The Hughes Law Firm

05/25/2026

How To Effectively Use Annuities In Medicaid Planning – If you or a loved one needs long-term care in a nursing home, but simply own too much to qualify for Medicaid, there may be a solution to your problem: Purchase a “Medicaid-friendly” annuity. Indeed, the best part about buying the right annuity is that it will not count as part of your assets for the purpose of determining your Medicaid eligibility ― meaning the annuity can help you reach the Medicaid income limits while avoiding any potential transfer penalty.

Learn more here: https://www.thehugheslawfirm.net/medicaid-planning-with-annuities-in-colorado/

05/18/2026

Protecting Assets from Nursing Homes – Are you or a family member facing substantial long-term care expenses? Are you worried about having to spend your hard-earned life savings on home care, assisted living or nursing homes? Did you know that the monthly cost of nursing home care in Denver can be as high as $9,000 or $10,000? Do you think Medicaid can help?

Many people are confused about the differences between Medicare and Medicaid. Basically, Medicare is a federal program intended to help individuals cover medical expenses when they turn 65. Unlike Medicaid, there are no financial requirements for Medicare. However, Medicare, with minor exceptions, does not pay for nursing homes. Only Medicaid does.

Learn more here: https://www.thehugheslawfirm.net/protecting-assets-from-nursing-homes/

05/07/2026

Life Care Planning Lawyer – Life care planning is a new approach we at The Hughes Law Firm, P.C., use to address many of the financial and health care challenges facing the elderly today. Essentially, a well-developed life care plan will organize, prioritize and set into motion all that is needed to promote an elderly person’s health, safety, well-being and quality of life.

Learn more here: https://www.thehugheslawfirm.net/life-care-planning-lawyer/

04/22/2026

How To Protect Your Assets From Medicaid

Consulting with a Medicaid lawyer in Colorado is crucial to navigating state regulations and protecting your assets from Medicaid while ensuring eligibility. Protecting assets from Medicaid is a goal that an experienced estate planning attorney could implement various strategies to achieve.

Learn more here: https://www.thehugheslawfirm.net/income-rules-on-medicaid-in-colorado/

04/20/2026

What Is Medicaid For Medicaid In Colorado?

Medicaid is a financial need based medical assistance program cooperatively funded by the federal and state governments. The criteria for Medicaid eligibility are governed under both federal and state law, so these criteria differ somewhat from state to state.

Medicaid provides much more comprehensive coverage of medical costs than does Medicare. For instance, federal Medicaid law does not require beneficiaries to pay deductible or co-insurance amounts. Medicaid will also cover a broader range of medical services. Most significantly, Medicaid, unlike Medicare, will cover unskilled attendant care and custodial care expenses, both in the home and in a long-term care facility.

Learn more here: https://www.thehugheslawfirm.net/guide-to-medicaid/

04/15/2026

Is Medicaid Planning Legal And Ethical?

Do you think Medicaid is only for people who have low incomes? Are you wondering about the ethics of applying for Medicaid when you have a good income or have significant assets?

Consider this: With an average monthly cost of $7,854 for nursing home care in Colorado as of 2017 — and one to two thousand more in Denver — even millionaires can run out of funds before their need for nursing care ends.

The reality is that Medicaid planning is completely legal. In fact, not only can proper Medicaid planning save assets for your family, but every single Medicaid planning technique we use at The Hughes Law Firm, P.C., is 100% legal under both federal and Colorado law.

Learn more here: https://www.thehugheslawfirm.net/is-medicaid-planning-legal-and-ethical/

03/30/2026

How Can I Avoid Estate Taxes?

To paraphrase a popular quote from Benjamin Franklin, the only things certain in this world are death and taxes ― but not often with the federal estate tax.

For instance, smaller estates are typically not subject to any federal estate taxes. In fact, as per the new tax laws that went into place on January 1, 2018, the estate tax exemption is $11.2 million ― meaning a person can leave his or her heirs up to $11.2 million and pay no estate taxes at all. But, if the estate is larger than $11.2 million for an individual or $22.4 million for a married couple, the excess may be subject to a 40% tax.

Learn more here: https://www.thehugheslawfirm.net/how-can-i-avoid-estate-taxes/

03/29/2026

BREAKING🚨: Man discovers that after a few million dollars, human beings still enjoy food, sleep, fresh air, and not being miserable.

Economists are stunned.

03/29/2026

03/24/2026

Who May Need A Power Of Attorney?

In this article, you will learn:
How a power of attorney works
Who can make a power of attorney
When it’s too late to make a power of attorney
We all may need a power of attorney in case we lose our ability to make decisions because of an accident, stroke, or dementia, even if we are young. Still, most powers of attorney are activated by people who are older, who are a little bit afraid that perhaps they could lose their ability to make good decisions. They want to ensure they have something set up in advance to have other people lined up to take care of business or healthcare issues in case they become unable to do so.

Learn more here: https://www.thehugheslawfirm.net/the-need-for-a-power-of-attorney-in-colorado/

02/06/2026

Now is a great time to create or review your estate and family planning.