Blair & Fitzsimmons P C

Blair & Fitzsimmons P C BANKRUPTCY, FAMILY LAW, CRIMINAL LAW ATTORNEYS FROM DUBUQUE, IA Blair & Fitzsimmons P C is your source for expert legal advice and understanding guidance.

Our Dubuque, IA, office works with you to best understand your needs so we can provide effective counsel.

07/28/2022

When it comes to filing for bankruptcy, it pays to be honest. This means not hiding liabilities or assets as they could come back to hurt you. A bankruptcy attorney will help you to file a complete and accurate picture of your financial situation so you can get everything taken care of at once.

07/26/2022

Bankruptcy can improve your credit scores in the long run, provided you make your payments and work on establishing new credit as soon as possible. Bankruptcy remains on your credit report for 10 years, but you can start repairing your credit immediately.

07/21/2022

Think twice before you liquidate your retirement account to pay down your credit card debt! Retirement accounts are generally protected from bankruptcy proceedings. In most cases, you can eliminate your debt while retaining what you have in your retirement account free and clear.

07/19/2022

It’s important to understand that not all of your debts are discharged when you file for bankruptcy. Rather, the process of bankruptcy works to redesign your debt, so that it is easier for you to pay off in the future.

07/14/2022

In a Chapter 7 bankruptcy, you file a petition asking the court to discharge your debts. You may be allowed to keep certain exempt properties, such as your home. Other properties are liquidated and the money is distributed to your creditors.

07/12/2022

Do you worry that filing for bankruptcy won’t solve anything because you’ll likely run up your credit cards again as soon as you’re able? Depending on the type of bankruptcy you file, you may not be allowed to have new credit accounts for the length of the bankruptcy period.

07/07/2022

The stigma associated with bankruptcy has lessened considerably in recent years, due to the decline in real estate values and the increase in professional job losses. Nearly ten percent of bankruptcy filers in 2010 earned more than $60,000 a year.

07/05/2022

After a chapter 7 filing, you are allowed to keep all property that is deemed exempt from the claims of creditors. Important factors in determining what is indeed exempt include the current value of your property and the equity your property holds.

06/30/2022

It’s important to remember that each type of bankruptcy has a different effect on your credit rating. Let’s discuss your overall goals now and for the future to determine which type of filing is right for you.

06/28/2022

While a Chapter 7 Bankruptcy can be attractive to many debtors, not everyone will qualify. Remember, there are income limits, in addition to limits on the value of personal property you can keep.

06/23/2022

There are numerous myths surrounding bankruptcy, such as claims that individuals will go years or longer without the ability to buy a car or home on credit after filing bankruptcy. However, bankruptcy experts say that’s incorrect. In some cases, it’s possible to qualify for a car loan – although at a higher interest rate – shortly after a bankruptcy filing.

06/21/2022

Chapter 7 personal bankruptcy law states that all debts are alleviated. Chapter 13 states that you must restructure your debt and attempt to pay back money. Which bankruptcy you are eligible for can be determined by one of our experienced lawyers.

Address

820 Locust Street
Dubuque, IA
52001

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+15635881970

Website

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