HL Law Group, P.A.

HL Law Group, P.A. HL Law Group is a Florida law firm that focuses its practice on personal injury and property damage insurance claims.

You spot the 'Beware of Dog' sign nailed to the fence post after the neighbor's dog bites your daughter, and figure that...
08/28/2026

You spot the 'Beware of Dog' sign nailed to the fence post after the neighbor's dog bites your daughter, and figure that settles it.

It isn't, not automatically. Florida's strict liability law skips proving the dog bit before, or that the owner knew it was dangerous. That sign only defeats a claim if the bite happens on the owner's own property, and it doesn't apply if your daughter is under six. Provocation is what actually bars recovery, not the sign, and comparative negligence only trims damages, it doesn't erase them.

Breed exclusions work differently. A homeowner's or renter's policy typically covers dog bites, though coverage can be limited or excluded for certain breeds or bite history. That affects how the claim gets paid, separate from whether the owner is liable for it.

Call us at (954) 713-1212 if a sign or a breed exclusion has you thinking there's nothing left to do.

That's usually when the real work starts.

You're trying to get the kids out the door for daycare pickup, and the only conversation at breakfast is about the banda...
08/25/2026

You're trying to get the kids out the door for daycare pickup, and the only conversation at breakfast is about the bandage on your son's arm.

Florida doesn't make you prove the dog had bitten before, or that the owner knew it was dangerous, to hold that owner responsible if your son was lawfully on the property. Protecting that claim comes down to three calls, made in order, while the details are still fresh.

Animal control typically creates a report naming the owner, describing the dog, and noting its vaccination status, often the quickest way to identify whose insurance applies. A same-day or next-day medical visit typically builds the wound photos and chart notes that document the injury and its healing. The insurer call comes last, since notifying an insurer generally falls on the policyholder.

Call us before you make that third call: (954) 713-1212.

That order is what keeps the claim intact.

The hospital billing office calls before the swelling in his leg goes down, asking who's paying for the MRI. If he was r...
08/18/2026

The hospital billing office calls before the swelling in his leg goes down, asking who's paying for the MRI. If he was riding a motorcycle instead of driving a car, his own auto policy isn't picking up that bill.

Florida's no-fault law doesn't treat motorcycles like cars. Standard auto PIP coverage generally doesn't extend to injuries from riding a motorcycle, because state law doesn't define motorcycles as motor vehicles for that purpose. The gap opens immediately. Bills start piling up long before any settlement or verdict covers them.

What closes that gap is the paperwork nobody wants to deal with at 9 PM: treatment records, physician notes on how serious the injury really is, and the bills themselves, lined up to show what this crash cost. Proving those damages typically depends on keeping that trail complete from the first appointment on.

Save our number before the next bill arrives: (954) 713-1212.

He wasn't wearing a helmet when the pickup ran the light on Sunrise Boulevard, and his sister already thinks that's the ...
08/15/2026

He wasn't wearing a helmet when the pickup ran the light on Sunrise Boulevard, and his sister already thinks that's the end of the case.

It isn't. A helmet doesn't decide who caused the crash. Florida generally requires one for riders under 21, with an exemption for older riders carrying certain medical coverage. When non-use comes up, the argument is about how bad the injuries got, not who ran the light.

Florida reduces your recovery by your percentage of fault, and cuts you off completely only if you're found more than half responsible. A helmet argument alone rarely gets anywhere near that line.

What actually decides the case is everything around it: the video, the skid marks, the medical records that show what happened and what it cost. No single piece carries the whole claim.

If you want a second set of eyes on the helmet argument the insurer is making, call us: (954) 713-1212.

By the time the rain lets up on Federal Highway, the skid marks that would have shown how fast that truck was going are ...
08/11/2026

By the time the rain lets up on Federal Highway, the skid marks that would have shown how fast that truck was going are already gone.

South Florida's summer storms don't wait for anyone. Heavy rain, road crews, and passing traffic can rapidly wash out gouge marks and fluid trails, particularly in high-traffic urban areas during wet-season conditions, and the scene can change quickly once traffic reopens.

Video evidence isn't necessarily preserved either. A GoPro typically keeps footage until storage fills or someone deletes it. A nearby business camera commonly holds footage for 7 to 30 days, though that window can vary significantly, and consumer dashcams often overwrite themselves within days to weeks.

None of it proves the whole case alone.

The earlier in the case, the more options you have. Call us: (954) 713-1212.

