Alliance Legal Group

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Alliance Legal Group Our mission is to operate a Christ-centered law practice, emphasizing and relying on biblical princi

10/21/2026

Can Bankruptcy Wipe Out IRS Tax Debt?

https://bit.ly/3u5Dx8j | (757) 482-5705

Can Bankruptcy Wipe Out IRS Tax Debt?

Tax Trouble? The Secret Rule That Can Erase Your IRS Debt.

Most people think you can never wipe out tax debt. Even some accountants think it is impossible. But they are wrong!

If you owe the IRS a lot of money, you are not alone. The National Taxpayer Advocate reports that millions of Americans fall behind on their taxes every year.

Our authoritative team of lawyers has helped people fight back for decades. Here is the big secret: Older income tax debts can actually be wiped completely clean in a Chapter 7 bankruptcy.

There are a few strict rules. Generally, the tax return must have been due at least three years ago, filed at least two years ago, and assessed at least 240 days ago. It sounds confusing, but that is exactly why we are here. We know these rules perfectly.

Even if your taxes are too new to wipe out, a Chapter 13 bankruptcy stops the IRS from adding more penalties and sets up a payment plan you can actually afford.

With four Virginia locations, our expert legal team is ready to help you stop hiding from the mailman. Let us handle the IRS for you. Call us today!

For More Information and a FREE Consultation please call (757) 482-5705 or visit us online at https://bit.ly/3u5Dx8j

Can Bankruptcy Wipe Out IRS Tax Debt?

"Nothing in this video, or in links provided in the description of this video, constitutes legal advice or the practice of law. Nor does viewing this page form an attorney/client relationship between you and any Lawyer at our law firm. All visitors should consult with a qualified legal professional regarding their individual questions, needs, or issues that may be of concern. We are not responsible for any action taken by a reader based upon any information in this video. All of the content in this video is for general informational and educational purposes only."

Debt

10/20/2026

Do My Spouse and I Have to File Bankruptcy Together?

https://bit.ly/3u5Dx8j | (757) 482-5705

Do My Spouse and I Have to File Bankruptcy Together?

Marriage and Money: Does One Bad Debt Ruin Both of Your Scores?

Money fights are a huge problem for married couples. A famous study by the Institute for Family Studies found that financial stress is one of the top predictors of divorce in America.

When couples fall into debt, they often ask us, "Do we have to file for bankruptcy together?"

Our expert team of lawyers has spent decades answering this question. The answer is no! You do not have to file together.

If only one person has a lot of debt—like medical bills or old credit cards from before the marriage—that person can file alone. We see this all the time at our four Virginia locations. The best part? When one spouse files alone, the other spouse's credit score is not hurt at all.

However, if you both share most of your debts, a "joint petition" might save you money on court fees.

Every family is different. Because we are highly experienced in all kinds of bankruptcy cases, we can look at your bills and tell you exactly what is best for your marriage. Don't let money stress ruin your relationship. Call us today for a friendly chat!

For More Information and a FREE Consultation please call (757) 482-5705 or visit us online at https://bit.ly/3u5Dx8j

Do My Spouse and I Have to File Bankruptcy Together?

"Nothing in this video, or in links provided in the description of this video, constitutes legal advice or the practice of law. Nor does viewing this page form an attorney/client relationship between you and any Lawyer at our law firm. All visitors should consult with a qualified legal professional regarding their individual questions, needs, or issues that may be of concern. We are not responsible for any action taken by a reader based upon any information in this video. All of the content in this video is for general informational and educational purposes only."

10/15/2026

Can I Keep My Car if I File for Bankruptcy?

https://bit.ly/3u5Dx8j | (757) 482-5705

Can I Keep My Car if I File for Bankruptcy?

Keep Your Keys! How to Drive Through Bankruptcy Without Losing Your Car.

We hear it all the time: "If I file for bankruptcy, how will I get to work?" People are terrified they will lose their cars.

With four convenient locations across Virginia, our team of lawyers has handled all types of bankruptcy cases for decades. We are here to tell you that losing your car is very rare.

In fact, a report by the National Consumer Law Center highlights that the vast majority of people who file for bankruptcy keep their main vehicles. The law is not designed to leave you stranded!

