Dee Bares

06/08/2026

❓ How much does moving really cost?

Usually more than expected. Moving trucks, deposits, utility transfers, furniture, repairs, supplies, time off work, and countless small expenses add up quickly. Many buyers budget for closing but underestimate moving costs.

📞 Every question is important.

Dee Bares
☎️ 513-223-3242
Dee Bares -Casa Nueva Vida Nueva

NMLS #2291911

06/08/2026

📲Dee Bares 513-223-3242
Dee Bares -Casa Nueva Vida Nueva

06/08/2026

06/07/2026

BIGGEST MISTAKES PEOPLE MAKE WITH CREDIT 🚨

1. CLOSING OLD CARDS
(Can hurt credit age and utilization)

2. PAYING AFTER STATEMENT CLOSES
(High balances may already report)

3. IGNORING SMALL LATE PAYMENTS
(Even one late payment can hurt scores badly)

4. CO-SIGNING IRRESPONSIBLY
(Their missed payments affect your credit too)

5. CARRYING MAXED BALANCES
(High utilization signals financial stress)

6. APPLYING EVERYWHERE
(Too many inquiries can lower scores)

7. BELIEVING SOCIAL MEDIA “HACKS”
(Some tricks are misleading, risky, or illegal)

8. WAITING TOO LONG TO ASK FOR HELP
(Early communication is usually better)

9. THINKING INCOME AUTOMATICALLY MEANS HIGH SCORE
(Income does not equal strong credit habits)

10. NOT UNDERSTANDING MORTGAGE SCORING DIFFERS
(Credit Karma scores may differ greatly from mortgage scores)

Credit scores are not random.
They are built through habits, timing, and consistency.

📲 Dee Bares 513-223-3242
Bilingual Lender Licensed in Multiple States
Dee Bares -Casa Nueva Vida Nueva
NMLS 2291911

06/07/2026

❓ What does nobody tell people about homeownership?

The mortgage payment is usually the predictable part. The surprises are the roof, water heater, HVAC system, appliances, plumbing repairs, and unexpected maintenance. Homeownership builds wealth, but it also requires planning and responsibility.

📞 Every question is important.

Dee Bares
☎️ 513-223-3242
Dee Bares -Casa Nueva Vida Nueva

NMLS #2291911

06/06/2026

I hope you are trustworthy today. Someone is depending on you, even if you don’t realize it.

06/06/2026

📲 Dee Bares 513-223-3242
Dee Bares -Casa Nueva Vida Nueva

06/06/2026

📲 Dee Bares