The tow truck is already hooked up, a trooper is waving traffic past, and somebody tells you they've got it handled.When...
07/31/2026

The tow truck is already hooked up, a trooper is waving traffic past, and somebody tells you they've got it handled.

When a storm is headed our way, the fuel tankers and supply runs keep rolling on I-95 and I-595, with lanes already narrowed by construction. Crashes with that much weight often result in catastrophic injuries such as traumatic brain and spinal cord damage.

If you can hold a phone, do this. An immediate record of the scene is critical to documenting details such as where the vehicles came to rest and the skid marks behind them. Get the debris field and the temporary signs routing traffic through the work zone. Ask the people who stopped for their names.

Cases like this run on federal trucking rules and reconstruction work, which is why they rarely resolve the way a two-car fender bender in Broward County does. Call us at (954) 713-1212 and we'll go through what you have.

The cones move by morning.

A citation for careless driving names one person: the driver. The company that dispatched him, the shop that serviced hi...
07/28/2026

A citation for careless driving names one person: the driver. The company that dispatched him, the shop that serviced his brakes, and the manufacturer that built the part that failed don't show up on that piece of paper at all.

A civil claim can name all three. Motor carriers are typically required by federal regulations to inspect and maintain their trucks and to document it, and those maintenance records matter when a citation only tells half the story. A skipped brake job or a defective part points to negligence that belongs to the shop or the supplier, not the driver following dispatch orders.

What I've learned handling these cases is that the ones that look simple on the police report often turn out to have three or four negligent parties once records get pulled.

Call us if you're staring at a citation and wondering whether that's the whole story: (954) 713-1212. A ticket closes the traffic case, not yours.

The shop calls to say the truck's cleared for repairs. Nobody mentioned the box wired into the dash.That box holds more ...
07/25/2026

The shop calls to say the truck's cleared for repairs. Nobody mentioned the box wired into the dash.

That box holds more than most people expect: engine control module data, braking patterns, speed at impact. None of it waits around indefinitely. Some systems overwrite in days. Others hold on for weeks. Federal law sets six months as the minimum retention period for ELD records, but "minimum" isn't the same as "safe."

The only thing that actually stops the clock is a written hold request landing in the carrier's hands before repairs begin. Miss that window, and the data most likely to explain what happened is gone before anyone thinks to ask for it.

There's also the matter of who receives that letter. What starts as one driver and one truck often unravels into a leasing company, a maintenance contractor, and a carrier, each holding a piece of what happened.

Before that request goes out, or if it hasn't yet, call us: (954) 713-1212.

Ask a rider what covers their medical bills after a crash, and most people answer the same way a driver would: Personal ...
07/18/2026

Ask a rider what covers their medical bills after a crash, and most people answer the same way a driver would: Personal Injury Protection, or PIP. Not on two wheels.

Florida's no-fault law leaves motorcycles out of the PIP requirement entirely. No mandatory coverage, no PIP benefits, no matter how the crash happened. That gap doesn't show up until the ambulance bill does, and by then you're asking your own health insurer to cover something it was never built for.

Pull your health insurance declarations page and any MedPay policy on the bike this week. Those documents show what's actually paying right now, because a claim for serious injuries can often take several months to multiple years to resolve, and the bills don't wait for a settlement check.

Before the bills outpace what you think your policy covers, call us: (954) 713-1212.

"No helmet, no case." Riders often say this after talking with an adjuster, as if it's already decided. It isn't.If you'...
07/15/2026

"No helmet, no case." Riders often say this after talking with an adjuster, as if it's already decided. It isn't.

If you're 21 or older and are covered by an insurance policy providing at least $10,000 in medical benefits for injuries incurred as a result of a motorcycle crash, Florida law does not require a helmet. An adjuster who treats "no helmet" as an automatic bar to your claim is skipping steps.

What actually happens is narrower and more frustrating. Failure to wear a helmet when the law requires one can be used to argue comparative negligence for head injuries. Even when a helmet isn't legally required, a defense may still raise helmet non‑use as a comparative‑negligence argument in some cases. If you're found more than 50% at fault under Florida's modified comparative negligence rule, you cannot recover; if 50% or less at fault, your recovery is reduced by your share.

Riders may often face assumptions of fault that car drivers don't, so it's worth having someone review any insurer documents before you sign.

Call us: (954) 713-1212.

Address

2601 E Oakland Park Boulevard #503
Fort Lauderdale, FL
33306

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

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