06/17/2026
Do I have to talk to the other driver’s insurance company? 📞
If you were not at fault, you are not required to speak to them.
They often call repeatedly and ask the same questions because they are trying to lock in a statement early in the process.
But when someone is stressed, injured, or overwhelmed, it is easy to say something incomplete without realizing it and that can be used later.
That is why it is usually safer to keep it simple:
Do not discuss the accident over the phone.
Let them know you are not giving a statement.
And focus on getting proper guidance first.
In many cases, once representation is in place, communication with the insurance company is handled for you, so you are not dealing with those calls directly anymore.
The goal is not pressure.
The goal is protection and clarity. ⚖️
Every case is different. This is general information, not legal advice.