05/24/2026
Q. My girlfriend has been living with me in my house for 14 years. We don’t have any children together. If something happened to me, would she be able to keep the house (which is in my name)?
A. Not automatically.
In Kentucky, an unmarried partner does not inherit simply because you have lived together for many years. If you die without a Will, your property passes under Kentucky’s intestate succession laws and not based on who you lived with or who you intended to provide for.
Generally, if there is no Will, property passes first to a surviving spouse and/or family members such as children, descendants, parents, siblings, nieces/nephews, and then more remote relatives. A girlfriend or boyfriend is not included in that list, no matter how long they have lived together.
So, in this situation, unless she is protected through proper estate planning (such as a Will, deed, trust, or other valid arrangement), she may receive nothing and may not be able to keep the house.
Also, because she is not a spouse or close family member under Kentucky inheritance tax law, anything she does receive may be subject to Kentucky inheritance tax.
The lesson: If you want an unmarried partner to receive your home or other property, you need to put that plan in writing legally. Do not assume Kentucky law will do it for you.