05/03/2026
SUNDAY STUNNER
3940 Plantation Cove Court, Milton, FL
$1,630,000
4 bed | 4 bath | 3,815 sq ft
They don’t build them like this… and they definitely don’t place them like this.
Welcome to the “Blackwater Jewel,” sitting on the largest lot in Bay Pointe Plantation with wide-open, panoramic views of Blackwater Bay. Built in 2018 and positioned in an X flood zone (no flood insurance required), this one checks boxes most waterfront homes simply can’t.
Inside, everything is oriented toward the water. Wood floors, custom built-ins, and a brick gas fireplace anchor the open living space while natural light pours in through low-E impact glass. The kitchen is dialed in with quartzite countertops, double ovens, a custom island with seating, and a full scullery setup with prep sink, coffee nook, filtered water, and ice maker.
The primary suite is exactly what you want it to be. Spacious, private, and built to unwind with a soaking tub, separate shower, dual vanities, and custom closets. Every additional bedroom has its own en-suite bath, and there’s even a hidden playroom tucked away.
Upstairs gives you flexibility with an oversized game room, wet bar, private office, and walk-around attic with electronic access. This home was designed for real life, not just photos.
Step outside and it gets even better. Over 900 square feet of outdoor living with a covered porch, outdoor kitchen, honed granite counters, open deck, and an enclosed outdoor shower. The backyard leads you straight to a custom dock by Loftis Marine with smart lighting, covered boat storage, fish cleaning station, and space to actually enjoy the water.
Three-car garage, generator readiness, surround sound, security system, well-fed irrigation… it’s all here. This isn’t just a waterfront home. This is how you do waterfront right.
Link in the comments.
Listed by Jessica L. Duncan, Duncan Real Estate Collective
Stout Team | eXp Realty
