Home Sweet Home, 900 Arlington Dr, Costa Mesa, CA (2026)

02/16/2026

Story time 📖

When I was 9 yrs old…

I met someone that I didn’t know would become one of my best friends in life.

36 years later, we still talk. Mark is an honest, kind, genuine, and talented person, with a sense of humor that I wish was more common.

Mark made the song you hear on the video.
He’s not a musician by profession, but one by action.

As for me skating in the background… I don’t really like to ask people to film me. Especially if I’m just dorking around.

Therefore, I’ll just post my phone up against a random support, or on my tripod. In the distance, you’ll see me playing on one of my favorite obstacles “a pyramid corner.”

Skateboarding has always been there for me. When I was a child. Feeling alone. Frustrated. Sad. Or mad. I could grab my skateboard and “kick, and push.”

I love skateboarding. It’s really good for my soul. ❤️🛹😊

🎶
✍️ & 🎥 & 🛹

“A friend loves at all times, And a brother is born for adversity.”
‭‭Proverbs‬ ‭17‬:‭17‬ ‭NKJV‬‬

02/13/2026

🚨 Loan Officers & Mortgage Brokers 🚨

EASILY Make more money with Business Purpose Mortgages.

‼️WITHOUT CHANGING WHAT YOU’RE ALREADY DOING‼️

A business purpose loan, is a loan secured by a non-owner occupied residential property.

I can help you fund business purpose loans in 38 states without having an NMLS or Brokers license.

The product offering consists of DSCR loans and NON-QM loans. Below you will find a list of unique niches that will accommodate your borrowers loan scenario.

Below the list of unique lit niches, you will find a list of the 38 states I will help you fund business purpose loans in.

To take the next step towards in increasing your commissions and loan volume, simply comment the word “ME.”

DSCR & NON-QM NICHES

DSCR:

✅ CASH OUT NO SEASONING
✅ 620 FICO
✅85% LTV PURCHASE - 700 FICO
✅80% LTV RATE/TERM - 700 FICO
✅ 75% LTV CASH OUT - 700 FICO
✅ $3.5 MILL MAX LOAN - 700 FICO
✅ GIFT FUNDS 100%
✅ FOREIGN NATIONALS OK
✅ RECENTLY LISTED PROPERTIES OK
✅ RURAL PROPERTIES OK
✅ USE RENTS TO QUALIFY
✅ ASSET DEPLETION FEATURE AVAILABLE

NON-QM:

✅ 620 FICO MINIMUM
✅ 90% LTV PURCHASE - 680 FICO
✅ 85% LTV RATE/TERM - 680 FICO
✅ 80% LTV CASH OUT – 680 FICO
✅ $4,000,000.00 MILL MAX LOAN – 720 FICO
✅ ALT-DOC: “Expense Ratio as low as 10%”
✅ ASSET DEPLETION = “60 MONTH DEPLETION”

Eligible states:

No Licensing required in the following states to originate Non Owner Occupied Mortgage Loans – Florida, New Jersey, New York, Texas, Alabama, Alaska, Arkansas, Colorado, Connecticut, Delaware, District of Columbia, Georgia, Hawaii, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Mexico, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Virginia, Washington, West Virginia, Wisconsin, Wyoming..

CALL/TEXT 949.539.6660
📧 [email protected]

02/08/2026

The cost of homeownership. 💰 Want the inside scoop on this house, real estate, or lending? DM me for more info. DM/Text 657-365-9864 for details.

12/13/2025

Me taking a selfie in front of my Downtown Riverside listing, while trying to look like I’m not taking a selfie.

Do you want to buy this home?

12/10/2025

‼️THE FED LOWERS RATES?‼️

Well, they might.

We’ll find out at 2 PM Eastern time.

The consensus is that they will lower the Fed funds rate by .25%.

If that actually happens, do not expect any major changes to mortgage rates.

If the results are contrary to expectations, expect movement in the market.

If the rates decrease more than .25%, that could be favorable for interest rate rates.

If the decrease doesn’t take place, that could lead to a deterioration in pricing for mortgage rates.

Call/Text 949.501.3224

realestate homeloans

12/10/2025

‼️THE FED LOWERS RATES?‼️

Well, they might.

We’ll find out at 2 PM Eastern time.

The consensus is that they will lower the Fed funds rate by .25%.

If that actually happens, do not expect any major changes to mortgage rates.

If the results are contrary to expectations, expect movement in the market.

If the rates decrease more than .25%, that could be favorable for interest rate rates.

If the decrease doesn’t take place, that could lead to a deterioration in pricing for mortgage rates.

Call/Text 949.501.3224

realestate homeloans

Are you a Loan Officer or Mortgage Broker?