09/02/2026
Before buying a franchise in Florida, do not try to read the FDD from beginning to end.
Go directly to the pressure points:
Item 3: Litigation history
Item 7: Estimated initial investment
Item 19: Financial-performance representations
Item 20: Openings, closures and terminations
The state addenda and personal guarantee
Item 19 deserves particular attention. If a sales representative gives you revenue or earnings figures that do not appear in the FDD, that should raise questions.
You should also check whether the agreement requires disputes to be handled in another state and whether you are personally guaranteeing the franchise’s obligations.
In our latest video, Santiago Cueto explains how to examine an FDD before investing your savings in a Florida franchise.
Watch the full video: https://youtu.be/I0e_n-ogG-o
This content is for general educational purposes and is not legal advice.