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Suzana Stevanovic - Exit Realty Home Team, Daytona Beach, FL (2026)

04/16/2022

Finding a home in a hot market can be challenging: Supply is limited, and bidding wars are common with demand so high.

You may find yourself up against dozens of buyers, making it hard to snag the home — and at a price you can afford.

It’s important not to lose hope, though. Despite the competitive market, there are ways to find (and buy) your dream home.

Are you having trouble with your home search? These tips might help:

Get preapproved for your mortgage. Having preapproval is critical in a highly active housing market. It could give you a leg up over other buyers, and it can help you gauge your budget more accurately.

Expand your search area. Branching out a little often helps open up more inventory — and it may reduce your competition. If your lifestyle allows for it, you might even want to try looking in more rural areas.

Change your ideal property type. Rather than only focusing on single-family homes, what about searching for townhouses, condos and duplexes too? If you choose the latter, you might be able to rent out the other half to help cover your mortgage.

Shop under your budget. Looking for properties well under your maximum budget allows you to bid comfortably above list price and beat out other buyers — without risking your financial standing.

Look into building or renovating. Maybe you’d like a new construction home instead of buying an existing house. Or, you can look to fixer-uppers and plan to renovate the home before moving. Just make sure you talk to your lender about loan options, as your choice may change what type of mortgage you need.
Do you need help on your home search? Let's Get in touch today.

04/16/2022

𝐼𝒻 𝓎𝑜𝓊’𝓇𝑒 𝓁𝑜𝑜𝓀𝒾𝓃𝑔 𝓉𝑜 𝒷𝓊𝓎 𝓎𝑜𝓊𝓇 𝒻𝒾𝓇𝓈𝓉 𝒽𝑜𝓂𝑒, 𝒸𝑜𝓃𝒹𝑜𝓈 𝒸𝑜𝓊𝓁𝒹 𝒷𝑒 𝒶 𝑔𝓇𝑒𝒶𝓉 𝑜𝓅𝓉𝒾𝑜𝓃 𝒻𝑜𝓇 𝓎𝑜𝓊. 𝒞𝑜𝓃𝒹𝑜𝓈 𝒸𝒶𝓃 𝑜𝒻𝒻𝑒𝓇 𝓂𝒶𝓃𝓎 𝒶𝓂𝑒𝓃𝒾𝓉𝒾𝑒𝓈, 𝓁𝑜𝓌𝑒𝓇 𝓂𝒶𝒾𝓃𝓉𝑒𝓃𝒶𝓃𝒸𝑒, 𝒶𝓃𝒹 𝒶𝓃 𝒾𝓃𝒸𝓇𝑒𝒹𝒾𝒷𝓁𝑒 𝓌𝒶𝓎 𝓉𝑜 𝒷𝓇𝑒𝒶𝓀 𝒾𝓃𝓉𝑜 𝓉𝒽𝑒 𝒽𝑜𝓊𝓈𝒾𝓃𝑔 𝓂𝒶𝓇𝓀𝑒𝓉 𝒶𝓃𝒹 𝓈𝓉𝒶𝓇𝓉 𝒷𝓊𝒾𝓁𝒹𝒾𝓃𝑔 𝑒𝓆𝓊𝒾𝓉𝓎 𝓉𝒽𝒶𝓉 𝒸𝒶𝓃 𝒻𝓊𝑒𝓁 𝒶 𝒻𝓊𝓉𝓊𝓇𝑒 𝓂𝑜𝓋𝑒.

01/06/2022

ᴛʀᴜʟʏ ᴏɴᴇ ᴏꜰ ᴀ ᴋɪɴᴅ 🏡 ᴛʜɪꜱ ᴘʀᴏᴘᴇʀᴛʏ ꜰᴇᴀᴛᴜʀᴇꜱ ᴛʜʀᴇᴇ ʙᴇᴅʀᴏᴏᴍꜱ ᴘʟᴜꜱ ᴀ ʙᴏɴᴜꜱ ʀᴏᴏᴍ. ᴛᴡᴏ ᴀɴᴅ ᴀ ʜᴀʟꜰ ʙᴀᴛʜꜱ ᴀɴᴅ ᴀ ꜱᴘᴀᴄɪᴏᴜꜱ 3 ᴄᴀʀ ɢᴀʀᴀɢᴇ. ᴀꜱ ʏᴏᴜ ᴡᴀʟᴋ ɪɴ ʏᴏᴜ ᴡɪʟʟ ʙᴇ ɢʀᴇᴇᴛᴇᴅ ʙʏ ᴀ ʙᴇᴀᴜᴛɪꜰᴜʟ ᴄʀʏꜱᴛᴀʟ ᴄʜᴀɴᴅᴇʟɪᴇʀ ᴀꜱ ɪᴛ ɪɴᴠɪᴛᴇꜱ ʏᴏᴜ ᴛᴏ ᴛʜᴇ ᴏᴘᴇɴ ᴋɪᴛᴄʜᴇɴ ᴄᴏɴᴄᴇᴘᴛ ᴀʀᴇᴀ ᴡɪᴛʜ ʀᴇʟᴀxɪɴɢ ᴘʀɪᴠᴀᴛᴇ ʙᴀᴄᴋ ʏᴀʀᴅ ᴠɪᴇᴡꜱ.

