Berken Cloyes, PC

09/29/2024

Went to America's Finest Eyeglasses. Bought a pair. Picked them up the other day, and I noticed that they were made in ...Vietnam.

Hurrah! I bought something NOT made in China.

Yeah! It came from Vietnam.

Go Viet...

Wait. What?

02/10/2024

Love me my Texans. Last of the real fu***ng men.
Bubbas got your back.
Bubbas hold their mud if you are a naughty boy.
Bubbas love their guns.
Bubbas are polite to people and women.
Bubbas love their dogs.
Bubbas know how to wear a hat.
Bubbas love America.
Bubbas are old school.
Bubbas are fair.
Bubbas like real rock n roll.
Bubbas got your back in a fight.
bubbas got your back in a fight, dog.
Love me my bubbas.
Love me my bubbas.

08/19/2023

Karate techniques for self-defense with Icy Mike Watch our weapons test video: https://youtu.be/nKkMuIWiC3g☯️ BIO: Jesse Enkamp a.k.a The Karate N...

02/22/2022

Congress added "Subchapter 5" to the bankruptcy code in 2019. Think of it as a simpler version of Chapter 11. Subchapter V is good for small businesses trying to recover from bad times. And it's cheaper to file than Chapter 11. The good news—Subchapter V can force creditors to receive less than what is owed. Call us to discuss. Berken Cloyes. 303 623 4357.

06/12/2020

Thinking about filing Bankruptcy? Watch this first.

Berken/Cloyes 303-623-HELP

05/03/2020

The coronavirus is expected to permanently close down millions of small businesses in this country. Even businesses that were doing well before the virus are hard-hit.

The coronavirus is expected to permanently close down millions of small businesses in this country.  Even businesses that were doing well before the virus are hard-hit. Good news—there is hope. For those struggling with whether to reopen the business, it is fortunate that Congress passed an amend...

04/29/2020

Will Bankruptcy discharge your Colorado student loan debt?

The short answer is probably not.   But it’s possible. According to one study, only 0.1% of student loan borrowers declaring bankruptcy attempt to get their student loans discharged. Of that number, 40% succeed. In other words, just 0.04% of people who have filed for bankruptcy and sought to have...

04/23/2020

Hello Facebook Family! We have an instagram... Follow us to see goofy selfies from Steve, or to learn about our new "$0 Money-down" Bankruptcy program.

1 Followers, 1 Following, 7 Posts - See Instagram photos and videos from Berken Cloyes ()

03/19/2020

I want to see as much passion for rescuing the middle class as COngress had for the banks in 2008 and 2009.

"I do not believe we should let perfection be the enemy of something that will help even a subset of workers," Mitch McConnell says.

03/19/2020

We have set up systems to talk to clients via the Internet, get the information necessary for a bankruptcy filing, including processing and reviewing all that is needed, without coming to our office. No need to come into the city, except for a court appearance down the road.

The Federal Reserve and the Trump administration are jumping into action to counter the coronavirus crisis. What do people make of that? Emails I receive...

01/08/2020

https://www.cnbc.com/2020/01/07/bankruptcy-would-be-easier-option-for-consumers-under-warren-plan.html

Democratic presidential hopeful Elizabeth Warren released a proposal on Tuesday that would remove some of the stricter rules for bankruptcy filings that were implemented in a 2005 law. Consumers also could discharge student loan debt in bankruptcy, which currently is difficult to do.

11/17/2019

https://jalopnik.com/theres-more-people-taking-out-96-month-auto-loans-now-1825857334

Last month, we briefly highlighted that auto loans with terms lasting as long as 84 months are becoming more common, thanks to a number of prevailing factors. Turns out, I should’ve dug deeper: as the Financial Times notes, we’re witnessing an uptick in new car buyers taking on 96 month loans. E...