09/09/2026
Every home has a past—and sometimes, it comes with problems you never created.
When I bought my townhome at age 22, the builder hadn’t paid the roofer. That left millions of dollars in mechanics’ liens tied to the development.
My owner’s title insurance policy protected me. Without it, I couldn’t have refinanced to lower my payment or sold the home without a costly legal battle.
It may not be the most exciting part of buying a home—but when you need it, it matters. I’m a big believer in protecting what you worked so hard to buy.