Leo Pacheco - Empire Home Loans - Nmls#271747

Leo Pacheco - Empire Home Loans - Nmls#271747 I was born into a real estate family. After spending time as a high school teacher and coach I returned to my roots of real estate.

For the past 19 years I have utilized my background as an educator and coach to help my clients to achieve their goals

Thank you for all your service!
11/12/2025

Thank you for all your service!

Increasing your credit score can increase your chances of qualifying for a home. Here are a few simple ways to make it h...
08/20/2025

Increasing your credit score can increase your chances of qualifying for a home. Here are a few simple ways to make it happen. 1. Pay down debt. 2. Pay your bills on time, every time. 3. Keep credit card balances low.

Listen up real estate agents! I'd love to help you open the door to more self-employed homebuyers. I've got great option...
04/22/2025

Listen up real estate agents! I'd love to help you open the door to more self-employed homebuyers. I've got great options that can help small business owners and entrepreneurs qualify for a mortgage. Call me today to discuss.

Buying a house doesn't have to be complicated or take forever. It's my bread and butter and I've got you covered. Don't ...
04/18/2025

Buying a house doesn't have to be complicated or take forever. It's my bread and butter and I've got you covered. Don't know where to begin? Reach out!

Military members and their families have access to several benefits when it comes to buying a home. These could include ...
04/14/2025

Military members and their families have access to several benefits when it comes to buying a home. These could include no money down, fast closings and no appraisal or mortgage insurance needed! Call me today to learn more.

Don't leave your dream home up to chance. Message me to see how to turn the luck of homeownership in your favor. Happy S...
03/17/2025

Don't leave your dream home up to chance. Message me to see how to turn the luck of homeownership in your favor. Happy St. Patrick's Day!

Merry Christmas! If you’re not in your pajamas yet, what are you doing? Let’s celebrate with family, food and all the ho...
12/25/2024

Merry Christmas! If you’re not in your pajamas yet, what are you doing? Let’s celebrate with family, food and all the holiday movies we can handle!

Purchase loan submitted at 9:30am loan approved by 2pm.  Whose next!
12/14/2024

Purchase loan submitted at 9:30am loan approved by 2pm. Whose next!

Prefer paying property taxes and homeowners insurance on your own? Don't pay a fee. Message us to see if you're eligible...
11/14/2024

Prefer paying property taxes and homeowners insurance on your own? Don't pay a fee. Message us to see if you're eligible for an escrow waiver and start saving money.

Happy Veterans Day to all of our clients and neighbors who have done so much to secure our freedom and safety.
11/11/2024

Happy Veterans Day to all of our clients and neighbors who have done so much to secure our freedom and safety.

Summer isn't the only time to purchase a home. I can help you close on your home this holiday season. Contact me to get ...
11/01/2024

Summer isn't the only time to purchase a home. I can help you close on your home this holiday season. Contact me to get started on your holiday home today.

Mortgages can seem like an exhausting climb to the top of a mountain, but with a broker, it can feel like a walk in the ...
10/30/2024

Mortgages can seem like an exhausting climb to the top of a mountain, but with a broker, it can feel like a walk in the park. Enjoy the scenery of potentially saving thousands. Reach out!

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Fair Oaks, CA
95628

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