Charles McShan Realtor

09/28/2026

From Charles McShan Century 21 Universal

The Mortgage Rate You See Online Isn’t Necessarily the One You’d Get.

Headlines and social media make today’s rates sound high. But you have to remember, the rate you’re seeing online and your actual rate could be different. The only way to know what your rate could be is to talk to a trusted lender.

With the right help, you can find out what your real rate is – and where it can take you.

You may have seen the headlines saying mortgage rates have climbed to the highest point since January 2025. And if that's left you reluctant to buy a home, here's what you need to remember…

09/28/2026

INFOGRAPHIC: Filling empty rooms with furnishings will help absorb echoes.

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09/27/2026

From Charles McShan Century 21 Universal

There Are 4 Types of Housing Markets Right Now. Which 1 Are You In?

Four different housing markets are running at once: cash buyers, financed buyers, locked-in owners, and builders. Each one plays by its own rules, and the right move for one is exactly the wrong move for another.

Let's figure out which one you're actually in and build your next move from there.

Today’s housing market splits into four distinct types. You’ve got cash buyers, buyers financing a purchase, owners who feel locked into a low rate, and builders with homes to sell.

09/27/2026

Having cash in your pocket may seem counterintuitive, but a study by the Urban Institute has found the opposite to be true.

If you’ve got a problem with credit card debt, there might be a simple solution that’s already sitti...

09/27/2026

For those who are waiting for home prices to crash before they buy check out this video.

09/26/2026

From Charles McShan Century 21 Universal

Price cuts have climbed for 7 straight months.

Right now, more than 4 in 10 homes for sale have already had one, and it usually comes down to one thing – the market's moving faster than most sellers expected and their pricing hasn’t necessarily kept up.

A home that needs a cut usually just sat too long priced above what buyers will actually pay right now.

Selling soon? Let's set your number right from day one, so you skip that wasted time.

House hunting? A home that's had its price reduced means the seller's already been through that wait. And sellers who've been sitting are usually ready to deal.

09/26/2026

Here is Nina again from back in the day

09/26/2026

VIDEO: From energy efficiency to smartphone connectivity, these benefits will simplify life!

Here are just a few benefits of smart appliances that are worth getting excited about. Energy Insig...

09/25/2026

From Charles McShan Century 21 Universal

Why So Many Sellers Are Cutting Their Price Right Now

Price cuts are a normal part of today’s housing market, and both buyers and sellers can use them to their advantage. Let's look at what's actually happening with prices in your neighborhood, so you know exactly where you stand before you list or make an offer.

Price cuts are turning up everywhere right now, and they read very differently depending on which side of the deal you’re on.

09/25/2026

Automatically transferring funds to separate accounts for long-term priorities can make saving easier.

Whether you want to save for retirement, your children’s college education, a house purchase or a dr...