There are laws called "exemptions" that protect the equity in your car. If your car is paid off or worth a normal amount, it is usually completely safe in a Chapter 7 case.

What if you are behind on your car payments? A Chapter 13 bankruptcy can be a magic tool. It stops the repo man instantly and lets you catch up on missed payments over time.

You need your car to earn a living. Our highly experienced legal team knows exactly how to protect it. Call our office today. Let's make sure you keep your keys and lose your debt!

For More Information and a FREE Consultation please call (757) 482-5705 or visit us online at https://bit.ly/3u5Dx8j

Can I Keep My Car if I File for Bankruptcy?

"Nothing in this video, or in links provided in the description of this video, constitutes legal advice or the practice of law. Nor does viewing this page form an attorney/client relationship between you and any Lawyer at our law firm. All visitors should consult with a qualified legal professional regarding their individual questions, needs, or issues that may be of concern. We are not responsible for any action taken by a reader based upon any information in this video. All of the content in this video is for general informational and educational purposes only."

10/14/2026

How Can a Small Business Survive Chapter 11 Bankruptcy?

https://bit.ly/3u5Dx8j | (757) 482-5705

How Can a Small Business Survive Chapter 11 Bankruptcy?

Don't Close Your Doors! How Small Businesses Bounce Back from Bad Debt.

Running a small business is tough. When bills pile up, many owners think their only choice is to lock the doors.

But there is a secret weapon, and our experienced team of lawyers knows exactly how to use it. It is called Subchapter V of Chapter 11 bankruptcy.

Chapter 11 used to be just for giant corporations. But recently, the government created Subchapter V just for small businesses. According to recent data from the US Courts, small businesses using Subchapter V to save their companies has jumped over 45%.

Why is it so great? It lets you keep running your business while you reorganize your debts. You do not lose control. Instead, we help you create a plan to pay back a portion of what you owe. The rest gets wiped out.

With four locations in Virginia, our team has spent decades fighting for small business owners. We are highly trained in all types of bankruptcy. You do not have to let a few bad months destroy years of hard work. Call our office today. Let's build a plan to save the business you love.

For More Information and a FREE Consultation please call (757) 482-5705 or visit us online at https://bit.ly/3u5Dx8j

How Can a Small Business Survive Chapter 11 Bankruptcy?

"Nothing in this video, or in links provided in the description of this video, constitutes legal advice or the practice of law. Nor does viewing this page form an attorney/client relationship between you and any Lawyer at our law firm. All visitors should consult with a qualified legal professional regarding their individual questions, needs, or issues that may be of concern. We are not responsible for any action taken by a reader based upon any information in this video. All of the content in this video is for general informational and educational purposes only."

10/06/2026

What is the Difference Between Chapter 7 and Chapter 13 Bankruptcy?

https://bit.ly/3u5Dx8j | (757) 482-5705

What is the Difference Between Chapter 7 and Chapter 13 Bankruptcy?

Chapter 7 vs. Chapter 13: Which Choice Gives You Your Life Back?

When people realize they need bankruptcy, they usually run into two confusing numbers: Chapter 7 and Chapter 13.

Our legal team has spent decades making this simple. Chapter 7 is a "wipeout." It takes most of your unsecured debt—like credit cards—and simply erases it. Chapter 13 is a "reorganization." It bundles your debt into one monthly payment for three to five years.

Which is more popular? Data from the US Courts shows that about 70% of folks choose Chapter 7 because it is fast. It only takes a few months.

So why choose Chapter 13? Usually, it is to save a house. If you are behind on your mortgage, Chapter 13 stops foreclosure and lets you catch up over time. It is also great if you make too much money for Chapter 7.

You do not need to guess which is right for you. With four offices across Virginia, our expert lawyers sit down with you, look at your bills, and tell you the best path. We handle all types of bankruptcy cases. Stop figuring it out alone online. Call us today to get started!

For More Information and a FREE Consultation please call (757) 482-5705 or visit us online at https://bit.ly/3u5Dx8j

What is the Difference Between Chapter 7 and Chapter 13 Bankruptcy?

