Bell Benefits LLC

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Bell Benefits LLC

As a Colorado Licensed Life & Health Insurance Agent and LegalShield Independent Associate, I am abl What keeps you up at night? What causes you to worry?

Everyone has different pain points that trigger emotional distress. One of the things that causes a lot of people worry is the looming threat of Identity Theft. I mean, what a pain in the rear!! If you found out someone was using your Social Security Number or filing your tax return or committing crimes in your name, what would you do??? Do you have an extra few hours in your day to make phone cal

ls to the IRS, DMV, VA, FBI, etc.? Do you want to stress out about being able to get a loan on a car, home or business for a year or longer while dealing with an identity theft situation? This is stuff that is real and happening everyday. People get attacked at all levels. Don't think it can't happen to you because there are no limitations. So let's say your identity was stolen. How would you feel if you had the World's Leading Risk Management Firm to restore your identity? What does that mean? It means that in the event a professional thief steals your good name, you will get your very own professional licensed private investigator to restore your identity back to pre-theft status. I don't know about you but I don't have a lot of free time. If someone stole my identity and I didn't have a service to help, I would have to take time off work (commission only career) and figure out who to call, what to say, when to call, what forms do I need, etc., etc., etc. I DON'T HAVE TIME FOR THAT!!! Besides, I would be crying while dealing with it so it just wouldn't work well. Don't do that!!! Don't do the painful part when there are people who LIKE to do it for you!! And these are great people! Professionals!!! Check out who these super heroes are:
http://gwpconnectvideos.com/?rid=104&uid=5630&cid=[contactId]

Once you watch this video, you'll be surprised to find out that the coverage is very affordable. It's the power of numbers. Individual = $9.95/month
Family (up to 8 children) = $19.95/month

You can contact me for more information or sign up online right now and start your peace of mind today! www.JenniferBell.LegalShieldAssociate.com
Click "Buy Now"

09/19/2025

This Isn’t the Help Desk You're Looking For

In this week’s scam, you receive an unexpected call on Microsoft Teams, an app for voice calls, sending messages, and video chats. The call is from a user named “IT SUPPORT” or “Help Desk.” This user’s profile might even have a check mark emoji to make it look official. The caller claims there’s an urgent problem with your computer and that the IT department must fix it immediately.

However, the caller is a cybercriminal and not part of your organization’s IT department. They’re taking advantage of a default setting in Teams that allows users from outside your organization to contact you. If you answer the cybercriminal’s call, they’ll ask you to download software that allows them to access your computer. They can then take control of your computer to steal your passwords, install malware, and even access your organization's network!

Follow these tips to avoid falling victim to this scam:

-Be suspicious of any unexpected calls from IT support. Verify the request is legitimate by contacting your organization’s IT department directly.

-Don’t download any software at the request of someone from an unexpected online chat or call. Always stop and think before you select a link!

-Never give screen-sharing access or remote control of your computer to someone you can't verify. Scammers often create a sense of urgency to rush you into making a mistake.

09/12/2025

HOW TO STOP A BUSINESS FROM COLLECTING PERSONAL DATA

Federal and state privacy laws protect people’s sensitive personal data from companies that want to collect and sell it to others. Learn more about how you can protect your personal data and stop companies from collecting, storing, and selling it.

Read the article here: https://www.rocketlawyer.com/family-and-personal/personal-finance/legal-guide/how-to-stop-a-business-from-collecting-personal-data?utm_content=CTA&utm_source=triggered_email&utm_medium=email&utm_campaign=OM_SC_StopBusinessFromCollectingData_PU_A

08/04/2025

When PDFs Become Phish-Delivering Files

In this week's scam, cybercriminals are trying to trick you with PDFs that contain malicious content. You receive an email with a PDF attachment that appears to be from a major organization like Microsoft, DocuSign, or PayPal. The subject of the email seems alarming and makes it appear that you have an issue with your account. If you open the PDF attachment, it contains official logos and professional formatting. It appears legitimate, and the instructions direct you to call a customer service phone number.

But this PDF file is actually a phishing attempt. The phone number is fake, and if you call, a cybercriminal will answer and pretend to be a customer support representative. They will try to trick you into installing malware on your device. They will also try to manipulate you into giving them your user credentials or financial information so that they can solve the “problem” with your account. This type of scam can be very effective because you may be more likely to trust a voice over the phone, especially if they claim that they are trying to help you!

Follow these tips to avoid falling victim to a phishing scam:

-Be suspicious of unexpected emails, especially those containing attachments. You should never open an attachment unless you are sure who sent it.

