06/29/2026
Every day in Illinois, drivers share the road with uninsured and underinsured motorists — and the consequences can be devastating.
Consider this scenario: A driver is struck and killed by a hit-and-run driver. The at-fault driver is never found. The family is left not only with unimaginable grief, but with mounting medical bills, funeral expenses, and lost income, and no one to hold accountable.
This is exactly why Uninsured Motorist (UM) coverage exists. If you have sufficient UM coverage on your own auto policy, it can step in to compensate your family even when the responsible driver disappears.
Many people carry the minimum required coverage. The family is left not only with unimaginable grief but also with mounting medical bills, funeral expenses, lost income, and no one to hold accountable, and don't realize it may not be enough to protect what matters most.
Here's what we recommend you review with your insurance agent:
✔ Do you have Uninsured Motorist coverage?
✔ Is your coverage limit high enough to cover serious injury or death?
✔ Does your policy include Underinsured Motorist (UIM) coverage as well?
If you've lost a loved one in a hit-and-run or are dealing with an at-fault driver who had little to no insurance, our team can help you understand your options.
📞 Contact Blumenshine Law Group for a free consultation: https://dripl.ink/e1UIA