Susan Tsu Realtor By eXp Realty

10/13/2026

Happy Home, Happy Life!

Do You Know How Much Equity You Have?

The low mortgage rate you locked in a few years ago might make moving feel off the table. But your equity could put it back on.Homeowners with a mortgage have an average of $310K in equity right now. That could go toward a bigger down payment, so you borrow less at today's rates. Or, you may be able to buy your next place in cash – without needing a mortgage at all. So, don’t write off a move just yet. Let's find out how much equity you have and what it could do for you.



Homesbytsu

10/12/2026

Happy Home, Happy Life!

Renovate or Relocate? What To Know Before You Decide To Age in Place

Staying and moving can both be good choices. What matters most is finding the place where you'll feel comfortable and at home for years to come.

If you'd like help weighing the two, let's connect. We can look at what your house could sell for and what 55+ communities in our area have to offer, so you can decide what feels right for you.



Homesbytsu

You've spent years making your house feel like home, celebrating milestones, making each room your own, and turning neighbors into friends. As you look ahead to the next chapter of your life, it's natural to wonder if this is still the place you want to spend it.

10/11/2026

Happy Home, Happy Life!

There's been some talk about whether mortgage rates could climb to 9%. Here's some perspective.

Getting there would take a rare mix of things, all lasting a full year: a booming economy with no slowdown in jobs, the Fed raising rates more than expected, and the conflict in Iran continuing to keep oil prices high.

That's an unlikely combination. So, don’t let it make you worry.

Have questions about mortgage rates? Drop them in the comments. That's what a trusted agent is for – keeping you informed so a headline never makes your decisions for you.



Homesbytsu

10/10/2026

Happy Home, Happy Life!

Over half of homes (60%) are selling below their original asking price right now. And that stat’s held steady for about a year and a half.

With affordability still so tight, having room to negotiate on price will take some of the biggest financial pressures off your move.

Where you've got the most pull comes down to the neighborhood. Let's chat, and we'll pinpoint where you can push hardest.



Homesbytsu

10/09/2026

🔑 CLOSED! A WIN-WIN FOR EVERYONE! 🏡🎉
The buyers needed help with their monthly payment, so we got creative and negotiated $10K in seller credits to help buy down their interest rate! 💰

✅ Buyers got help making the payment work.
✅ Sellers got a deal across the finish line.

Real estate isn’t just about price. It’s about finding solutions! 💡

10/09/2026

Happy Home, Happy Life!

The Fed is raising the Fed Funds Rate to cool inflation, and that can keep upward pressure on mortgage rates for a while. But you can still make a move that works for you.

It just takes the right strategy.

Buyers need to know their real budget at today's rates. Sellers need a price and plan that fits what buyers can afford right now.

Relief on rates could take some time. If you're thinking about a move, let's put together a game plan built for today's rates, so you'll know your next step.



Homesbytsu

10/08/2026

🏡 NEW LISTING! 🎉

Looking for a little more space, peace & country vibes without going too far from Columbus? 👀

📍 14770 S Perry Rd, Laurelville, OH
🌳 Beautiful Hocking Hills area
🚗 Less than 1 hour from Columbus!

Your next home… weekend escape… or investment opportunity? 😉
Come take a look!

📲 Susan Tsu, Realtor @ eXp
🏠 Happy Home, Happy Life!

10/08/2026

Happy Home, Happy Life!

Planning for the years ahead often comes down to one big decision: stay or move.

Staying in your house could mean you have to do some updates like grab bars, walk-in showers, and wider doorways. Moving to a 55+ community lets you skip the remodel and puts a lot of perks right outside your door.

Many offer on-site amenities, added security, and an HOA that takes care of shared spaces. Plus, they make it easy to feel connected to the people around you.

And the equity you've built in your current house could help you make the move.

Weighing your options? Reach out to talk through what makes the most sense for you.



Homesbytsu

10/07/2026

Happy Home, Happy Life!

Myth vs. Reality: Does the Fed Control Mortgage Rates?

The Fed doesn’t set mortgage rates, but its hikes can keep them higher for a while. The goal is to bring inflation, and eventually rates, down over time. With more hikes likely this year, waiting may not pay off. So, let's map out a plan that works at today's rates.



Homesbytsu

You've probably heard the Federal Reserve (the Fed) is raising rates again. And if you're planning to buy or sell a house, you may be wondering what that means for you.