UAW Legal Services Plan

UAW Legal Services Plan The LSP is a negotiated benefit for UAW FCA, Ford & GM actives, retirees, spouses, surviving spouses.

Your 401(k) is considered a protected asset and not subject to Chapter 7 or Chapter 13 bankruptcy. If you have an outsta...
12/22/2025

Your 401(k) is considered a protected asset and not subject to Chapter 7 or Chapter 13 bankruptcy. If you have an outstanding 401(k) loan, it is not dischargeable in bankruptcy, meaning that you will still have to repay the loan. Note that the money you use to repay the 401(k) loan is not considered part of your disposable income in a Chapter 13 bankruptcy. Filing for Chapter 13 bankruptcy - involving the repayment of your debts over several years through bankruptcy court - may also mean that you can't make regular contributions to the 401(k) during the bankruptcy period. A bankruptcy attorney can answer specific questions about your situation.

Did you know that over the past two years, social media users have been scammed out of nearly $3 billion because of acce...
12/16/2025

Did you know that over the past two years, social media users have been scammed out of nearly $3 billion because of accepting friend requests from scammers impersonating people they thought they knew, having their social media account hacked by someone who then steals personal information, or getting involved through a social media offer or ad that turns out to be fake? Social media is a great way to stay in touch and stay informed, but taking precautions when using social media is important. The Federal Trade Commission recommends that 1) you set your privacy settings so that you control who can see your social media account, 2) you ignore messages that seek money or your personal information, 3) you ignore messages that look like they could be from a friend or family member seeking help and contact the friend or family member directly to see if they really need your assistance, and 4) when checking out a company offer or ad on social media, searching for the company's name online, along with the words "scam" or "complaint" or something similar.

Yes! A Plan attorney can help you collect the personal debt you are owed. Your friend will be contacted and a formal dem...
12/16/2025

Yes! A Plan attorney can help you collect the personal debt you are owed. Your friend will be contacted and a formal demand for payment will be made. Your Plan attorney can then negotiate the terms for repayment and a schedule of payments that need to be made to pay off the debt. Questions? Call (800) 482-7700. We are open Monday through Friday from 9 a.m. to 5 p.m. (ET) to serve you. You can also request legal services by writing to [email protected].

The downsides include the conveyance you made to your son being invalidated or causing tax problems. When you pass away,...
12/08/2025

The downsides include the conveyance you made to your son being invalidated or causing tax problems. When you pass away, your heirs could claim that you didn't mean to convey the property and the gift to your son was not completed because no deed was recorded. Your Plan attorney can answer detailed questions about deeds, and preparation of non-business property deeds is covered by the Plan benefit. For more information, call the Plan at (800) 482-7700 or write to [email protected].

Those great online deals you've found may be scams, with the higher prices being charged by your local breeders showing ...
12/02/2025

Those great online deals you've found may be scams, with the higher prices being charged by your local breeders showing the legitimate expense. You'll know you're dealing with a scammer if they want to finalize the deal with payment right away by having you wire money and not giving you time to consider the purchase. This may be done by claiming that the puppy is their last one or that someone else is interested, trying to make you think you'll disappoint your kids if you don't buy now. Do some research and make sure the photo of the pet you're interested in buying isn't elsewhere online, being recycled for a scam. Become familiar with the price of the dog from breeders so you'll know if an offer is too good to be true. Research the name of the seller and check client testimonials. Don't jump into a purchase. Scammers want you to move fast, grab your money, and never send you the pet you want for your kids. Remember, the average loss for this scam is $750 and the average age group that gets caught up in this scam is 35-55.

'Tis the season to receive charity solicitations by mail, email, text message, phone call and through social media. To s...
11/26/2025

'Tis the season to receive charity solicitations by mail, email, text message, phone call and through social media. To stay safe and ensure that the contact info for the charity you want to support is legitimate, be sure to make on-line donations through the charity's official website or by calling the charity's official phone number. On social media, donate only to those fundraisers sponsored by people you know. No one should be pressuring you to donate by cash, gift card, cryptocurrency, or through a wire service. Those requests are sure signs that you are being scammed! If you suspect a scam in a solicitation you receive, call the Plan at 800-482-7700 to be connected to a Plan attorney who can answer your questions.

