Harbor Legacy Planning

09/22/2021

Are you recently widowed, divorced, or single? You may feel overwhelmed when thinking about who will step in and make decisions, manage your affairs for you if you cannot, or who will receive your money and property when you die.

Having an estate plan is important to ensure that your wishes are carried out during your life and after your death. Just because you are now on your own does not mean that someone else should choose what happens to your hard-earned money.

We can discuss strategies to help make your estate plan work for you. Head to our website to schedule your consult or give us a call today.

09/17/2021

Don't put off your estate planning because you think you need to gather all the documents and have all the answers prior to talking with a lawyer!

Although we do think that important documents should be kept together in a safe place, your first appointment with us is simply a chance for you to get to know who we are, ask questions or review your concerns, and in turn, we will get a general idea of who you are and what your needs might be.

Don't keep putting this off, we will make you wonder why you didn't start sooner! Head to our website or call us and schedule your first free consult today!

09/15/2021

Not married? You are not alone, "In 2018, a record 35% of Americans ages 25 to 50, or 39 million, had never been married."

However, if you are in a long-term relationship and/or you and your partner live together, you should still put an estate plan together for both your benefit and theirs.

This is because the default laws governing estates may not adequately provide for a significant other or unmarried partner.

America is the middle of two simultaneous trends related to marriage. Marriages today are more stable, thanks to the steady decline of divorce rates since the 1980s. At the same time, however, a declining share of Americans marry. In 2018, a record 35% of Americans ages 25 to 50, or 39 million, had....

09/09/2021

Are you a caregiver for your aging parents? We know that doing so can feel overwhelming at times, so we put together some advice to help reduce the stress and put your mind at ease.

👉Click on the link below to learn more!

Advice for Caregivers of Aging Parents September 3, 2021 Estate planning, General advice No Comments Caring for an aging parent can be an overwhelming job. In addition to maintaining your own personal responsibilities like your job, your home, and parenting your children, you also take on the role o...

09/06/2021

08/26/2021

A Revocable Living Trust (RLT) is often the most effective way for people to achieve peace of mind for themselves and their beneficiaries during their lifetime.

While a will only becomes effective after you pass away, a RLT not only avoids probate but it allows you to keep control of your assets while you are living (even if you become incapacitated) AND after you pass.

08/20/2021

It's back to school time, are you ready?

Back to school can mean shopping for new clothes, backpacks, and school supplies. It means meeting new teachers, making new friends, and filing out endless forms or signing multiple documents.

It also means ensuring your estate plan is completed. This will allow you to have a plan in place for your children in case you become incapacitated or pass away. By completing these documents now, you can ensure your children are taken care of. It means you can pick who you would trust to make decisions in their best interest.

Estate planning is not something that should be put off until you retire. These are important decisions that should be made for your family as soon as possible. While you make sure your kids are all set for school, we make sure your life and legacy is not left to chance.

Schedule a consult with us to get your documents in place now.

08/13/2021

This testimonial came from one of our clients when prompted "What would you say to someone who hasn't started the process yet?"

He gave us this fantastic response and we could not agree more! Don't hesitate, give us a call or head to our website to schedule a consult to start creating your estate plan today!

08/11/2021

Your child has graduated high school and will be moving into their college dorm within a matter of weeks.

Even though your child is now deemed an adult, you can't help worrying about them. You worry about the little things like if they ate enough that day, remembered to set their alarm clocks early enough, and if they are brushing their teeth.

You will also worry about any serious emergencies they may face while away from home. Now that your child is technically an adult, their medical decisions are theirs alone.

If you want to be a part of these decisions, reach out to us. We can provide a packet of documents that would allow your child to choose someone they trust to act on their behalf if they aren’t able to.

08/04/2021

👉Myth: Only the rich need an estate plan
👉Reality: Everyone should have an estate plan!

Even for those of modest means, who gets your hard-earned savings when you die is an important consideration. Without any planning, state law will decide who gets what—and many times, what the government’s best guess as to what you would want is contrary to what you actually want.

But, because you did not take the opportunity to formalize your wishes in an estate plan, the state has to step in and do it for you.

Don't let the state determine your legacy - reach out to us and get started on creating your estate plan today.

07/28/2021

We don't want to worry you, but the unfortunate reality is that every year, a significant number of people between 18 and 25 wind up in the nation's hospitals, and their parents are often locked out of critical decisions.

How can you make sure your kid is going to be safe at school, their new home away from home? A new, matching Bed Bath and Beyond sheet set for the dorm sounds great, but it just doesn't seem like quite enough, does it? So what else can you do?

Actually, there is something, probably not yet on your to-do list, that absolutely can make all the difference. Bring your child to a local estate planning attorney.

Click the link below and check out our recent article that explains what steps can be taken before your child leaves for college.

07/22/2021

Wondering Whether You Need to Update Your Estate Plan?

Have you moved? Do you have children or grandchildren? Have you started a business, suffered health problems, or purchased a new home? Do you have new accounts and investments? Do you now care for a parent, pets, or dependent children? Have you remarried, gotten divorced, or retired? Has someone you loved died?

Many changes can happen over the years. Your estate plan needs to reflect the changes in your personal life, financial situation, and goals. There have also been changes in the law.

If it’s been more than 3 to 5 years since you updated your estate plan, it’s time to schedule a free consult. We’ll review your plan and chat with you about what’s been happening in your life. We can get you and your estate plan up to date, reflecting where your life is now.