10/13/2026
Temporary disability payments are meant to be a bridge while you recover, not a settlement. But that bridge can shift or end for reasons that catch people off guard. A release to full duty, reaching maximum medical improvement, a return to modified work at lower pay, statutory time limits, or an insurer's own medical review can all change what shows up in the mail. If a check stops or arrives smaller than expected, ask the insurer for a written explanation and compare it against your physician's actual work status reports. Mismatches are more common than you might think. This is general information rather than legal advice, and every claim turns on its own facts.