10/16/2026
π‘ WHY PAY MORE IF YOU DONβT HAVE TO? π°
Thereβs been a lot of talk about interest rates over the past few years, but did you know a 7/1 Adjustable-Rate Mortgage (ARM) may offer an initial fixed interest rate approximately 1% lower than a conventional 30-year fixed-rate mortgage? π
When buying a home, choosing the right mortgage can make a BIG difference in your monthly payment and long-term savings!
Hereβs what many homebuyers donβt realize: A 7/1 ARM offers a fixed interest rate for the first 7 years. After that, the rate can adjust annually, subject to the loanβs terms and limits.
If you donβt plan to stay in your home long-term or anticipate refinancing before the fixed-rate period ends, an ARM may be worth exploring!
π‘ MY ADVICE: The lowest payment today isnβt automatically the best mortgage for everyone. The goal is to find the loan that fits YOUR financial goals, budget, and plans for the future.
π Letβs run the numbers! Compare your options and see which mortgage makes the most sense for YOU. Weβre here to help you make an informed decision!
Lacey Hogan | Realtor
Inhabit Real Estate
π± 979-219-0730
π LaceyHogan.com
Cari Bullington, Mortgage Expert, NMLS #1144235
1st Alliance Mortgage
π± 979-255-1322
π CariBullington.com