Dean Pilcher

07/18/2024

Breaking the mortgage process down into steps can make it more understandable and manageable. Here is some key information about the loan process, from pre-approval to closing: https://brev.is/pJIaJ.

Explore a step-by-step guide to the mortgage loan process, from pre-approval to post-closing, ensuring a smooth path to securing your dream home.

07/16/2024

Do you know what mortgage insurance is? Learn what is, how it works, and how different loan types can affect mortgage interest: https://brev.is/0HbWZ.

Learn how mortgage interest works, factors that influence rates, and key details you need to know when borrowing to buy a home.

07/11/2024

Saving for the down payment of a home plays a major role in the homebuying process. The amount that you save can influence your interest rate, monthly payment, and the need for mortgage insurance. Here are a few tips that can help you save for a down payment: https://brev.is/pOw8w.

When considering a new home purchase, the down payment you put upfront plays a major role in your future housing expenses. As you prepare for the homebuying process, First Bank Mortgage is highlighting six tips to help you cut the extra costs and save a substantial amount for your down payment.

07/09/2024

Can you believe it's already July? With the hottest weather here now, it's a good time to take your home improvement projects inside. Here are a couple things you can focus on this month: https://brev.is/rzul9.

Getting ready for fall. Don’t wait for fall. Get ready for fall in July. It’s the best time to buy cheap paint and consider finishing your basement. Do these 4 tasks in July to be on your way to getting ready for fall.

07/02/2024

As you're going through the process to purchase a home, two common parts of obtaining a mortgage include the mortgage commitment letter and being cleared to close. The letter states that you are approved for a home loan but certain conditions may still need to be met, and clear to close means that you've met all of the lenders requirements. Learn more about both of these things and their key differences: https://brev.is/CJiII.

Mortgage commitment letters and clear to close signal that you're ready to sign off on the purchase of a home. Learn how they work.

06/27/2024

Preparing for a vacation is exciting, but it's easy to forget to make sure your house is locked up and secure while you're away. Here are some tips to help keep your home protected while you are away this summer: https://brev.is/gefBr.

It’s important to know how to protect your home while you’re on summer vacation. These 15 home security tips can help keep your home safe when you’re away.

06/25/2024

Buying a home comes with many benefits, including financial benefits! Learn more about the financial benefits you can gain from purchasing a home: https://brev.is/pNa0c.

Personal eBanking Log in and view account balances on the My Accounts page. First Bank On The Go Mobile App Log in and view account balances in My Accounts.  

06/24/2024

Holly and Mikal, we're so happy for you. It was a pleasure working with you.

06/13/2024

With the first half of the year in the rearview mirror, experts are predicting the housing market to look a little different by the end of the year. Here's what to expect: https://brev.is/vinE1.

06/11/2024

June is here! ☀️ With summer on the horizon, June is the perfect time to tackle your warmer weather maintenance tasks. Here are five things to consider doing this June: https://brev.is/loK3d. #

Get tips on maintenance to do in early summer, including sealing the driveway and cleaning your siding.

06/06/2024

Reaching the end of the homebuying process and closing on your new home is a great feeling, but the wait between putting an offer in and reaching the closing table can seem like a long time. Here's the average time it takes to close on a house and some things you can do to avoid delays: https://brev.is/mjJHm.

Signing the paperwork on closing day takes about an hour or two, but the process to get there takes roughly 30 to 60 days.

06/06/2024

Congratulations Michelle and Andrew on your new home in St. Louis. We love helping our US Military active duty and Veterans. Thank you both for your service.