Jessica Dillashaw Miami Realtor

01/30/2023

Feeling lost in the mortgage process? You’re not alone.

My clients often come to me feeling overwhelmed by the process of getting a mortgage. They tell me they’re confused and don’t know where to start. That’s why I make sure to guide them through the process step by step, so they can feel confident and secure in their decision to buy a home.

And I’m here to do the same for you.

Are you ready to take control of the mortgage process and move closer to your dream home? Let’s do this!

1) Determine your budget. Consider your income, debts, and down payment. Remember to be realistic. The last thing you want is more house than you can afford.
2) Get pre-approved so you’ll be ready to make an offer when you find a home you love.
3) Choose a lender and mortgage with terms that work for you. Don’t be shy - shop around!
4) Submit a mortgage application and wait for underwriting to review it. If approved, you’ll receive more paperwork outlining the terms of the loan.
5) Attend closing to sign the mortgage documents and pay closing costs.
6) Start making those monthly mortgage payments!

Don’t let the mortgage process intimidate you. Bookmark this guide for later so you can refer back to it when you’re ready. If you have any questions, don’t hesitate to reach out, I’m here to help!
🏦 Trompeta Capital Lending
🔏Secure online mortgage application
⚡️Fast approvals & closings
🔑Call me for your Pre-Approval
📲 786-299-8637

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01/18/2023

As rent prices continue to increase, it’s a good time compare the costs and benefits of renting vs. owning. I’m happy to explore your options with you! ✨💫

Having an experienced mortgage lender and real estate advisor on your home buying team could be key to your success in the current housing market.



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11/30/2022

Let’s take a look at what a Seller-Paid Rate Buy Down is and how it can strengthen your offer to buy a home:

What is a seller-paid rate buy down?
It is making an offer with a higher home purchase price, in exchange for seller-paid points to buy down the interest rate on the mortgage loan.

This clever financing tactic could be a valuable tool for home buyers in today’s market.

This type of concession can be a win-win scenario for both buyer and seller.

What are the benefits for the home seller?
The seller can gain an overall higher profit by paying to buy down the rate for the home buyer. Paying points to lower the cost of financing for the home buyer, can potentially help the seller get a higher price for the home.

What are the benefits for the home buyer?
Using the seller-paid points to buy down the interest rate on the mortgage, lowers the upfront cost of buying a home by rolling some of the financing costs into the loan.

 With elevated home prices and interest rates in the current housing market, this is a unique way to make a stronger offer with potential benefits for both buyer and seller.

Having an experienced mortgage lender and real estate expert on your home buying team could be key to your success in the current housing market.








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🏦 Trompeta Capital Lending
Mortgage Brokers
📲 Call me for your PreApproval 786-299-8637
NMLS 2107835

11/27/2022

Luxury Waterfront Home in the Beautiful community of Cutler Cay. ✨

Property Features:
🔹5 bedrooms
🔹4 bath 🛁
🔹8,625 sq. ft.
🔹4 car garage
🔹waterfront
🔹Complete Update with new floors, bathrooms & kitchen with top of the line appliances and Electric Cabinets
🔹2 brand new Bryant AC units
🔹Upgraded Cable & High Speed Internet included
🔹Alarm monitoring
🔹Front Yard maintenance
🔹Private guarded community with 24 HR Security Patrol Rounds
🔹State of the Art Clubhouse with resort style pool & oversized whirlpool bath with amazing lake views
🔹Sauna, Gym, Tennis & Basketball Courts, kids play area

💰List price $1,479,900

Call me for your Pre-Approval & Private tour.
📲 786-299-8637

🏦 Trompeta Capital Lending
Mortgage Brokers
⚡️Fast approvals & closings

11/24/2022

10/29/2022

If you’re looking to buy a home, you probably want to secure the lowest interest rate possible for your home loan. Over the last couple of years, that was easier to do as the housing market saw record-low mortgage rates, but this year rates have risen dramatically.

If you’re looking for ways to combat today’s higher rates and lock in the lowest one you can, here are a few factors to focus on. Since approval opportunities can vary, connect with a trusted lender for customized advice.