-Be cautious when contacting an organization using information provided in an email. It's always safer to use the contact information listed on an organization's official website.

-Remember that legitimate organizations rarely send urgent requests through PDF attachments. Cybercriminals will often attempt to create a sense of urgency to trick you into acting impulsively.

07/28/2025

WhatsApp with This Phone Number

In this week's scam, cybercriminals are using phone calls to try to scam you. This type of scam is also known as vishing. You receive a strange call on WhatsApp, a calling and messaging app. The call is from an unknown number, and when you answer, you hear a robotic voice that asks you to add a phone number to your WhatsApp contacts. The call then quickly ends without any further explanation. It seems unusual, but harmless.

However, this is actually a kind of test sent out by cybercriminals. They want to see if you’ll listen to their instructions and add the number. If you do, they believe you’ll be an easy victim of future scams. They will contact you again and try to trick you into sharing your verification code so they can hijack your account. Once they have control of your account, they may use it for criminal activities or demand money from you before they restore your access. They can even message your WhatsApp contacts and try to scam them, too!

Follow these tips to avoid falling victim to a vishing scam:

-Never add unknown numbers to your contacts, especially if asked to do so unexpectedly.

-Turn on two-step authentication for your account to make it more difficult for cybercriminals to gain access to it.

-Always report and block suspicious phone numbers on your messaging apps. Reporting these numbers also helps protect other users from similar scams.

07/03/2025

Happy Fourth of July! It’s time to fire up the grill, soak up the sunshine, and enjoy the fireworks! However you celebrate, we hope your day is filled with great food, good company, and plenty of sparkle.

Please note that Beth and I will be out on July 4th so we can enjoy the holiday, but we’ll be back and ready to assist you on July 7th.

Wishing you a fantastic Fourth! 🎇

06/16/2025

HOW SHOULD I STORE LEGAL DOCUMENTS AND PERSONAL RECORDS?

This is a great article on keeping your important documents safe and secure. Click the link to read:

https://www.rocketlawyer.com/family-and-personal/legal-guide/how-to-store-legal-documents-and-personal-records?utm_content=CTA&utm_source=triggered_email&utm_medium=email&utm_campaign=SC_StoreLegalDocsJune25_PU

06/02/2025

Digital Footprints Leave a Trail

A digital footprint is the trail of data you leave behind when using the internet. Every time you use the internet, you contribute to your digital footprint, whether it's through posting on social media, subscribing to newsletters, leaving online reviews, or shopping online.

Types of Digital Footprints

There are two types of digital footprints: active and passive.

An active digital footprint is created when you share information about yourself online, such as posting on social media or participating in online forums. This also includes filling out online forms or accepting cookies on websites.
A passive digital footprint is created when information is collected about you without your knowledge. This can happen when websites track your visits, collect your IP address, or when social media platforms use your likes and shares to profile you.

Why Your Digital Footprint Is Important

Your digital footprint is important because it can have a lasting impact on your life. Once information is online, it can be difficult to control how others use it. Your digital footprint shapes your digital reputation, which is now considered as important as your offline reputation. Employers and educational institutions may check your digital footprint before making decisions about you. Additionally, your online content can be misinterpreted or altered, potentially causing unintended consequences. Cybercriminals can also exploit your digital footprint for malicious purposes. For these reasons, it's crucial to be mindful of your online activities and manage your digital footprint carefully.

Follow the tips below to protect your digital footprint:

-Limit the amount of data that you share on social media. Remember, once you share information about yourself online, you can’t control how others will use it.

-Delete old online accounts that you no longer use. If that account is breached, your information could be compromised.

-Follow your organization’s guidelines when creating passwords. A strong password is more difficult to crack and will help keep your data more secure.

05/26/2025

It's No Secret That This Cash Grab Is a Scam

In this week’s scam, someone calls you claiming to be a representative of a big retailer, such as Amazon. They warn you that criminals have taken over your account and are using it for illegal activities. You are told that you will be transferred to a government agent who is investigating the account. The agent claims that the criminals have also compromised your bank account and have access to all your money.

The agent informs you that all your money could be stolen unless you follow their instructions. They tell you they will protect your money if you withdraw cash from your bank and give it to a courier. The agent claims that your mobile device and computer could also be compromised, and that you should avoid telling anyone what you’re doing. However, the representative and government agent are actually both scammers. There was never any illegal activity on your account, and the only way your money will be gone forever is if you give it to them!