"Nothing in this video, or in links provided in the description of this video, constitutes legal advice or the practice of law. Nor does viewing this page form an attorney/client relationship between you and any Lawyer at our law firm. All visitors should consult with a qualified legal professional regarding their individual questions, needs, or issues that may be of concern. We are not responsible for any action taken by a reader based upon any information in this video. All of the content in this video is for general informational and educational purposes only."

10/06/2026

Are Student Loans Forgiven in Bankruptcy?

https://bit.ly/3u5Dx8j | (757) 482-5705

Are Student Loans Forgiven in Bankruptcy?

The Secret Way to Finally Wipe Out Your Student Loan Debt!

For a long time, everyone thought it was impossible to get rid of student loans in bankruptcy. The old advice is actually wrong!

Our authoritative legal team stays on top of the newest laws. Here is a wild statistic: According to the Villanova Law Review, 99% of people who file for bankruptcy do not even try to wipe out their student loans because they think they will lose. But many who do try actually win!

Recently, the government created clearer rules to help people discharge student debt. If paying your student loans makes it impossible to afford a basic living, you can ask the court to wipe them out. This is called an "undue hardship." You just have to fill out detailed forms about your income and living costs.

With four convenient locations in Virginia, our experienced team sees folks drowning in student debt all the time. We know exactly how to fill out these new forms to give you the best chance of winning.

Don't let old rumors keep you stuck in debt forever. If you are struggling with student loans, call us today. Let's wipe the slate clean.

For More Information and a FREE Consultation please call (757) 482-5705 or visit us online at https://bit.ly/3u5Dx8j

Are Student Loans Forgiven in Bankruptcy?

"Nothing in this video, or in links provided in the description of this video, constitutes legal advice or the practice of law. Nor does viewing this page form an attorney/client relationship between you and any Lawyer at our law firm. All visitors should consult with a qualified legal professional regarding their individual questions, needs, or issues that may be of concern. We are not responsible for any action taken by a reader based upon any information in this video. All of the content in this video is for general informational and educational purposes only."

09/30/2026

Can I Stop Wage Garnishment With Bankruptcy?

https://bit.ly/3u5Dx8j | (757) 482-5705

Can I Stop Wage Garnishment With Bankruptcy?

Keep Your Paycheck! How to Stop Creditors from Stealing Your Wages.

Working hard all week just to see a chunk of your paycheck missing is a terrible feeling. When a creditor gets a court order to take your wages, it is called a "garnishment."

If this is happening to you, you have options. We have been fighting wage garnishments for decades. A major study by the ADP Research Institute found that 1 in 10 working adults has had their wages garnished. It is a massive problem.

But here is the powerful secret: Bankruptcy stops garnishment dead in its tracks. The moment our experienced team files your case, a federal law called the "automatic stay" kicks in. It forces creditors to stop taking your paycheck immediately and stops all phone calls.

Whether we use Chapter 7 to wipe out the debt completely, or Chapter 13 to create an affordable payment plan, your paycheck goes back to being yours.

With four Virginia locations, our team is ready to step in quickly. Time is very important when your wages are being taken. Don't wait until your next payday to get help. You worked hard for your money. Give us a call today!

For More Information and a FREE Consultation please call (757) 482-5705 or visit us online at https://bit.ly/3u5Dx8j

Can I Stop Wage Garnishment With Bankruptcy?

"Nothing in this video, or in links provided in the description of this video, constitutes legal advice or the practice of law. Nor does viewing this page form an attorney/client relationship between you and any Lawyer at our law firm. All visitors should consult with a qualified legal professional regarding their individual questions, needs, or issues that may be of concern. We are not responsible for any action taken by a reader based upon any information in this video. All of the content in this video is for general informational and educational purposes only."

09/29/2026

Can I Keep My House if I File for Bankruptcy?

https://bit.ly/3u5Dx8j | (757) 482-5705

Can I Keep My House if I File for Bankruptcy?

Save Your Home! The Truth About Bankruptcy and Your House.

One of the first things people ask our experienced legal team is, "Will the court take my house?"

The idea of losing a home keeps many good people from getting financial help. But we want to clear this up: Most people who file for bankruptcy do not lose their homes. Actually, bankruptcy is often the best way to save your house from foreclosure!

Here is a fact that might shock you. According to federal court data, in over 95% of Chapter 7 bankruptcy cases, the person filing does not lose a single piece of property. The law has built-in protections called "exemptions" that protect your basic needs.

