The O'Sullivan Law Firm

05/27/2026

You can do everything right on the road and still be left exposed after a crash.

Colorado has the highest underinsured motorist rate in the country at 49.7%. The Insurance Information Institute also lists Colorado as the ninth-highest state for uninsured motorists, with 19.7% of drivers uninsured in 2023.

That means the driver who hits you may not have enough insurance, or any insurance at all, to cover the damage they cause.

This is why uninsured and underinsured motorist coverage, often called UM/UIM coverage, matters so much. It is protection you put in place before a crash happens, so you are not forced to depend on someone else’s insurance after your life has already been disrupted.

At The O’Sullivan Law Firm, we do not sell insurance. But we do see what happens when injured people learn too late that the at-fault driver was not properly covered.

Read more about how UM/UIM coverage can protect you and your family:
https://osullivan-law-firm.com/the-insurance-gap-how-uninsured-and-underinsured-motorist-coverage-protects-you/

If you were hurt in a crash and have questions about your options, call or text 303-388-5304 for free advice.

Colorado has a massive insurance gap. See how uninsured motorist coverage protects you when an at-fault driver is underinsured.

05/22/2026

Colorado’s hands-free law has been in affect since the start of the year. Scott O’Sullivan spent years working with families, safety advocates and lawmakers to help write and pass the bill because he had seen, again and again, the damage distracted driving causes.

Now that the law is in effect, one question still matters after a crash: can we prove the other driver was distracted?

That proof can come from phone records, witness statements, crash reports, vehicle data, camera footage and the driver’s own behavior before impact. And it matters because insurance companies may still try to minimize what happened, even when distraction seems obvious.

At The O’Sullivan Law Firm, we know how to investigate distracted driving crashes and build the evidence needed to protect injured people.

If you were hit by a distracted driver in Colorado, call or text The O’Sullivan Law Firm at 303-388-5304 for free legal advice. Talk directly with a lawyer today to protect your future.

Read more about proving distraction under Colorado’s hands-free law.

https://osullivan-law-firm.com/proving-distraction-under-colorados-hands-free-law/

Colorado’s hands-free law is reducing crashes, but proving distraction is difficult. Learn how to protect your legal claim.

05/13/2026

Colorado pedestrian deaths are rising, and insurance companies are still trying to blame the people who were hit.

It's not acceptable.

After a pedestrian crash, it's all about the evidence. Speed, visibility, driver distraction, road conditions and witness accounts can all change the case. The insurance company may try to control the story early, but that does not make their version true.

Injured pedestrians have rights. Families deserve answers. And full compensation starts with a lawyer who knows how to push back.

If you or someone you love was hit while walking, call or text 303-388-5304 for free legal advice.

https://osullivan-law-firm.com/rising-colorado-pedestrian-deaths-how-insurers-shift-blame/

Colorado pedestrian deaths are surging. Learn how insurance companies shift blame to victims and how to protect your legal rights.

05/05/2026

After a bike or e-bike crash, the question is not always as simple as “Who hit who?” Compensation may come from a driver’s auto insurance, your own UM/UIM coverage, another rider’s homeowner’s or renter’s policy, a government entity responsible for a dangerous road, or even a product manufacturer if a battery or component failed.

That is why what you do immediately after a crash matters. Get medical care, call the police, document the scene, and do not give a recorded statement before you understand your rights.

If you were injured on an e-bike in Colorado, call or text The O’Sullivan Law Firm at 303-388-5304 for free legal advice. You’ll speak directly with a lawyer.

Injured in an e-bike accident? Learn the steps to protect yourself, document the crash, and get the compensation you deserve in Colorado.

04/23/2026

E-bikes are fun. They are fast. But they can get dangerous in a hurry when riders treat them like regular bikes. This article covers a few of the biggest things people get wrong, from helmet choices and braking distance to trail rules, speed, visibility, and even DUI laws that apply to e-bikes in Colorado. Before your next ride, this is worth a read.

https://osullivan-law-firm.com/how-to-protect-yourself-on-an-e-bike-e-bike-safety/

E-bike safety tips for Colorado riders: learn about helmets, handling, visibility, speed, and proper gear to prevent accidents and injuries.

04/17/2026

Ugh. Well. If you need a lawyer…

And by the way, it’s free to call me up to discuss your case. I would enjoy the opportunity to hear what you’re facing and to offer my help.

https://osullivan-law-firm.com/denver-electric-scooter-accident-attorney/

https://www.instagram.com/p/DXPRUgcEcpv/?utm_source=ig_web_copy_link&igsh=NTc4MTIwNjQ2YQ==

04/14/2026

E-bikes are everywhere in Colorado, and they can be a great way to get around. But when crashes happen, the injuries are often more serious than people expect.

Their weight, speed, and handling make e-bike accidents very different from ordinary bicycle crashes, especially when a car is involved.

Read the full article: https://osullivan-law-firm.com/why-e-bike-accidents-are-getting-more-common-and-more-serious/

Learn why e-bikes accidents can cause more severe injuries, how speed and weight affect crashes, and what riders should know for safety.

03/30/2026

“We see it every spring. The first warm weekends bring riders back out, but many drivers haven’t mentally adjusted yet. That gap in awareness is when a lot of crashes happen.” – Scott O’Sullivan, Colorado motorcycle attorney

Here's what drivers forget:
👉 "I didn't see the motorcycle" is NOT a legal defense — it's often proof of negligence.
👉 Left-turn collisions and unsafe lane changes are the most common crash scenarios.
👉 Early spring roads still have sand, gravel, and cold pavement — extra hazards for riders.

Motorcyclists have the SAME rights to the road as any other vehicle. If you're riding this season, document everything after a crash, seek medical attention immediately (adrenaline masks pain!), and don't give recorded statements to insurance companies without legal advice.

Stay safe out there — and drivers, please look twice. 🙏

Motorcycle season brings accidents when drivers fail to see riders. Scott investigates and protects injured Colorado motorcyclists.

03/10/2026

If you have been injured in Colorado, you probably have questions. What do you say to the insurance company? Should you give a recorded statement? Is the first settlement offer fair? What if you did not go to the ER right away? Who is responsible if it involved Uber or Lyft?

You do not have to guess.

At The O’Sullivan Law Firm, you can call or text us for free legal advice. We will listen to what happened, explain your options in plain language, and help you understand what to do next and what to avoid, so you can protect yourself while you focus on healing.

No pressure. Just accurate answers from a Colorado personal injury law firm that deals with these situations every day.

Call or text 3033885304 for free advice.

https://osullivan-law-firm.com/call-scott-free-personal-injury-advice/

Not sure if you need a personal injury lawyer? Here's when to call, how settlements work, and what to do after an accident in Colorado.

02/25/2026

🚨 Heads-up, Colorado drivers!
For the first time in state history, automated speed enforcement cameras are being activated on I-25 between Mead and Berthoud as part of a new effort to slow traffic in a major construction work zone.

Warnings begin March 1, with $75 civil penalties expected in April for those exceeding the posted limits.

Slow down, stay safe.

For the first time in Colorado history, speed enforcement cameras will begin issuing citations along a major interstate.