Follow these tips to avoid falling victim to this type of scam:

-Be aware that scammers often use fear and urgency to trick you into making impulsive decisions. Always stop and think before taking action!

-Be suspicious if someone asks you to keep information secret from your family or spouse. Scammers will try to isolate you so that they can trick you more easily.

-You should always use caution when providing personal or financial information to anyone. And remember, a real government agent or customer service representative will never ask you for cash, especially over the phone.

05/19/2025

RANSOMWARE

Data Held Hostage

Ransomware is a type of malware that locks your computer or files and prevents you from accessing your data. The scammers behind the attack then demand payment in exchange for restoring your access. Even worse, most ransomware isn’t limited to only affecting one device at a time. Once the ransomware has made its way onto your computer, it can spread to other computers on the same network. This means ransomware can quickly infect many users at once, which causes big problems for organizations. Not only do organizations have to fear data loss, but cybercriminals will also have access to sensitive internal information. The scammers can demand even larger payments from organizations by threatening to release their internal data to the public!

Ransomware Spread

Ransomware needs to be downloaded or installed on your computer to work. It is sometimes installed using vulnerabilities in older software, but it is more commonly spread through phishing emails containing malicious links or attachments. For example, a fake email claiming to be an invoice actually contains an infected Microsoft Word document. When the document is opened, the user is prompted to enable macros to view it. After macros are enabled, the ransomware is installed. It can then begin to steal data and possibly spread to other machines on the network.

What Can I Do to Stay Safe?

-Follow the tips below to keep yourself and your organization safe from ransomware:

-Ransomware can affect outdated software more easily. Be sure to update to the latest browser and software versions recommended by your organization.

-Ransomware commonly spreads through phishing emails. Be very cautious when clicking on links or attachments!
Remember, ransomware can quickly infect multiple computers on the same network. If you believe that your machine has ransomware, immediately contact your organization’s security team for further instructions.

05/12/2025

Hello... Is it SCAMS you're looking for?

In this week’s scam, you receive a text message from an unknown phone number that reads “Hello.” The message seems harmless, and you might think it’s a genuine text meant for someone else. Because the message appears friendly, you may be tempted to respond.

However, this message is actually a text-based phishing scam called a smishing attack. Scammers send thousands of these messages to random phone numbers, hoping to receive a reply. If you reply to the text, the scammer confirms that your phone number is active and that they have contacted a real person. They will continue texting you to try to gain your trust so that they can steal your data or financial information. What you thought was an innocent text from a wrong number is actually a scam!

Follow these tips to avoid falling victim to a smishing scam:

-If you think you have received a smishing message, block the number and report the text as junk or spam on your smartphone.

-You should never share personal or financial information in text messages, especially if you do not recognize the number!

-If you receive a text message from an unknown number, simply don’t answer. It’s not rude to protect yourself!

04/28/2025

SCAM ALERT: A Text Message Trap

In this week’s scam, you receive a text message that says you have an unpaid invoice, fee, or toll. It seems legitimate because the text message appears to come from a local organization, such as your government’s toll service, tax office, or postal service. It may even contain official logos and branding. The text instructs you to click a link so that you can pay the bill, or you will face a penalty.

However, the text message is actually a smishing message, a text-based phishing attack sent by scammers. If you click the link in the text message, you’ll be directed to a fake webpage that is designed to steal your personal and financial data. If you enter any information here, the cybercriminals will be able to steal it immediately. You won’t actually pay any bills, but you will pay the scammers!

Follow these tips to avoid falling victim to a smishing scam:

-Always be suspicious of text messages that you weren't expecting, especially if they are instructing you to take action.

-To check the accuracy of a bill, navigate directly to your account on the organization’s official website or app rather than clicking links in text messages.

-Remember that legitimate organizations rarely demand immediate action via text message. Scammers often create a sense of urgency to try to trick you into acting impulsively.

04/21/2025

Estate planning is important. If you do not plan, loved ones may face more challenges picking up the pieces. Learn the basics of planning your estate here.

Follow this link to learn about the pitfalls of not planning your estate.

https://www.rocketlawyer.com/family-and-personal/estate-planning/legal-guide/what-can-go-wrong-5-pitfalls-of-not-planning-your-estate?utm_content=CTA&utm_source=triggered_email&utm_medium=email&utm_campaign=SC_5PitfallsNotPlanningYourEstateMarch25_ALL

Address

Frederick, CO
80504

Telephone

(720) 626-6524

Website

http://LegitPlan.com/

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