07/14/2020
There is a lot stress on your finances right now and a lot of uncertainty. A bankruptcy may be a good option to clear up your old debt and start fresh. A bankruptcy is not a failure and contrary to what you may think, you can actually rebuild your credit score quicker than any other method just by filing a bankruptcy and getting rid of your old debt.
How can that be true? The reason is that you are now a better credit risk because your debt to income ratio is better and you can easily rebuild your credit. Plus, unless you have a lot of equity in your house or car, you get to keep them as long as you keep paying on them. A bankruptcy can also prevent garnishments, evictions, foreclosures and other immediate financial stresses.
We can help you out with a Chapter 7 bankruptcy and you can have all of your unsecured debt gone, including medical bills, within 3 months after we file. If you are thinking about it, give us a call at 303-941-6001 and you will talk to Nora Nye, not some paralegal. We look forward to helping you through this hard time.