01/19/2022
Did you know?
1 in 8 drivers donât carry auto insurance. By law, it is required to carry auto insurance on your vehicle. Clearly a lot of people donât care to follow the law!
This is why it is so important to max out your own Uninsured Motorist coverage. All auto insurance policies carry this coverage, but not all policies are created equal.
If you are hit by an uninsured driver, your own auto insurance kicks in, covering you for your losses. That being said, your UM coverage only covers you to the extent that you pay for. If you pay for the minimum coverage, you can only recover, at maximum, $25,000, regardless of your medical bills and other damages. Some people are paying more to cover other drivers than they are paying to cover themselves and their family! Crazy, right?
Call your insurance agent. Max out your Uninsured Motorist Coverage. And while youâre at it, make sure you have some type of Medical Payments coverage too! đ