Joe Sells San Diego - Realtor, Navy Veteran, Homes for Heroes

10/14/2026

LET’S TALK ABOUT MORTGAGE RATES… AND WHAT ELSE AFFECTS BUYING, TOO!

Everywhere I go lately, someone is asking me about or talking about our current mortgage rate. Are they going up more? Coming down? When will I see 6% again let alone 5%? Should I wait until then to make a move? Should I buy now?

As a San Diego and Riverside County REALTOR®, I believe there’s a much more important conversation we should be having.

It’s not just about the mortgage rate, it's also about your buying power, your monthly payment, and finding the right opportunity for YOU.

That's why I'm proud to work alongside my trusted lending partner, Laura Alatorre with Point Mortgage, who brings 30 years of mortgage lending experience to the table.

Together, we help buyers understand their options, navigate the market, and make informed decisions.

THINK OF BUYING A HOME LIKE TAKING A ROAD TRIP TOGETHER!
Buying a home is a journey, and Laura and I are with you all they way from beginning to the end and even afterward.

Our job isn't to tell you where you have to go or which road you must take.

Our job is to provide you offer you expert guidance and options, share our experience, explain the opportunities and even the challenges (yes, there may be a bump or two in the road and knowing what those are and how to handle them upfront is key) all while being with you every step of the way, before, during, and after you close escrow.

Your job? Review your options, ask questions, understand the choices in front of you, and ultimately make the decision that YOU are comfortable and happy with.

After all, it's our journey, but your investment and your future.

Along the way, we'll help you explore:

-- Your Buying Power – What can you comfortably afford?

-- Your Monthly Payment – What makes sense for your lifestyle and budget?

-- Your Financing Options – Which loan programs and strategies may work best for you?

-- Your Timing – Is now the right time, or would waiting better serve your goals?

-- Your Next Move – How do we get you from where you are today to where you want to be?

With Laura's 30+ years of lending experience and my knowledge of the San Diego and Riverside real estate markets, you'll have two experienced professionals helping you navigate the road ahead.

We're not here to make your decisions. We're here to help you make better-informed decisions.

And when we finally reach your destination, we want you to feel confident that you made the right choice for yourself and your family.

Because at the end of the day, it's not about selling you a house or getting you a loan. It's about helping you get where YOU want to go.

📞 Joe Lyons | REALTOR® | Navy Veteran
Coldwell Banker West
619-892-5223 | DRE # 01806663

📞 Laura Alatorre | Mortgage Loan Officer
Point Mortgage
619-395-6181 | NMLS # 580606

Your Journey. Your Choices. Our Experience and Guidance.

10/05/2026

09/30/2026

What I am having for an early lunch today.

07/27/2026

FOR SALE (NEW ON THE MARKET):
1338 NICOLETTE AVE, UNIT 1011, CHULA VISTA, 91915
$625,000

VA Approved Complex! Rare First-Floor Condo with Direct Garage Access in Desirable Mer Soleil! Welcome to this beautifully maintained 3-bedroom, 2-bath residence offering approximately 1,315 sq. ft. of comfortable single-level living in the highly sought-after Eastlake/Otay Ranch community. These rarely available first-floor units provide an exceptional convenience seldom found in comparable upper-level units.

The bright, open-concept floor plan offers spacious living and dining areas filled with natural light, creating an inviting space for everyday living and entertaining. The well-designed layout includes generously sized bedrooms, including a private primary suite with an en-suite bath with walk-in closet.

Residents of Mer Soleil enjoy resort-style amenities including a pool, spa, fitness center, clubhouse, playground, BBQ areas, and beautifully maintained common grounds. Conveniently located near top-rated schools, parks, shopping, dining, entertainment, and major commuter routes. Whether you're a first-time buyer, downsizing, or looking for an investment opportunity, this move-in ready home offers the perfect blend of comfort, convenience, and value. Don't miss this exceptional opportunity!

Joe Lyons
Realtor/Navy Vet
Coldwell Banker West
DRE #01806663

04/23/2026

Honored to be recognized as part of the 2025 International Sterling Society (Top 11%) among Coldwell Banker agents worldwide .

Grateful for my amazing wife, Laura, for her constant support, and a huge thank you to my clients, past clients, friends, and colleagues who continue to trust me and refer business my way. Truly appreciate you all!

04/18/2026

OPEN HOUSE, SATURDAY, APRIL 18TH, FROM 12-3 PM
Perched above neighboring homes with panoramic views toward the San Diego River, it combines privacy, usable land, and lifestyle or investment potential. This elevated 2+ acre Lakeside property offers the kind of flexibility buyers rarely find – Acreage, Air BnB potential, ADU possibilities, and Lots of Parking (Guests, RVs, Boats, ATVs, Work Trucks, etals.). Bordering Louis A. Stelzer County Park and minutes from Lindo Lake, Lake Jennings, San Vicente Reservoir, and El Capitan Reservoir, this property offers easy access to hiking, boating, fishing, horseback riding, and outdoor recreation while enjoying the freedom of country living just minutes from town. The remodeled single-story home features 2 bedrooms and 1 bathroom with updated finishes, modern fixtures, and a bright functional layout. Indoor/Outdoor furniture/appliances convey. Another standout feature is the 30x30 barn (approx. 900 sq ft) offering exciting possibilities including conversion to 1–2 ADUs (buyer to verify), short-term rental or Airbnb potential with city/county approval, generational living, short-term rental or guest quarters, workshop, or studio. The property includes a circular driveway at the main home plus an additional driveway wrapping around the barn, allowing easy access and maneuverability. This property offers a rare opportunity to create a private compound, multigenerational living setup, or income-producing retreat just minutes from town. Joe Lyons, Realtor, CBW, DRE #01806663

Perched above neighboring homes with panoramic views toward the San Diego River, it combines privacy, usable land, and lifestyle or investment potential. This elevated 2+ acre Lakeside property offers the kind of flexibility buyers rarely find – Acreage, Air BnB potential, ADU possibilities, and L...

04/08/2026

Just Listed! 13510 Willow Rd, Lakeside, 92040 - Asking $709,000
Perched above neighboring homes with panoramic views toward the San Diego River, it combines privacy, usable land, and lifestyle or investment potential. This elevated 2+ acre Lakeside property offers the kind of flexibility buyers rarely find – Acreage, Air BnB potential, ADU possibilities, and Lots of Parking (Guests, RVs, Boats, ATVs, Work Trucks, etals.). Bordering Louis A. Stelzer County Park and minutes from Lindo Lake, Lake Jennings, San Vicente Reservoir, and El Capitan Reservoir, this property offers easy access to hiking, boating, fishing, horseback riding, and outdoor recreation while enjoying the freedom of country living just minutes from town. The remodeled single-story home features 2 bedrooms and 1 bathroom with updated finishes, modern fixtures, and a bright functional layout. Indoor/Outdoor furniture/appliances convey. Another standout feature is the 30x30 barn (approx. 900 sq ft) offering exciting possibilities including conversion to 1–2 ADUs (buyer to verify), short-term rental or Airbnb potential with city/county approval, generational living, short-term rental or guest quarters, workshop, or studio. The property includes a circular driveway at the main home plus an additional driveway wrapping around the barn, allowing easy access and maneuverability. This property offers a rare opportunity to create a private compound, multigenerational living setup, or income-producing retreat just minutes from town.

Perched above neighboring homes with panoramic views toward the San Diego River, it combines privacy, usable land, and lifestyle or investment potential. This elevated 2+ acre Lakeside property offers the kind of flexibility buyers rarely find – Acreage, Air BnB potential, ADU possibilities, and L...