09/27/2026
šØ BUYER WARNING: NEVER CREATE FAKE PAY STUBS TO GET A MORTGAGE
Think creating a check stub will help you qualify for a home loan? Think again.
Creating, altering, or submitting false income documentation to a lender can constitute mortgage fraud and document fraud. It can put your mortgage approvalāand potentially your entire transactionāat risk.
š What could happen?
If a lender discovers that income documentation was falsified:
ā Your loan could be denied or withdrawn
ā You may not be able to close
ā Your earnest money could be at risk, depending on your contract and circumstances
ā The transaction could be terminated
ā You could face serious legal and financial consequences
A home purchase is not worth risking your freedom, finances, or future.
š” THERE IS A BETTER STRATEGY
If your income, credit, employment history, or debt is keeping you from qualifying right now, donāt manufacture documents.
Letās build a legitimate path to homeownership.
Your lender can help identify what needs to improve, and I can help you develop a realistic purchase strategy based on your actual financial profile.
PRIOR PLANNING PREVENTS POOR PERFORMANCE.
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Lia Alexander, REALTORĀ®
Better Homes & Gardens Real Estate Metro Brokers
š 678-441-5578
š 404-843-2500
Lic # 442152
3095 Satellite Blvd., Bldg. 800, Ste. 120
Duluth, GA 30096
Ā®