08/24/2026
Plaxen Adler Muncy Partner David Muncy was published in The Daily Record with an article examining the insurance coverage gaps families may discover only after a fire.
In this piece, David explores common coverage pitfalls, including the difference between actual cash value and replacement cost, liability limits that may be quickly exhausted by a serious injury, policy exclusions, and gaps in umbrella coverage. He also shares practical questions homeowners and renters should consider asking before disaster strikes.
Read the full article here: https://thedailyrecord.com/2026/08/21/insurance-coverage-gaps-after-fire-liability-exclusions/