Law Offices of Tony Forberg

01/11/2025

Victims of the Los Angeles wildfire should immediately file a claim with their insurance carrier and contact FEMA for disaster assistance:

https://www.disasterassistance.gov

01/05/2025

Benefits of Chapter 7 Bankruptcy

1. Debt Discharge

Elimination of Unsecured Debts: Discharges most unsecured debts like credit card balances, medical bills, and personal loans.
Fresh Financial Start: Allows individuals to start over without the burden of overwhelming debt.
2. Protection from Creditors

Automatic Stay: Halts collection activities, including lawsuits, wage garnishments, and phone calls from creditors.
Legal Protection: Prevents creditors from pursuing legal action while the bankruptcy is active.
3. Simplicity and Speed

Quick Process: Typically completed in 4-6 months.
Minimal Paperwork: Less complex than other bankruptcy chapters, such as Chapter 13.
4. Retention of Essential Assets

Exempt Property: Allows individuals to keep certain essential assets (e.g., home equity, car, tools of the trade) under federal or state exemption laws.
Reaffirmation Agreements: Option to retain secured property like a car by continuing payments.
5. Emotional and Psychological Relief

Reduced Stress: Eliminates the pressure of mounting debts and creditor harassment.
Improved Mental Health: Provides peace of mind and a path to recovery.
6. Opportunity to Rebuild Credit

Starting Over: While it impacts credit initially, it also provides a clean slate to rebuild over time.
Post-Bankruptcy Offers: Credit card and loan offers are often available soon after discharge, though at higher interest rates.
7. Legal and Financial Clarity

Defined Resolution: Provides a structured way to address financial issues.
Education Requirement: Debtors must complete credit counseling and financial education, which can improve money management skills.
8. No Repayment Plan

No Long-Term Commitments: Unlike Chapter 13, there is no requirement to repay debts over several years.
9. Protection Against Deficiency Judgments

Secured Loans: Prevents creditors from pursuing the remaining balance if a repossessed asset is sold for less than the loan amount.

For more information, call for a free consultation.

Call now to connect with business.

11/10/2024

"When I found myself in financial trouble and overwhelmed by debt, I was at a loss for where to turn. I reached out to Law Offices of Tony Forberg, and immediately felt a sense of relief. From our very first meeting, they treated me with respect and understanding, explaining each step of the bankruptcy process in clear, simple terms. They took the time to understand my unique situation and provided me with guidance tailored to my needs.

Thanks to their expertise and dedication, I felt supported every step of the way. They handled all the paperwork, answered every question, and advocated on my behalf. I am now on the path to financial recovery, and I can't thank Tony Forberg enough for helping me get a fresh start. If you’re looking for a compassionate, skilled, and trustworthy bankruptcy lawyer, I highly recommend Law Offices of Tony Forberg."

Call (818) 484-7823 for free consultation

Call now to connect with business.

10/15/2024

Do you owe more than you can afford? Are you struggling to make payments on your debts? Do you need to get your finances in order? If you answered yes to any of these questions, then you need to call The Law Offices of Tony Forberg now and talk to a real attorney, not a paralegal.

01/26/2023

Los Angeles County’s pandemic eviction moratorium that was set to lapse on January 31, 2023, was extended by the Board of Supervisors county-wide again. The moratorium will now expire at the end of March.

Call Law Offices of Tony Forberg for all Real Estate Law matters, including Quiet Title, Partition Action, and Landlord Tenant law.

10/25/2021

In California, with limited exceptions, property owners do not have a right to light, air, or unobstructed view. However, California Spite Fence law may prohibit a neighbor from maliciously planting or maintaining trees exceeding 10 feet high on property line, for the purpose of annoying the owner, or occupant of adjoining property.

Spite Fence law is complicated, and disputes between neighbors about trees blocking views, can lead to expensive litigation and damages. An alternative is an agreement for a view easement.

08/30/2021

If you are planning in going to federal Courthouse, get ready to be vaccinated or show proof of negative Covid test within 3 days of entry.

04/01/2021

You bought a home, and now you find out one of the rooms was an illegal addition or illegal conversion. The failure to disclose illegal addition or conversion affect the value of the property significantly.

In California, the Seller and/or the Seller's broker must deliver to Buyer real estate disclosure statement, which contains a checklist to give notice of material defects that could affect the value of the property, including, among other things, illegal additions or conversions.

Law Offices of Tony Forberg has years of experience representing Home Buyers who bought a home and discover that the Seller failed to disclose illegal improvements or illegal conversion. Call Us for Free Consultation

No Recovery - No Fee

02/24/2021

https://www.latimes.com/california/story/2021-02-23/lapd-captain-target-of-search-warrant-in-stolen-weapons-investigation-into-academy-gun-shop?fbclid=IwAR1imUKI07uit1D7pkbvvKFCNuoCSw4-rzsahSPZx7H16gN4fqE1oloK70o

LAPD captain is target of a search warrant in investigation into weapons stolen from academy shop.

02/22/2021

What is Eminent Domain

Eminent domain is the power of local, state, or federal government agencies to take private property for public use so long as the government pays just compensation. Examples of “public uses” for which the government might exercise its power of eminent domain include schools, roads, libraries, police stations, fire stations, and similar public uses.

In an Eminent Domain action, government agencies shall obtain an appraisal and offer the owner of real property records to be acquired before the court proceedings can commence. The offer generally must be in an amount no less than the appraisal approved by the agency.

A property owner is not required to accept the agency’s offer. Instead, the property owner may make a counter-offer or assert a higher value for their property once the eminent domain action is filed in court. The court directs the government agency to deposit the probable amount of just compensation. Thereafter, appraisers determine the fair market value of the subject property. The fair market value of the property taken is the highest price on the date of valuation that would be agreed to by the seller, who would be willing to sell under no particular or urgent necessity of doing so, nor obliged to sell. A buyer, being ready, willing, and able to buy under no particular necessity for so doing, each dealing with the other with full knowledge of all the uses and purposes for which the property is reasonably adaptable and available.

If a settlement cannot be reached between the owner and the government agency, a trial regarding the eminent domain action takes place before a jury who determines the fair market value of the subject property.

When the judgment is entered, the government pays compensation within 30 days following entry of judgment, and the title to the subject property is transferred to the government by the court.

If you have questions or need legal advice on Eminent Domain, contact me for a free initial consultation.

07/30/2020

LAPD Officers Charged With Falsifying Gang Records Could Disrupt Over 750 Criminal cases

I am sure quite a few defense attorneys are going through their files to see if any of these officers were the arresting officers in their clients’ cases.