08/28/2026
Your family knows where the spare house key is. But would they know how to get into your email, your cloud photos, or your online bank account?
We call this the Digital Blind Spot: the growing gap between how much of our everyday lives now live online and how little of that footprint is actually addressed in most estate plans.
Here's something a lot of Michigan families don't realize: under Michigan's Fiduciary Access to Digital Assets Act of 2016, your loved ones do not automatically get access to your online accounts. Even with a death certificate in hand, major tech platforms and financial institutions are not legally required to help your family unless your will or trust specifically grants that authority.
We've seen how easy it is to overlook the digital details:
Online-only bank accounts can go completely unnoticed without paper statements.
Years of family photos in the cloud can be locked away for good.
Business websites and online tools can become entirely unreachable.
At O'Bryan Law Firm, we believe in meticulous attention to detail in every plan we draft. We don't just plan for the house, the cottage, and the bank accounts you can touch. We make sure your digital legacy is protected too.
If you'd like to make sure your estate plan is truly complete, reach out for a friendly, no-pressure chat. We're here to help.