Our authoritative lawyers know exactly how to use these laws to lock down your property. If you are behind on your mortgage, Chapter 13 bankruptcy allows you to catch up on missed house payments over three to five years. The bank cannot say no!

With four offices in Virginia, we have helped countless families stay in their homes. You don't have to pack your bags just because money is tight. Talk to us before you make any big moves. Call us today!

For More Information and a FREE Consultation please call (757) 482-5705 or visit us online at https://bit.ly/3u5Dx8j

Can I Keep My House if I File for Bankruptcy?

"Nothing in this video, or in links provided in the description of this video, constitutes legal advice or the practice of law. Nor does viewing this page form an attorney/client relationship between you and any Lawyer at our law firm. All visitors should consult with a qualified legal professional regarding their individual questions, needs, or issues that may be of concern. We are not responsible for any action taken by a reader based upon any information in this video. All of the content in this video is for general informational and educational purposes only."

09/28/2026

Does Medical Debt Cause Bankruptcy?

https://bit.ly/3u5Dx8j | (757) 482-5705

Does Medical Debt Cause Bankruptcy?

Sick and Broke? How to Stop Medical Bills from Ruining Your Life.

Getting sick is bad enough. But getting massive hospital bills in the mail? That can be a total nightmare.

If you are drowning in medical debt, you are not alone. In our decades of helping people with all types of bankruptcy, medical bills are a top reason folks walk through our doors. A famous study in the American Journal of Public Health found that 66.5% of all bankruptcies in the United States are tied to medical issues.

Over half the people filing are doing it because someone got sick. Our healthcare system is incredibly expensive. The good news? Bankruptcy is built for exactly this problem. Medical debt is "unsecured debt," making it one of the easiest types to wipe out completely.

Our team of experts knows exactly how to handle aggressive debt collectors. With four locations in Virginia, we are always close by. As soon as you file your case, the "automatic stay" forces the hospital to stop calling you.

You deserve to heal without worrying about how to pay for it. Give us a call today. We are ready to help you get your peace of mind back.

Does Medical Debt Cause Bankruptcy?

"Nothing in this video, or in links provided in the description of this video, constitutes legal advice or the practice of law. Nor does viewing this page form an attorney/client relationship between you and any Lawyer at our law firm. All visitors should consult with a qualified legal professional regarding their individual questions, needs, or issues that may be of concern. We are not responsible for any action taken by a reader based upon any information in this video. All of the content in this video is for general informational and educational purposes only."

09/27/2026

Will Bankruptcy Ruin My Credit Score Forever?

https://bit.ly/3u5Dx8j | (757) 482-5705

Will Bankruptcy Ruin My Credit Score Forever?

The Big Credit Score Lie: Why Bankruptcy Might Actually Fix Your Credit!

Let's talk about the biggest fear people have about bankruptcy. Almost everyone thinks filing will ruin their credit score forever.

We have practiced bankruptcy law for decades, and that is a myth! In fact, holding onto debt you cannot pay is much worse for your credit. Here is a surprising fact: A major study by the Federal Reserve Bank of New York showed people who file for bankruptcy often see their credit scores go up faster than people who just let bad debt sit there.

Why? It is simple. Before bankruptcy, maxed-out cards drag your score down every month. Once your bankruptcy is over, that bad debt is wiped away. You start with a clean slate and look better to lenders.

With four offices across Virginia, our team of lawyers has seen this thousands of times. Clients come to us with scores in the 400s. A year or two later, they are getting car loans.

For More Information and a FREE Consultation please call (757) 482-5705 or visit us online at https://bit.ly/3u5Dx8j

Will Bankruptcy Ruin My Credit Score Forever?

"Nothing in this video, or in links provided in the description of this video, constitutes legal advice or the practice of law. Nor does viewing this page form an attorney/client relationship between you and any Lawyer at our law firm. All visitors should consult with a qualified legal professional regarding their individual questions, needs, or issues that may be of concern. We are not responsible for any action taken by a reader based upon any information in this video. All of the content in this video is for general informational and educational purposes only."

Address

133 Mount Pleasant Road
Chesapeake, VA
23322

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm
Saturday 12pm - 3pm

Telephone

+17574825705

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