•ᴛʜᴇ ᴋɪᴛᴄʜᴇɴ ʜᴀꜱ ɴᴏᴛ ᴏɴᴇ ʙᴜᴛ ᴛᴡᴏ ᴘᴀɴᴛʀɪᴇꜱ. ᴜᴘɢʀᴀᴅᴇᴅ ꜱᴀᴍꜱᴜɴɢ ᴍɪᴄʀᴏᴡᴀᴠᴇ ꜱᴛᴏᴠᴇ & ᴅɪꜱʜᴡᴀꜱʜᴇʀ. ɢʀᴀɴɪᴛᴇ ᴄᴏᴜɴᴛᴇʀᴛᴏᴘꜱ, ꜰᴜʟʟ ʙᴀᴄᴋꜱᴘʟᴀꜱʜ, ᴡᴀᴛᴇʀ ꜱᴏꜰᴛᴇɴᴇʀ, ᴜᴘɢʀᴀᴅᴇᴅ ᴄᴀʙɪɴᴇᴛꜱ ᴡɪᴛʜ ''ꜱᴏꜰᴛ ᴄʟᴏꜱᴇ'' ᴅᴏᴏʀꜱ. ᴇɴᴊᴏʏ ᴛʜᴇ ɴᴇᴡ $8500 ᴇʟᴇᴄᴛʀɪᴄ ꜱʜᴀᴅᴇꜱ, ᴇɴᴇʀɢʏ ᴇꜰꜰɪᴄɪᴇɴᴛ ʜᴏᴛ ᴡᴀᴛᴇʀ ʜᴇᴀᴛᴇʀ & ᴀᴄ. ʜɪɢʜ ᴇɴᴅ ᴠɪɴʏʟ ᴘʟᴀɴᴋ ꜰʟᴏᴏʀɪɴɢ ɪɴ ʟɪᴠɪɴɢ ᴀʀᴇᴀ ᴀɴᴅ ᴄᴀʀᴘᴇᴛ ɪɴ ᴛʜᴇ ʙᴇᴅʀᴏᴏᴍꜱ.

▶️ ɪᴄɪ ʜᴏᴍᴇꜱ ꜱᴀɴᴛᴀ ʀᴏꜱᴀ ꜰʟᴏᴏʀ ᴘʟᴀɴ & ᴍᴏᴠᴇ ɪɴ ʀᴇᴀᴅʏ.

✨🏡

12/30/2021

✨ Ending 𝟚 𝟘 𝟚 𝟙 with a strong mindset , clear vision and bigger goals than ever before! ✨

🚀 2022 I’m ready for you !!

12/22/2021

Join us for an afternoon of samplings from over 20 local restaurants at the Taste of DeLand! Saturday, January 15, 1-4pm. Tickets are available on Eventbrite: https://www.eventbrite.com/e/taste-of-deland-tickets-230522648447.

12/20/2021

Happy Monday ❄️⛄️🎅

12/09/2021

Another one for the Books 🙌🏽

😊

12/07/2021

After a year of record growth, home prices will continue to rise in 2022, but possibly more slowly.

According to a newly released forecast from realtor.com on how the housing market will fare in 2022, home prices are expected to rise almost 6% in South Florida over the next year. This comes after a year and a half of already record growth.

There is some good news in the forecast for South Florida home buyers, as it may indicate that the housing market is returning to a more healthy growth rate, after over a year of frenzied demand.

Normal appreciation usually ranges from 2-5%, while a healthy housing market growth usually sits between 5-8%. Anything over, experts say, can become unsustainable. The high appreciation rates can be beneficial for homeowners, as their property values increases, but detrimental for buyers, especially first-timers, as they could be priced out of neighborhoods they might have been able to afford previously.

The median sale price for single family homes in the entire South Florida area is currently $475,000, data from realtor.com shows.

The median sale price for a single family home rose 19% from the year before in Palm Beach County to $500,000 in October. For Broward County, the median sale price of a home was $489,000 in October, a 17.8% annual increase. In Miami Dade County, the numbers shot up 12.6% to $490,000 for October.

