Wayne Ostrander NMLS 1459194 Branch Manager Corporate NMLS 1416824

01/14/2026

Thanks E Mortgage Capital
"We’re proud to recognize you as one of EMC’s top producers of 2025. Your dedication, work ethic, and commitment to your clients truly stand out.
The top 1% does not just meet the standard you set it. You represent excellence, consistency, and leadership at the highest level, making a meaningful impact on your team, our partners, and the families you serve every day.
Today, we celebrate this incredible achievement and the hard work behind it. Cheers to your wins, the momentum you’ve built, and all the exciting opportunities ahead. The best is yet to come!"

12/19/2025

Year in review

08/28/2025

Thanks Randy for the great review.

Randall H

August 27, 2025
I have engaged Wayne's services over several years, in several states, for the purposes of financing and refinancing residential and investment property. Wayne brings significant knowledge, experience, and insight into financing. He also has significant knowledge of finance, real estate, taxes, money management and life. His input throughout the borrowing process is always appreciated. He and his staff are always excellent with communication, follow-through and timely response. in summary, a great professional and a great guide through the borrowing process.

07/15/2025

As little as 1% down programs on new home purchases

06/05/2025

Thinking about homeownership? 🏡 Explore the benefits of an Adjustable-Rate Mortgage (ARM) loan!

✨ **Lower Initial Rates** – Enjoy a lower interest rate at the start, which means smaller monthly payments.
✨ **Potential Savings** – Perfect if you plan to move or refinance in a few years before rates adjust.
✨ **Flexibility** – Great for those seeking short-term options or expecting income growth.
✨ **Qualification Ease** – Lower initial payments can make it easier to qualify for your dream home.

Ready to see if an ARM is right for you? Let’s talk! 💬



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Let me know if you’d like this tailored for a specific platform or audience!

05/12/2025

02/05/2025

🏡✨ "Unlock the door to your future with ease! Buying a home has never been this simple. Discover a seamless journey to your dream home today. 🗝️❤️ " ✨🏠

10/24/2024

Great pricing for a second.

09/26/2024

Did you know you can use 100% gift funds for your down payment? It’s an excellent way to overcome the initial financial hurdle of homeownership. Message me to discuss this opportunity.

03/14/2024

Gift funds are good.

01/29/2024

Exciting news for aspiring homeowners! Introducing our exclusive 1% down home purchase program, tailored to make your dream of homeownership a reality. With this innovative initiative, we aim to provide a feasible and accessible pathway towards owning your own home. Don't miss out on this incredible opportunity - reach out to our team today to learn more and take the first step towards your future home.