Your Credit Score
Credit scores can play a big role in your mortgage rate. Strong credit means your lender is more apt to approve you for a mortgage that has more favorable terms and a lower interest rate

Your Loan Type
There are several broad categories of mortgage loans, such as conventional, FHA, USDA, and VA loans. Lenders decide which products to offer, and loan types have different eligibility requirements. Rates can be significantly different depending on what loan type you choose.

Your Loan Term
When choosing the right home loan for you, it’s important to consider the loan term, which is the length of time it will take you to repay your loan before you fully own your home. Your loan term will affect your interest rate, monthly payment, and the total amount of interest you will pay over the life of the loan.

Your Down Payment
In general, a larger down payment means a lower interest rate, because lenders see a lower level of risk when you have more stake in the property. So if you can comfortably put 20 percent or more down, do it—you’ll usually get a lower interest rate.

These are just few factors that can help determine your mortgage rate if you’re buying a home. The best thing you can do is have a team of professionals on your side. Connect with a local real estate professional and a trusted lender so you have the expert advice you need in each step of the process.

Jessica Dillashaw | MLO
NMLS 2107835
Trompeta Capital Lending
🏦 Mortgage Brokers
📲 786.299.8637
🖥 [email protected]
🔑 Contact me for your Pre-Approval

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10/26/2022

All smiles today working with my .of.miami team. Open house was a HUGE success with multiple offers on the spot! 🙌🙌🙌 Love getting to work side by side with a long term forever favorite 💙 followed by a successful closing! Best day ever 🥂


Jessica Dillashaw | MLO
NMLS 2107835
Trompeta Capital Lending
🏦 Mortgage Brokers
📲 786.299.8637
🖥 [email protected]
🔑 Contact me for your Pre-Approval





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10/23/2022

My Dream Home…a castle by the sea 🌊 🏝
If Your dream home doesn’t fit into conventional financing..reach out and I’ll explore alternative home loan options and find the perfect mortgage to match your unique needs.


Jessica Dillashaw
Trompeta Capital Lending
🏦 Mortgage Brokers
📲 786.299.8637
🖥 [email protected]
🔑 Contact me for your Pre-Approval





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10/21/2022

🏡OPEN HOUSE THIS WEEKEND!

🏦 Trompeta Capital Lending
🔏Secure online mortgage application
⚡️Fast approvals & closings
🔑Call me for your Pre-Approval
📲 786-299-8637

Do not miss the opportunity to come by and view this GEM Home 💎 🏡
Save the Date! 🗓 Join this weekend for our Open House!

Property Offers:
🔹5/3
🔹Impact windows
🔹Solar panels
🔹Guest in-law quarters 2/1
🔹Pool & whirlpool bath
🔹No HOA
🔹More than 10 types of fruit trees
🔹& much more!!!

💰List price 925,000
Agent Yailene Mirabal
Realty One Group Evolution
786-445-5560

10/19/2022

10/17/2022

This is your Monday reminder…..You can handle whatever this week throws at you Including getting pre-approved for a mortgage. Don’t worry, I’m here to help!

Jessica Dillashaw | MLO
NMLS 2107835
Trompeta Capital Lending
🏦 Mortgage Brokers
📲 786.299.8637
🖥 [email protected]
🔑 Contact me for your Pre-Approval




❣️🔑

# propertiesofmiami

10/06/2022

Open House this Weekend!

Charming new construction smart home filled with upgrades! No detail has been spared…

This unique property is located in one of Homestead’s 🌴 most desirable neighborhoods.

A full renovation has been completed highlighted by 12” waterproof laminate flooring throughout, crown moldings and baseboards, remote auto blinds, Ring-Video doorbell & smart-home technology in every room!

📍11957 SW 244 LN, Homestead, FL, 33032
💰List Price $460,000
🛏 3 Bedroom
🛁 2.5 Baths
📐 2,097 SF

Save the Date! 🗓 Join us this weekend for our Open House!

Call today to schedule a tour or get your homebuyers Pre-Approved for financing!
📲 786-299-8637
Or shoot me a DM for more information

💻floridaplatinumgroupllc.com. .therealtor @ .trompeta

🏦 Sponsored by Trompeta Capital Lending








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