Charles McShan Realtor

05/31/2026

From Charles McShan Century 21 Universal

After a year or more of rates coming down, things have changed. And lately, mortgage rates have been climbing again.

And if that's made you wonder whether you should delay your move until they drop, you're not the only one.

The honest truth is that rates probably won't come down much until inflation cools off and some of the global uncertainty settles. And no one knows exactly when that'll be.

But what most headlines won't tell you is that rates aren't the only thing that affects affordability. Sure, they’re a big factor, but not all of the affordability news is bad.

Wages, home prices, and inventory are all trending in a direction that could still help make your move possible.

Want to know what that actually looks like for your situation? Drop a comment or send me a DM.

Because even though rates are higher, there are pockets of opportunity in any market, if you know where to look.

05/31/2026

Check your data usage to start saving on your cellphone bill each month.

A cellphone bill is an expense almost everyone has to pay each month. Even if you set up automatic p...

05/30/2026

From Charles McShan Century 21 Universal

The Truth About Affordability Today

Yes, rates have been volatile, and global instability is keeping them from settling down anytime soon. There’s no sugar coating that. But the full picture of affordability is more nuanced than the headlines suggest.

Want to run the real numbers for your situation? Let's talk. Reach out and let's set up a quick, no-pressure conversation.

Let's be real with each other for a second about affordability.

05/30/2026

VIDEO: Hang your pictures and artwork to make your home your own. These tips can help you hang them the right way.

First, establish eye level, which in most houses is 57 to 60 inches from the floor. The center of t...

05/29/2026

Whether you're buying, selling,or simply positioning your home for future value, educational quality is one of the few factors that can consistently impact a home's value.

Few factors influence long-term property value and resale potential like school districts. Even for ...

05/29/2026

From Charles McShan Century 21 Universal

A lot of people have been waiting for rates to drop or prices to come down before making a move. But the reality is, sometimes life changes before the market does.
A growing family.
An empty nest.
A new job.
Retirement.
Needing to be closer to loved ones.

Those are the real reasons 1 in 5 buyers last year said they felt like they had to move, no matter the market. Because life doesn't wait for the timing to be perfect.

And if that’s where you are right now, you can still move. You may even have more options than you think. You just need someone who can help you find them.

05/28/2026

From Charles McShan Century 21 Universal

The Real Reason Some People Are Still Moving Right Now

Life changes. Priorities shift. Families grow. Kids move out. Careers evolve. And eventually, the house you’re in may stop fitting the life you’re living.

If that’s been weighing on you lately, let’s talk through what your options could realistically look like today, no matter where rates or prices are.

Life can’t always wait for perfect market conditions. Maybe you don’t have to either.

You may be telling yourself you’re going to wait to move – maybe you’re hoping mortgage rates will come down, prices will fall, or the market will feel a little easier.

05/28/2026

Do you pay your credit card bill in full each month? If not, you could be throwing away cash-back bonuses.

A cash-back credit card can result in 5 percent or more back on your purchases, essentially giving y...