11/08/2025
As of November 16th Fannie Mae is removing the 620 minimum credit score requirement. Previously unqualified buyers maybe qualified under the new rule. If you were previously denied a loan due to your credit score you should contact a local mortgage broker who can exaluate if you can now be approved. Contact us if you need a recommendation for a trustworthy local mortgage lender.
Fannie Mae's November 2025 update removes minimum credit score requirements from its DU system, sparking debate on borrower risk assessment.