According to the forecast, South Florida is expected to grow at a higher rate than the national level, which experts predict will be about 2.9% over the next year. Other areas may see higher rates. Salt Lake City, Utah is expected to see 8.5% price growth, Boise, Idaho should see 7.9% price growth and Jacksonville, Florida should see a little under 7% price growth.

It’s already increasingly difficult for home buyers to land a home in this market, as many offers that are contingent upon financing are overlooked.

Overall affordability may only get worse for first-time homebuyers, as the forecast predicts that mortgage rates will increase to 3.6% by next December, adding about $160 to a monthly mortgage payment.

Competition will still be fierce over existing South Florida properties in the next year, experts warn, as demand remains strong. Sales are also expected to increase by 3.6% over the next year in South Florida as more inventory heads to the market.

12/06/2021

The city’s Bright Lights & Merry Nights Christmas Parade will take place Saturday, Dec. 11, starting at 6 p.m. on Beach Street, from Bellevue Avenue to Dr. Mary McLeod Bethune Blvd. Several bridge and road closures will be implemented for the popular parade. Details at www.codb.us/ChristmasParade. Daytona Beach Fire Department Daytona Beach Police Department Daytona Regional Chamber of Commerce Daytona Beach Area Convention and Visitors Bureau

12/03/2021

*𝗛𝗼𝘄 𝗧𝗼 𝗣𝘂𝗿𝗰𝗵𝗮𝘀𝗲 𝗔𝗻 𝗜𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗣𝗿𝗼𝗽𝗲𝗿𝘁𝘆 𝗪𝗵𝗲𝗻 𝗬𝗼𝘂 𝗗𝗼𝗻'𝘁 𝗛𝗮𝘃𝗲 𝗧𝗵𝗲 𝗖𝗮𝘀𝗵*

𝒲𝒽𝑒𝓃 𝓎𝑜𝓊 𝓌𝒶𝓃𝓉 𝓉𝑜 𝒾𝓃𝓋𝑒𝓈𝓉 𝒾𝓃 𝓇𝑒𝒶𝓁 𝑒𝓈𝓉𝒶𝓉𝑒, 𝒾𝓉 𝒾𝓈 𝓅𝑜𝓈𝓈𝒾𝒷𝓁𝑒 𝓉𝑜 𝒷𝓊𝓎 𝒶 𝓅𝓇𝑜𝓅𝑒𝓇𝓉𝓎 𝑒𝓋𝑒𝓃 𝒾𝒻 𝓎𝑜𝓊 𝒹𝑜𝓃'𝓉 𝒽𝒶𝓋𝑒 𝓉𝒽𝑒 𝒸𝒶𝓈𝒽. 𝐵𝒶𝓃𝓀 𝓁𝑜𝒶𝓃𝓈 𝒶𝓇𝑒 𝓉𝒽𝑒 𝓂𝑜𝓈𝓉 𝓇𝑒𝒸𝑜𝑔𝓃𝒾𝓏𝑒𝒹 𝓂𝑒𝓉𝒽𝑜𝒹 𝓉𝑜 𝒸𝑜𝓋𝑒𝓇 𝓉𝒽𝑒 𝒸𝑜𝓈𝓉 𝑜𝒻 𝒷𝓊𝓎𝒾𝓃𝑔 𝒶 𝓅𝓇𝑜𝓅𝑒𝓇𝓉𝓎, 𝒽𝑜𝓌𝑒𝓋𝑒𝓇, 𝓉𝒽𝑒𝓈𝑒 𝓉𝓇𝒶𝓃𝓈𝒶𝒸𝓉𝒾𝑜𝓃𝓈 𝒸𝒶𝓃 𝒷𝑒 𝒸𝑜𝓂𝓅𝓁𝒾𝒸𝒶𝓉𝑒𝒹 𝓉𝑜 𝓅𝓇𝑜𝒸𝑒𝓈𝓈 𝒶𝓈 𝒷𝒶𝓃𝓀𝓈 𝓇𝑒𝓆𝓊𝒾𝓇𝑒 𝓉𝒽𝒶𝓉 𝓎𝑜𝓊 𝒶𝓁𝓇𝑒𝒶𝒹𝓎 𝒽𝒶𝓋𝑒 𝒶 𝒸𝑒𝓇𝓉𝒶𝒾𝓃 𝒶𝓂𝑜𝓊𝓃𝓉 𝑜𝒻 𝓂𝑜𝓃𝑒𝓎 𝒶𝓋𝒶𝒾𝓁𝒶𝒷𝓁𝑒, 𝓌𝒽𝒾𝒸𝒽 𝓎𝑜𝓊 𝓂𝒶𝓎 𝓃𝑜𝓉 𝒶𝓁𝓌𝒶𝓎𝓈 𝒽𝒶𝓋𝑒. 𝒮𝑜 𝒽𝑜𝓌 𝒸𝒶𝓃 𝓎𝑜𝓊 𝒷𝓊𝓎 𝒶 𝓅𝓇𝑜𝓅𝑒𝓇𝓉𝓎 𝓌𝒾𝓉𝒽 𝓃𝑜 𝓂𝑜𝓃𝑒𝓎 𝒾𝓃 𝓎𝑜𝓊𝓇 𝓅𝑜𝒸𝓀𝑒𝓉𝓈? 𝐵𝓎 𝓀𝓃𝑜𝓌𝒾𝓃𝑔 𝒽𝑜𝓌 𝓉𝑜 𝓊𝓈𝑒 𝒸𝓇𝑒𝒶𝓉𝒾𝓋𝑒 𝒻𝒾𝓃𝒶𝓃𝒸𝒾𝓃𝑔 𝓉𝑒𝒸𝒽𝓃𝒾𝓆𝓊𝑒𝓈, 𝓈𝓊𝒸𝒽 𝒶𝓈 𝓉𝒽𝑒 𝒻𝑜𝓁𝓁𝑜𝓌𝒾𝓃𝑔

