Chad Holland Real Estate

05/30/2026

After a year or more of rates coming down, things have changed. And lately, mortgage rates have been climbing again.

And if that's made you wonder whether you should delay your move until they drop, you're not the only one.

The honest truth is that rates probably won't come down much until inflation cools off and some of the global uncertainty settles. And no one knows exactly when that'll be.

But what most headlines won't tell you is that rates aren't the only thing that affects affordability. Sure, they’re a big factor, but not all of the affordability news is bad.

Wages, home prices, and inventory are all trending in a direction that could still help make your move possible.

Want to know what that actually looks like for your situation? Drop a...



Ready to buy, sell, or invest?

Talk with one of our Professional REALTORS® today.

The right plan matters more than trying to time the market.

05/29/2026

The Real Reason Some People Are Still Moving Right Now

Life changes. Priorities shift. Families grow. Kids move out. Careers evolve. And eventually, the house you’re in may stop fitting the life you’re living.

If that’s been weighing on you lately, let’s talk through what your options could realistically look like today, no matter where rates or prices are.

Life can’t always wait for perfect market conditions. Maybe you don’t have to either.



Ready to buy, sell, or invest?

Talk with one of our Professional REALTORS® today.

The right plan matters more than trying to time the market.

You may be telling yourself you’re going to wait to move – maybe you’re hoping mortgage rates will come down, prices will fall, or the market will feel a little easier.

05/28/2026

Tempted to price your house high just to see what happens? You should know, overpriced homes generally don’t sell right away, they sit. And that delay will cost you.

The longer a house is on the market without any offers, typically the lower the eventual sale price.

So, how do you know that right number to list at? You lean on a pro.

The best list price depends on your neighborhood, and what buyers are actually paying right now. That’s where I can help.

DM me and let’s talk about a realistic strategy that’ll get your house sold for as much as possible (and as quickly as possible). Because overpricing may actually leave money on the table.



Ready to buy, sell, or invest?

Talk with one of our Professional REALTORS® today.

The right plan matters more than trying to time the market.

05/27/2026

The Truth About Affordability Today

Yes, rates have been volatile, and global instability is keeping them from settling down anytime soon. There’s no sugar coating that. But the full picture of affordability is more nuanced than the headlines suggest.

Want to run the real numbers for your situation? Let's talk. Reach out and let's set up a quick, no-pressure conversation.



Ready to buy, sell, or invest?

Talk with one of our Professional REALTORS® today.

The right plan matters more than trying to time the market.

Let's be real with each other for a second about affordability.

05/25/2026

UNDERSTANDING REAL ESTATE REPRESENTATION
We receive a wide variety of calls, messages, and inquiries each week from buyers, sellers, investors, landlords, developers, and property owners across our region.

Some common requests include:

“Can you help me find property to buy?”

“Do you know of anything off-market?”

“Can you bring me a buyer?”

“Can you help me find tenants?”

“Can you keep an eye out and call me if something comes up?”

These are fair questions.

What many people may not realize is that once a brokerage begins actively working on someone’s behalf, that typically becomes a professional brokerage service involving agency relationships, responsibilities, legal obligations, and compensation structures.

Clear expectations protect everyone.

At Chad Holland Real Estate, we believe professional real estate service works best when relationships, responsibilities, and expectations are clearly defined from the beginning.

That is why we recently updated our How We Work page to better explain:

Buyer representation

Seller representation

Unrepresented parties

Leasing and tenant placement

Compensation structures

What services require formal engagement

Not every inquiry requires representation, but if you are asking a brokerage to actively work on your behalf, structure matters.

If you are seriously considering buying, selling, leasing, development opportunities, commercial real estate, farm & ranch property, or professional representation, we are always happy to discuss whether our services are the right fit.

Chad Holland

Camie Holland, Realtor

Bev Odom, Realtor

Scott Dean

Landon Lambert

Professional REALTORS® serving the Texas Panhandle, Rolling Plains, & South Plains.

05/25/2026

What Most Veterans Don't Know About Their VA Home Loan Benefit

VA home loans can put homeownership within reach, and a trusted lender can help make sure you understand the details before you move forward. If you’re active duty, you’ve served, or know someone who has, connect with a trusted lender who can walk you through whether you’d qualify and what the VA benefit offers. You may be able to buy a home sooner than you thought.



Ready to buy, sell, or invest?

Talk with one of our Professional REALTORS® today.

The right plan matters more than trying to time the market.

Nearly half of Veterans (49%) feel homeownership is currently out of reach, according to a recent survey from NewDay USA.

05/25/2026

OPPORTUNITY IN MEMPHIS, TEXAS

Downtown Memphis has commercial opportunities that deserve attention.

As surrounding regional economic activity continues to evolve, communities positioned along key transportation corridors are seeing renewed investor interest, business expansion discussions, and redevelopment opportunities.

I currently represent multiple commercial properties in Memphis, including buildings that may fit a variety of potential uses such as retail, office, service businesses, mixed-use redevelopment, storage, or possible housing conversion opportunities, subject to buyer due diligence and applicable approvals.

Several of these properties are located within a federally designated Opportunity Zone, which may provide potential long-term tax advantages for qualified investors. Buyers should consult their tax and legal advisors regarding eligibility and program benefits.

Vacant and underutilized commercial buildings do not help communities thrive. Productive reinvestment, business occupancy, redevelopment, and responsible private investment can help strengthen local economies, create jobs, and return properties to active use.

If you have been considering a business location, redevelopment project, or commercial investment opportunity in this part of Texas, now may be an excellent time to take a closer look.

View available commercial listings here:
https://search.chadhollandrealestate.com/i/commercial-sales

Call or text 806-205-0497 or email [email protected]

Professional REALTORS® serving the Texas Panhandle, Rolling Plains, & South Plains.

05/24/2026

“What if I buy… and home prices go down?” It’s one of the biggest hold ups some buyers have right now.

And honestly, with everything in the news lately, it's easy to see where that's coming from.

No one wants to make a big financial decision at the wrong time.

But here’s the part buyers need to see.

When you look at home prices over the last several decades, data proves prices usually go up, not down.

Yes, there are a few dips in there. But they’re typically small and short-lived. So, while a few markets are seeing slight declines right now, the bigger trend is clear.

Over time, home prices almost always rise.

That’s why buying a home is generally considered a safe long-term investment (especially if you plan to live there for 5+ years).

So...



Ready to buy, sell, or invest?

Talk with one of our Professional REALTORS® today.

The right plan matters more than trying to time the market.

05/23/2026

You've probably heard that mortgage debt in America just hit an all-time high. And that's true.
But here's what the headline leaves out.

Equity is also near an all-time high. And at $34.1 trillion, it's more than double the $14.4 trillion in debt.

That's a good thing. It means most homeowners own far more than they owe. So, they have a real financial cushion right now.

That’s something homeowners didn’t have during the crash of 2008. Back then, people owed more than their homes were worth. Today, it’s just the opposite.

Homeowners are in a much better position, and the housing market is on stronger footing than the headlines suggest.



Ready to buy, sell, or invest?

Talk with one of our Professional REALTORS® today.

The right plan matters more than trying to time the market.