Anjana Budhathoki, Principal Broker

Anjana Budhathoki, Principal Broker First-Time Buyers • Relocation • Investment Properties • Luxury Homes My mission is to simplify the complexities of real estate transactions for you.

Anjana Budhathoki | Principal Broker & REALTOR® at oNest Real Estate | Northern Virginia Real Estate Expert helping buyers, sellers & investors across VA, DC & MD since 2016. 🏡 Real Estate Broker & Proud Mom of Two 🌟

🌱 Embracing the Journey of Motherhood & Real Estate Since 2016

Hello there! I’m Anjana Budhathoki, a dedicated mother to two beautiful daughters and a passionate real estate broker.

My journey in this dynamic industry began in 2016, and since then, I’ve been committed to guiding clients through the intricate maze of buying and selling homes.

🏢 Founder of oNest Real Estate - In 2021, I took a leap of faith and started my own brokerage, oNest Real Estate. Whether you’re a first-time buyer, a seasoned investor, or looking to sell your cherished home, I’m here to make your experience as smooth and rewarding as possible.

💡 Expertise & Insight - With a deep understanding of the market and a mother’s touch, I specialize in helping clients navigate the often overwhelming process of real estate. My approach is simple: listen to your needs, provide expert advice, and be there for you every step of the way.

🚀 Empowering Financial Growth - Real estate isn't just about finding a place to call home; it's a pathway to financial growth. I’m passionate about helping you discover the potential in real estate investments, ensuring your decisions today bring prosperity for years to come.

🌟 Let's Connect! - Whether you’re curious about the market, ready to buy or sell, or looking to invest, I’m just a message away. Let’s embark on this real estate journey together, creating success stories one home at a time. Equal Housing Opportunity.

Luxury homes are selling faster as demand remains strong in the high-end market. 🏡✨ In some markets, limited luxury inve...
08/29/2026

Luxury homes are selling faster as demand remains strong in the high-end market. 🏡✨ In some markets, limited luxury inventory and financially stronger buyers are helping desirable properties move quickly. For example, luxury homes in the Philadelphia region had a median of just 6 days on the market in Q2 2026, compared with 11 days for homes overall.

What’s driving the trend? Many luxury buyers are less dependent on mortgages, while limited inventory can create more competition for well-priced, high-quality properties.

For luxury sellers, this can create an opportunity—but pricing and presentation still matter. For buyers, being prepared to act quickly can be important when the right property hits the market.

The luxury market is moving differently from the rest of the housing market. 🔑

Home affordability is the best it’s been in 4 years.That’s thanks to: Lower rates. Slower home price growth. And rising ...
08/29/2026

Home affordability is the best it’s been in 4 years.

That’s thanks to: Lower rates. Slower home price growth. And rising wages.

And while the affordability problem isn’t solved, many buyers are finding the numbers work better today.

If buying didn’t make sense for you last year, take another look.

Have you re-run the math on your move yet? DM me and let’s see if it changes when you're ready to buy.

08/29/2026

High Mortgage Rates Are Keeping Buyers on the Sidelines

Higher mortgage rates are continuing to put pressure on the housing market. 🏠📊

Pending home sales fell 2.3% in July, marking the second consecutive monthly decline. All four major U.S. regions recorded monthly declines, showing that the slowdown isn't limited to just one part of the country.

Why does this matter?

A higher mortgage rate can significantly increase a buyer's monthly payment. When combined with elevated home prices, that can push some potential buyers to delay their purchase or search for less expensive homes.

The result is a market where buyers may be interested in purchasing but aren't necessarily ready to sign a contract.

There is also an important opportunity hidden in this trend. Slower demand can mean more time for buyers to compare properties, negotiate, and make decisions without the intense competition seen in hotter markets.

The housing market is changing, and buyers don't necessarily have to rush—but they do need to understand the numbers.

Fewer and fewer housing markets are experiencing price declines—a potential sign that the housing market may be moving t...
08/28/2026

Fewer and fewer housing markets are experiencing price declines—a potential sign that the housing market may be moving toward greater stability. 🏡📈

After a period of slower growth and price corrections in some areas, the number of markets seeing year-over-year declines is shrinking. That could indicate that home prices are beginning to find a floor, although conditions still vary significantly from one market to another.

For buyers, this may mean less downward pressure on prices in some markets. For sellers, it could signal that the market is becoming more supportive—but pricing a home correctly remains important.

The takeaway? The housing market may be finding its footing, and local trends matter more than ever. 🔑🏠

Selling your house is absolutely possible right now. But you can’t approach it the same way you did in 2021.Buyers have ...
08/28/2026

Selling your house is absolutely possible right now. But you can’t approach it the same way you did in 2021.

