Make sure to read this if you're currently facing foreclosure or about to be behind on your home loan payments. Putting up a proper defense to stop the foreclosure process could be what determines whether or not you get to stay in your home. There is different options for each situation whether they be doing a loan modification, putting together some type of reinstatement plan, or looking into a f
orbearance agreement. We'll be happy to go through which options are right for you. The most common options that you're most likely to be facing are:
1. We will help you negotiate to reinstate your mortgage with the lender if you're behind on payments.
2. Bankruptcy might be a good option for you, although we can't help with this. We will advise you on if this is the best path to attempt to stop the foreclosure process.
3. Selling the property might be an option, although that's the last case scenario.
4. Turning the home over to the mortgage company and dealing with the extra fees and the negative equity in the property, which why would you call us if that was a real option
5. We can use the techniques that have been proven to work against the mortgage company, which happens to be the best reason to call. We don't have any type of fee for this consultation and we'll lay out the facts for you even if you don't decide to hire us.
