09/02/2026
What happens if the driver who causes an accident doesn’t have enough insurance to cover your injuries?
That’s where uninsured/underinsured motorist coverage, often called UM/UIM coverage, can become important.
Uninsured motorist coverage can apply when the person who caused the accident doesn’t have insurance. Underinsured motorist coverage can apply when they have insurance, but their coverage isn’t enough to cover the injuries and damages they caused.
This coverage is there to protect you and your family, not the other driver.
At Anderson Injury Law, we believe UM/UIM coverage is an important part of an auto insurance policy.
Take a look at your policy. Do you know how much UM/UIM coverage you have?