Buyers have more choices today, and their expectations are higher. You have to adapt your strategy based on that.

I put together a breakdown of the biggest mistakes some sellers are making this year, so you know how to get ahead.

Message me and I’ll send you the details. The right approach changes everything.

08/28/2026

In Some Markets, Buying Could Be a Very Long-Term Investment

Homeownership can be an excellent long-term investment, but today's housing market reminds us that there is no universal timeline for when buying becomes financially better than renting. 📈🏠

In some of the country's most expensive markets, the combination of high purchase prices, mortgage costs, taxes, insurance, and maintenance can make owning a home significantly more expensive than renting.

That means buyers may need to stay in the home for a very long time before the financial advantages of ownership outweigh the costs of buying.

For someone planning to stay for decades, building equity and benefiting from potential appreciation could make buying worthwhile. But someone who expects to move in a few years may want to carefully compare the costs before committing to a purchase.

The housing market isn't just about whether prices will rise or fall. It's also about affordability, time, opportunity cost, and your personal financial goals.

Before buying, understand the numbers. Before renting, understand them too.

Because the best housing decision is an informed one.

Luxury home prices are pulling ahead of the broader housing market. 🏡📈 According to recent Redfin data, luxury home pric...
08/27/2026

Luxury home prices are pulling ahead of the broader housing market. 🏡📈 According to recent Redfin data, luxury home prices rose 4.7% year over year, compared with just 1.5% for non-luxury homes—meaning luxury prices are growing more than three times as fast.

What’s driving the difference? Affluent buyers are generally less affected by high mortgage rates and affordability pressures, keeping demand stronger at the top end of the market. Meanwhile, many buyers in the broader market are still being held back by elevated borrowing costs.

This creates an interesting divide in today's housing market: while overall price growth remains relatively modest, the luxury segment continues to show stronger momentum.

For luxury homeowners, this could mean continued appreciation and strong buyer interest. For buyers, understanding how your local luxury market is performing can be just as important as looking at the broader housing trends.

Homebuilders are in deal mode right now. Here’s why.There are more new builds on the market than usual. Now, this doesn’...
08/27/2026

Homebuilders are in deal mode right now. Here’s why.

There are more new builds on the market than usual. Now, this doesn’t mean builders are overbuilding. But it does mean they're motivated to sell their current inventory before they build more – and that’s good for buyers like you.

It’s why the majority are offering incentives like rate buydowns, closing cost credits, and free upgrades. And roughly one-third are even cutting prices.

The opportunity to get a good deal is there. You just need a partner to help you make the most of it.

DM me if you want to know which builders are offering the best incentives in our area.

Repeat buyers, you’ve got a big leg up on your next move. It’s your equity, the difference between what your house is wo...
08/27/2026

Repeat buyers, you’ve got a big leg up on your next move.

It’s your equity, the difference between what your house is worth and what you still owe on your mortgage. Sell, and that equity turns into cash you can roll right into your next down payment.

That’s how a lot of repeat buyers put down 20% or more. But why do they, especially when they don’t necessarily have to?

Because putting more down saves you money in the long run. A bigger down payment means a smaller loan, so your monthly payment is lower and you’re paying less interest over time.

You can also skip private mortgage insurance, or PMI, which is an additional monthly fee required for loans with less than 20% down.

Talk to a trusted lender to figure out what down payment makes the most sense for your budget. And when you’re ready to kick start your move, let’s talk.

08/27/2026

Renting vs. Buying: There’s No One-Size-Fits-All Answer

Is buying always better than renting?

Not necessarily. 🏡

The right choice depends heavily on where you live and your personal financial situation. In some affordable markets, buying may make financial sense relatively quickly. But in expensive markets, high home prices and ownership costs can make renting financially competitive for many years.

For buyers, the potential benefits of homeownership include building equity, possible appreciation, and having greater control over your living space. But buyers also take on responsibilities that renters generally don't—including repairs, maintenance, property taxes, insurance, and the risk of changes in property values.

Renters may have less responsibility for property maintenance and greater flexibility, but they don't build home equity through their monthly rent payments.

So before making the decision, consider more than just today's market.

Ask yourself:
How long will I stay?
What can I comfortably afford?
What are the total costs of owning?
What could I do with my savings if I rent?

The smartest housing decision is the one that fits your financial goals—not simply the one everyone else tells you to make.

Address

9697 Main Street D
Fairfax, VA
22031

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