Brown Chiari LLP

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04/02/2026

๐€๐ซ๐ž ๐‹๐š๐ฐ๐ฒ๐ž๐ซ๐ฌ ๐‘๐ž๐š๐ฅ๐ฅ๐ฒ ๐ƒ๐ซ๐ข๐ฏ๐ข๐ง๐  ๐”๐ฉ ๐ˆ๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐‚๐จ๐ฌ๐ญ๐ฌ?
Youโ€™ve heard it before: โ€œLawyers are why insurance is so expensive.โ€
That talking point comes straight from the insurance industryโ€”but the numbers tell a very different story.

๐“๐ก๐ž ๐“๐ซ๐ฎ๐ญ๐ก ๐๐ž๐ก๐ข๐ง๐ ๐ญ๐ก๐ž ๐๐š๐ซ๐ซ๐š๐ญ๐ข๐ฏ๐ž
Across the country, โ€œtort reformโ€ laws have taken away legal rights with the promise that premiums would go down.
But hereโ€™s the reality:

๐™๐™๐™š๐™ง๐™šโ€™๐™จ ๐™ฃ๐™š๐™ซ๐™š๐™ง ๐™—๐™š๐™š๐™ฃ ๐™– ๐™œ๐™ช๐™–๐™ง๐™–๐™ฃ๐™ฉ๐™š๐™š๐™™ ๐™ง๐™š๐™™๐™ช๐™˜๐™ฉ๐™ž๐™ค๐™ฃ ๐™ž๐™ฃ ๐™ž๐™ฃ๐™จ๐™ช๐™ง๐™–๐™ฃ๐™˜๐™š ๐™ง๐™–๐™ฉ๐™š๐™จ ๐™ฉ๐™ž๐™š๐™™ ๐™ฉ๐™ค ๐™ฉ๐™๐™ค๐™จ๐™š ๐™ก๐™–๐™ฌ๐™จ.

๐“๐ก๐ž ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐œ๐จ๐ฆ๐ฉ๐š๐ง๐ข๐ž๐ฌ ๐ก๐š๐ฏ๐ž ๐ง๐ž๐ฏ๐ž๐ซ, ๐š๐ง๐ ๐ฐ๐ข๐ฅ๐ฅ ๐ง๐ž๐ฏ๐ž๐ซ, ๐ซ๐ž๐๐ฎ๐œ๐ž ๐ข๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐ฉ๐ซ๐ž๐ฆ๐ข๐ฎ๐ฆ๐ฌ ๐š๐ฌ ๐š ๐ซ๐ž๐ฌ๐ฎ๐ฅ๐ญ ๐จ๐Ÿ ๐ง๐ž๐ฐ ๐ฅ๐š๐ฐ๐ฌ ๐ญ๐ก๐š๐ญ ๐™ฉ๐™–๐™ ๐™š ๐™–๐™ฌ๐™–๐™ฎ ๐™ฎ๐™ค๐™ช๐™ง ๐™ง๐™ž๐™œ๐™๐™ฉ๐™จ!

๐’๐จ, ๐–๐ก๐š๐ญโ€™๐ฌ ๐‘๐ž๐š๐ฅ๐ฅ๐ฒ ๐†๐จ๐ข๐ง๐  ๐Ž๐ง? ๐ˆ๐ง๐ฌ๐ฎ๐ซ๐š๐ง๐œ๐ž ๐œ๐จ๐ฆ๐ฉ๐š๐ง๐ข๐ž๐ฌ ๐š๐ซ๐ž ๐ฆ๐š๐ค๐ข๐ง๐  ๐‘๐„๐‚๐Ž๐‘๐ƒ ๐๐‘๐Ž๐…๐ˆ๐“๐’, ๐š๐ง๐ ๐ญ๐ก๐ž๐ฒ ๐ฐ๐š๐ง๐ญ ๐ญ๐ก๐š๐ญ ๐ญ๐จ ๐œ๐จ๐ง๐ญ๐ข๐ง๐ฎ๐ž!

Insurance companies collect premiums, invest that money, and when things go wrongโ€”they shift the blame.

But:
โ€ข Lawyers donโ€™t set premiums
โ€ข Lawyers donโ€™t run insurance companies
โ€ข Lawyers donโ€™t control investment decisions

๐๐จ๐ญ๐ญ๐จ๐ฆ ๐‹๐ข๐ง๐ž

Examples of profit increases of insurance companies (๐Ÿ๐ŸŽ๐Ÿ๐Ÿ’ โ†’ ๐Ÿ๐ŸŽ๐Ÿ๐Ÿ“):

โ€ข $4.38B โ†’ $6.8B (+๐Ÿ“๐Ÿ“%)
โ€ข ~$5B โ†’ $6.29B (+๐Ÿ๐Ÿ”%)
โ€ข ~$2.36B โ†’ $2.95B (+๐Ÿ๐Ÿ“%)
โ€ข $5.3B โ†’ $12.9B (๐ฆ๐จ๐ซ๐ž ๐ญ๐ก๐š๐ง +๐Ÿ๐ŸŽ๐ŸŽ%)
โ€ข $4.6B โ†’ $10.2B (+๐Ÿ๐Ÿ๐Ÿ%)
โ€ข $1.3B โ†’ $3.2B (+๐Ÿ๐Ÿ’๐Ÿ”%)
โ€ข$9.2B โ†’ $10.31B (+๐Ÿ๐Ÿ.๐Ÿ%)

Don Chiari and Michael Scinta of BROWN CHIARI are proud to be sponsors of ROSWELL ROCKS CANCER - a great success that ra...
12/03/2025

Don Chiari and Michael Scinta of BROWN CHIARI are proud to be sponsors of ROSWELL ROCKS CANCER - a great success that raised over $1 Million for cancer research!

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