In many states, vehicle repair facilities have to follow certain laws when quoting you a price on expected repairs, upda...
11/24/2025

In many states, vehicle repair facilities have to follow certain laws when quoting you a price on expected repairs, updating you on additional costs, and/or returning parts to you that may have to be removed or replaced during the repair. If you have concerns, you may wish to get a second opinion on repairs from another facility before deciding which facility to hire. Also check the Better Business Bureau website and other consumer websites to see whether the business you are dealing with has significant complaints from others. Questions? Call (800) 482-7700 or write to [email protected].

Many Plan participants contact the Plan for help because the home warranty contract they thought would cover big repairs...
11/18/2025

Many Plan participants contact the Plan for help because the home warranty contract they thought would cover big repairs and replacements for their home appliances and HVAC systems ended up not covering much at all for the payments they made for coverage. The Federal Trade Commission recommends that before you sign any home warranty contract, ask yourself whether the payments you make will really save you money in the long run, whether the contract limits what will be covered, and whether the company selling the home warranty coverage has a good reputation. Your Plan attorney can also review a home warranty contract BEFORE YOU SIGN so that you can understand the coverage being offered - and any limits on coverage - to make an informed decision. Questions? Call (800) 482-7700. We are open Monday through Friday from 9 a.m. to 5 p.m. (ET) to serve you.

Joint ownership of a house is used mostly by spouses and gives the surviving spouse the right to own the house without a...
11/18/2025

Joint ownership of a house is used mostly by spouses and gives the surviving spouse the right to own the house without any further action when the other spouse passes away. Our attorneys do not recommend this type of arrangement outside of the spousal relationship because the property could be subject to garnishment if the other joint owner is sued. Further, if you die before the other joint owner, because the property will be owned by them entirely, your heirs will have no right to the property that you invested in during your lifetime.

Whether you are buying or selling a home, the purchase agreement is a key document.  A purchase agreement is a binding c...
11/11/2025

Whether you are buying or selling a home, the purchase agreement is a key document. A purchase agreement is a binding contract between a seller and buyer listing the terms of the house sale. Every purchase agreement will list the buyer and seller, the sales price, the earnest money deposit paid by the buyer, and how taxes and expenses will be divided and paid at closing. But did you know that a good purchase agreement may also include the buyer’s right to have the property formally inspected? Or the seller’s right to keep the deposit if the buyer backs out? Or that appliances and even some furniture are included in the sales price? Or that the seller warrants the property’s condition or promises to repair or reimburse the buyer for repairs? Your Plan attorney can make sure your purchase agreement includes provision specifically tailored for you – but only if you consult before you sign the purchase agreement! Call the Plan to request services at 800-482-7700 or write to us by emailing [email protected]. You can also find the Plan's E-Book and a Webinar called "Helpful Hints for Buying and Selling your Home" at www.uawlegalservices.com.

Yes! Your Plan benefit covers getting advice on questions about Social Security retirement benefits, as well as Social S...
11/11/2025

Yes! Your Plan benefit covers getting advice on questions about Social Security retirement benefits, as well as Social Security disability and supplemental income benefits. To be connected to a Plan attorney who can assist, call (800) 482-7700. We are open Monday through Friday from 9 a.m. to 5 p.m. to serve you.

If your home, vehicle, or other property is damaged, in many cases the first step is to contact the insurance company. B...
11/04/2025

If your home, vehicle, or other property is damaged, in many cases the first step is to contact the insurance company. But don't forget to call the Plan too so that your insurance policy can be reviewed for coverage issues and you can be advised on how to file a timely and complete claim. Questions? Call (800) 482-7700 or write to [email protected].

Address

1400 Woodbridge Street
Detroit, MI
48207

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18004827700

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The UAW-FCA-Ford-General Motors Legal Services Plan is a negotiated benefit to provide pre-paid and low-cost legal services for active and retired employees, spouses, and surviving spouses of FCA, Ford, General Motors, GM/Delphi, and the International Union, UAW, including OPEIU Local 494 and UPGWA Local 44 members employed by the UAW.

Call our intake center at (800) 482-7700 to access your legal services benefit! We are here to serve you Monday through Friday from 9 a.m. to 5 p.m. (ET).

Note that the content provided on this page is not legal advice and is provided for general information purposes only to allow you to learn more about the UAW-FCA-Ford-General Motors Legal Services Plan and its benefits.