and honesty is critical throughout the process.

SCHlawPC.com | 833-824-5350

Schwartz, Conroy & Hack applauds Bloomberg Law's recent investigation into ERISA disability claims.Bloomberg Law publish...
06/02/2026

Schwartz, Conroy & Hack applauds Bloomberg Law's recent investigation into ERISA disability claims.

Bloomberg Law published a powerful article, "Doctors Rebuffed by Courts in Long Covid and Disability Fights," documenting how the ERISA disability claims process consistently favors insurers over claimants.

What the investigation surfaces:
- Courts apply a highly deferential "arbitrary and capricious" standard, meaning a denial can stand even when the weight of evidence supports the claimant
- Insurers rely on repeatedly retained physicians with documented histories of supporting denials
- Claimants face severe procedural limitations: no meaningful discovery, no jury trial, no live witnesses

Our latest blog builds on that reporting by clarifying exactly why the process is so difficult to navigate and what can be done about it.

Procedural strategy matters from day one. The administrative appeal isn't a formality, it's often where the outcome is determined. We've successfully argued for de novo review, meaningful discovery, and full trials when the facts and law support it.

If your disability claim has been denied or is being challenged, understanding your rights under ERISA is the essential first step.

Read our full blog by following the link below:
https://schlawpc.com/investigation-finds-erisa-disability-claims-process-is-stacked-against-insureds/

05/28/2026

New York real estate disputes don't start in a courtroom.

They start in contracts, on job sites, and in decisions made long before anyone files a claim, whether it's a construction defect, a tenant conflict, a zoning issue, or a partner disagreement.

Experienced doesn't just respond to , it helps you see where disputes are forming before they escalate. That means carefully reviewing contractual requirements, identifying risk during a project rather than after, and understanding the practical realities of what's happening on the ground.

Watch our full video and discover what it takes to navigate real estate disputes effectively in New York: https://schlawpc.com/

05/27/2026

How long does a business lawsuit take — and how much does it cost?

According to Evan Schwartz, there’s no simple answer. Every case is different.

The timeline can depend on:
• The state where the lawsuit is filed
• How busy the court and judge are
• Whether the other side fights every issue or works toward resolution
• Whether the case settles, gets dismissed on a motion, or goes to trial

Some cases resolve in months. Others can take a year or more.

And with hourly legal work, time directly impacts cost. The longer a case lasts, the more expensive it can become.

That’s why strategy, preparation, and experienced counsel matter from the very beginning.

SCHlawPC.com | 833-824-5350



When an insurer agrees your loss is covered but disputes the dollar amount, an appraisal clause may offer a faster path ...
05/26/2026

When an insurer agrees your loss is covered but disputes the dollar amount, an appraisal clause may offer a faster path to resolution, but it's not without risk.

Many commercial property and business interruption policies include an appraisal option as an alternative dispute resolution process. Here's how it works and what you need to know before invoking it.

How the Appraisal Process Works:
When you and your insurer can't agree on the amount of loss, either side can demand appraisal. Each party selects an independent appraiser, such as an engineer, contractor, or accountant, to assess the value of the loss. If the two appraisers don't reach an agreement, a neutral umpire steps in and issues a binding decision.

The Benefits:
Compared to litigation, appraisal can be:
- Faster and less expensive
- Less procedurally complex
- A more direct path to resolution on valuation disputes

The Drawbacks:
Before you proceed, there are important limitations to consider:
- Appraisal is designed only for amount-of-loss disputes, not coverage questions, but insurers sometimes invoke it when policy terms are also in play, which can indirectly resolve coverage issues without the favorable interpretive rules policyholders typically enjoy in court.
- Invoking appraisal as a binding solution can reduce your leverage in direct negotiations with the insurer.
- If the umpire sides with the insurer, your appeal options are very limited.

The Takeaway:
Appraisal can be a valuable tool, but only when it's the right one for your situation. Consulting an experienced insurance law attorney before invoking or responding to an appraisal demand can help you understand your rights and protect your position.

Read our latest blog to learn more about how the appraisal process works and when it makes sense for your business.
https://schlawpc.com/the-role-of-appraisal-in-insurance-disputes/

05/21/2026

Insurance fraud is a serious allegation, but insurance companies often use the term broadly to challenge complex claims.

These accusations can arise in vastly different situations. They frequently involve alleged misrepresentations on initial applications, statements made during the claims process, arson allegations, inflated loss claims, or provider billing issues.

When insurers investigate suspicious claims, they deploy rigorous tactics to verify the details. You can expect them to initiate:
- Extensive document requests
- Deep financial inquiries
- Formal examinations under oath

It's critical to know that a failure to cooperate with these investigative demands can completely jeopardize your coverage, even when fraud has not occurred. Policyholders and businesses facing these intense allegations must understand the process and protect themselves carefully before providing statements or financial records.

Watch our latest video and learn how to safeguard your business during an investigation: https://schlawpc.com/

In observance of Memorial Day, the attorneys and staff at Schwartz, Conroy & Hack pay tribute to the brave service membe...
05/20/2026

In observance of Memorial Day, the attorneys and staff at Schwartz, Conroy & Hack pay tribute to the brave service members who made the ultimate sacrifice for our country, and extend our heartfelt gratitude to all those who serve today.

Please note that our offices will be closed on Monday, May 25. We wish you a safe and meaningful Memorial Day weekend!

05/20/2026

What should you do if you receive a subpoena or target letter? Should you comply?

According to Matt Conroy, the first step is simple: contact a lawyer immediately. Whether the subpoena comes from a law firm or a government agency, experienced legal counsel is critical.

As Evan Schwartz explains, do not call the number listed on the subpoena and assume “telling your side” will help you. Speaking without legal guidance can waive some of your most important constitutional protections, including your right to remain silent and your right to an attorney.

Most importantly, don’t wait until the response deadline is approaching. Act quickly, protect your rights, and speak with qualified counsel as soon as possible.

SCHlawPC.com | 833-824-5350


Receiving a Reservation of Rights (ROR) letter from your liability insurer is a critical warning sign for your business....
05/19/2026

Receiving a Reservation of Rights (ROR) letter from your liability insurer is a critical warning sign for your business.

While it isn't an outright claim denial, it is a clear indication that your insurer is questioning whether your policy fully covers the claim. They are investigating the situation, and while they may continue defending your claim for now, they are explicitly reserving the right to deny indemnity later or even withdraw their defense entirely.

A proper ROR letter shouldn't just state that the insurer reserves all rights. It needs to identify the relevant policy provisions and explain the coverage concerns with specificity.

If your business receives one of these notices, taking proactive steps is essential to protect your position. You should:
- Read the letter carefully, review your policy, and note the specific exclusions cited.
- Preserve all documentation, claim details, and correspondence with the insurance firm.
- Cooperate strategically with your insurer, but avoid making statements that could unintentionally harm your claim.
- Consult experienced coverage counsel early, especially when substantial liability and financial exposure are involved.

You don't have to navigate complex insurance disputes alone. Read our full blog to learn how to respond strategically to an ROR letter and protect your legal interests.

https://schlawpc.com/how-to-respond-to-a-reservation-of-rights-letter/

Address

666 Old Country Road, Ninth Floor
Garden City, NY
11530

Opening Hours

Monday 9:30am - 5:30pm
Tuesday 9:30am - 5:30pm
Wednesday 9:30am - 5:30pm
Thursday 9:30am - 5:30pm
Friday 9:30am - 5:30pm

Telephone

+12126085445

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