John Marroni NMLS# 5778- Mortgage Loan Officer

10/09/2026

Self-employed does not mean unqualified.

Your income may just need a closer look and a loan officer who understands how to review the full picture.

📞 Before you assume buying is off the table, let’s talk.



NMLS # 5778 | Cornerstone First Mortgage, LLC NMLS # 173855

10/07/2026

Self-employed doesn’t mean “can’t qualify.”

Business owners often have income that looks very different from a traditional W-2 borrower—and sometimes that requires looking beyond the obvious.

➡️ If you’re self-employed & have been told no, or you’re a Realtor with a buyer whose income is “too complicated,” let me take a 2nd look.



NMLS # 5778 | Cornerstone First Mortgage, LLC NMLS # 173855

10/05/2026

A pre-approval is only the beginning.

My Realtor partners need more than a piece of paper. They need a lender who reviews the file upfront, anticipates potential issues, stays accessible, and knows how to find solutions when a buyer doesn’t fit neatly into the standard box.

👉 Have a challenging buyer? Send me the scenario. I’d be happy to take a look.



NMLS # 5778 | Cornerstone First Mortgage, LLC NMLS # 173855

10/02/2026

Getting ready for the fall market? Let's talk numbers before you fall for a listing.

🔸Start with a financing conversation before you tour
🔸Know your comfort zone, not just the list price
🔸Set a shopping strategy around your real budget

Let's connect before your first showing 📞



NMLS # 5778 | Cornerstone First Mortgage, LLC NMLS # 173855

09/30/2026

Before you fall in love with a home... know your numbers.

The listing price is only part of the story. Understanding your monthly payment, closing costs, & comfort level helps you shop with confidence and avoid disappointment.

Buying a home should be exciting—not stressful.

📩 Questions? Let's build your plan before you start touring homes.

• NMLS # 5778
• Cornerstone First Mortgage, LLC NMLS # 173855

09/28/2026

Having equity in your home doesn't automatically mean you can buy out your spouse.

Mortgage qualification still matters.

Income. Credit. Documentation. Loan guidelines.

Understanding your options early can help avoid costly surprises during negotiations.

📩 Let's review your situation before decisions become final.

• NMLS # 5778
• Cornerstone First Mortgage, LLC NMLS # 173855

09/27/2026

09/26/2026

You’re not expected to know every step before you buy a home.

That’s what I’m here for. I’ll walk through the process with you in a simple way, from application to closing.

📲 DM me if you want someone to guide you through it.



NMLS # 5778 | Cornerstone First Mortgage, LLC NMLS # 173855

09/25/2026

More buyers are using ChatGPT before they call their realtor or lender.

And honestly... that's not a bad thing.

The key is understanding the difference between general information and advice that applies to your specific situation.

The best outcomes happen when technology, your realtor, and your mortgage professional all work together.

👉 What mortgage question have you asked AI recently? Let me know below.

• NMLS # 5778
• Cornerstone First Mortgage, LLC NMLS # 173855

09/23/2026

If the home buying process feels overwhelming... You're not alone.

Most people only buy a handful of homes in their lifetime.

That's why having someone explain each step—from pre-approval through closing—can make all the difference.

No pressure. No confusion. Just a plan. 💯

• NMLS # 5778
• Cornerstone First Mortgage, LLC NMLS # 173855