David Merino: Universal Lending Home Loans

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About Us

Universal Lending was founded nearly 40 years ago on the principle that our customers deserve individual and specialized attention throughout the mortgage process. This is why we have one of the highest rates of repeat borrowers in the business. Our mortgage professionals embrace our passion for customer care, and educate and empower each potential home buyer throughout the entire process, so they make informed, considerate decisions that ensure their home mortgages fit their budgets and keep their families financially secure. We also help make the mortgage process smoother for buyers and sellers with our proprietary Performance Guarantee, which provides a Certificate of Qualification, virtually ensuring that buyers have the finances available to make an offer on a property and close quickly and easily.

Universal Lending has helped individuals and families from every walk of life achieve their dreams of responsible home ownership. Our mortgage professionals embrace our passion for customer care, and educate and empower each potential home buyer throughout the entire process, so you make informed, considerate decisions that ensure your home mortgages fit your budgets and keep your families financially secure.

In fact, that is our mission: People Helping People Achieve Their Dreams.

Based in Denver, Colorado, Universal Lending has grown from a staff of three to over 200 mortgage professionals around the United States. We understand the impact we make on you and on our community with every loan we make, and we take the privilege and responsibility very seriously.

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