1. Turn to private lenders.
There are several reasons why you might want to turn to a private lender today. For example, you might not have enough cash in your bank account, or you might have an unattractive credit history. Typically, private lenders’ criteria are not as rigid as those of traditional banks.
• Corporate private lenders: Banks do not like poor credit records. If this is your situation, you may be able to bypass the traditional bank and use other people's money. Private lenders can be very useful allies when you want to buy a property but do not have the cash or credit score. Additionally, their processing periods are often much faster than that of banks.
• Personal private lenders: Aside from corporate private lenders, you may have the option of getting a loan from a personal lender. This can be a good friend of yours, a relative or a long-time colleague. In short, anyone you know who might have the cash to complete your purchase. You may even be able to win them over by offering them an attractive interest rate. Extra money is always welcome.

2. Use your credit cards.
Using credit cards may be another good way to buy a property without cash.

3. Use “love money.”
“Love money” refers to seed capital from family and friends that can help you start your business. Involving one's relatives is another form of crowdfunding or participatory financing

4. Partner up.
Partnering is also a creative way of raising funds to buy a building without money. It is a good way to bridge the monetary gap. Combining your talents with those of others can help you find a solution more quickly. This requires a lot of ingenuity.
• Select the right allies: To establish an effective partnership, you need to surround yourself with people who are as smart and ambitious as you are. They could be real estate brokers, accountants or renovation contractors. Surrounding yourself with these types of people will make you better equipped for your real estate transactions. It is therefore important to work with people who complement you.
• Play your role in the process: Establishing partnerships with all of these people also means you need to get on board. To become a successful real estate entrepreneur, you need to surround yourself with the right people. Keeping good business contacts will help you expand your professional circle. In order to achieve this, attend conferences and networking events. This is the reason why I regularly organize real estate trainings.

5. Tap into your home equity.
Whether you own an existing rental property or not, you have another financing capacity: your net worth. Also called equity, it is the difference between your home’s market value and your mortgage balance. Equity can also allow you to buy a property with no money in hand.
Equity is a creative form of financing that allows the homeowner to finance the purchase at a lower interest rate. Unlike other types of loans, the interest percentages of equity are reduced. As you pay off your mortgage, you build up equity which can be used for a second mortgage. This equity then enables you to obtain a new bank loan in order to finance the purchase of another property to make a profit.
There are several ways to access your equity:
• A home equity loan: This is a loan against the value of your home. You will be able to borrow a sum of money based on the value of your home or rental property. The lender will usually allow you to borrow up to 80% of the value of the mortgaged property.
• Refinancing your mortgage: To obtain a down payment, it is also possible to refinance your mortgage. Refinancing your mortgage simply means renegotiating your mortgage contract.
Using these strategies, you can get started on the path toward investing in real estate, even with no cash on hand.

12/01/2021

*Tips to Stay Safe This Christmas Season*

The Holidays are a time of joy and cheer,friends and family, parties and decorations but it’s also important to keep you and your family safe. Opportunistic burglars will be looking for homes to target. Listed below are some tips to help keep your home safe this holiday season.

> Avoid posting travel plans on social media <
You should never post things that include when you’re going out of town or when you’ll be back, where you’re going etc. Even with the highest security settings on your social media profiles,it’s best to keep this information private.

> Install a home security system <
If it’s in your budget, a home security system is a great investment.

> Install automatic timers on your lights <
This helps give your home a “lived in” look. Most of these systems are easy to install and can be set to go on and off at different times.

Stay Safe

Suzana Stevanovic - Exit Realty Home Team

04/16/2022

04/16/2022

01/06/2022

12/30/2021

12/22/2021

12/20/2021

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12/01/2021

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