Main Street Insurance Services

08/14/2025

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05/27/2024

In honor of those who have served, our office will be closed tomorrow. We will reopen on Tuesday.

03/04/2024

This is a good tip from a treasure hunter, be careful when going in the water with your devices, especially smartwatches. Do not trust the band that came with the watch!

While diving with his metal detector, Darick Langos has collected about 200 of Apple watches from the water. Nearly all had the original watch band attached.

03/01/2024

Use this checklist to help get your motorcycle smoothly back on the road, safe and sound for spring.

Use this checklist to help get your motorcycle smoothly back on the road, safe and sound for spring.

02/16/2024

In honor of Presidents Day, we will be closed on Monday, February 19th 2024. We will reopen on Tuesday February 20th. We hope you have a safe and happy holiday.

You can still reach us by calling and leaving a message at (815) 459-7070 or sending us an email at [email protected] we will still continue to check these often and will be able to respond to any emergencies our customers may experience.

02/15/2024

Trampolines: Are they covered by your homeowners insurance policy?

Not necessarily. If you purchase a trampoline and someone is injured on it, your homeowners insurance policy may not cover the incident. This could leave you with expensive medical bills and, possibly, lawsuit expenses which you will have to pay out of your own pocket.

Trampoline injuries, which usually include sprains and fractures but can be as serious as paralysis and death, are one of the leading causes of emergency room trips in the United States each year. The dangerous nature of these devices can cause your insurance company to increase your insurance rates or to cancel your homeowners policy all together.

Play it safe. If you have a trampoline at home:

never let a child on it without adult supervision;

only let one person jump on the device at one time;

have designated spotters;

make sure all the metal on the trampoline is covered with padding; and

make sure to remove any ladders when the trampoline is not being used to prevent unauthorized use.

If you are thinking about purchasing a trampoline give your us a call. We can walk you through all the options and scenarios before you make your final decision. If you’ve already purchased the trampoline give us a call as well. We can make sure you have the proper coverage to protect yourself and those you allow on your trampoline.

02/14/2024

Flooding: It can happen to you

When the snow melts and the spring thaw begins, winter run off, heavy rains and water backup due to over loaded drainage systems can cause thousands of dollars in damages to homes. Unfortunately, too many homeowners find out too late that their homeowners insurance policy does not cover flooding.

Homes in high risk flood areas are not the only ones who need flood insurance. Approximately one in four of all flood disasters occur in areas with low to moderate risk of flooding. An important fact to remember is that flooding can occur in any place at any time.

The National Flood Insurance Program offers flood insurance at federally subsidized low rates. Call us now to determine if you need flood insurance. DON'T WAIT UNTIL THE NEXT STORM WARNING BECAUSE THERE IS A 30 DAY WAITING PERIOD BETWEEN THE TIME FLOOD INSURANCE IS PURCHASED AND THE TIME THE COVERAGE GOES INTO EFFECT.

Make sure you’re covered in time. Don’t put it off - call us today

02/14/2024

Happy Valentine's Day Everyone!