Matthew Kalnen, 2433 The Plaza, Charlotte, NC (2026)

01/27/2025

🏡 If you’re thinking of becoming a landlord in order to improve your financial status, don’t get too far ahead of yourself.

💰 Before jumping in with both feet, read over the following list to help prepare for the task at hand.

1. The Right Approach
Should you decide to expand your investment business, you’ll need to devote even more time to attending open houses, researching neighborhoods, monitoring your financial state, and estimating costs in order to find good deals with a high return on investment.

2. Dealing With Hassles
Avoid potential issues by building a network of reputable contractors you can count on when repairs are necessary. Furthermore, create a schedule for paying bills, insurance, and other expenses so you do so on time, and be sure to keep an emergency fund at the ready for unexpected expenses.

3. Location
If you’re very resourceful, you can pull it off, but problems of any kind can arise without warning, and being close to the problem makes it much easier and cheaper to solve.

4. Finding Good Tenants
Renting to the wrong tenant can end up costing you big in terms of time and money. Should you need to start eviction proceedings, it will be impossible to rent your unit out again until they are finished, which could be several months.

Matt Kalnen | My Home CLT
[email protected] | (704) 817-4546
www.myhomeclt.net

01/24/2025

🏠 Just Listed
📍 6416 Park Pond Drive, Charlotte

💎 Welcome Home to Modern Comfort and Convenience

🛏️ 2 bedrooms
🛁 2 bathrooms
🏡 1,077 SqFt

👉 Discover this beautifully updated two-bedroom, two-bath condo in the sought-after North University area. This charming property has been thoughtfully upgraded with stylish features, including, stainless steel appliances, sleek quartz countertops, durable laminate vinyl plank flooring, and neutral paint throughout for a fresh and inviting feel.

⬇️ Contact me for more information!

Matt Kalnen | My Home CLT
[email protected] | (704) 817-4546
www.myhomeclt.net

01/24/2025

😱 There are a lot of things to do when moving to a new residence. One important thing is changing your address.

💭 It can be challenging remembering everyone you should notify, so here is the easiest way to get the job done.

Who needs to know?
The list of people who should know that you’ve moved can be rather lengthy so be sure to make a list.

When to notify everyone
The postal service suggests putting in a change of address no later than two weeks before you move.

How to notify everyone
How you notify the people on your list is up to you.

What you need
When you contact people you have accounts with, be sure you have your new address and phone number handy.

What to do after you move
If you receive any forwarded pieces of mail, contact the sender to verify they have your new address on file.

Matt Kalnen | My Home CLT
[email protected] | (704) 817-4546
www.myhomeclt.net

https://mkt.homes/b4/mattkalnen?c=1737398463948x234945515196016680

01/22/2025

💸 Read on to discover four easy ways to save up for the down payment on your next investment property.

1. Use The 50/30/20 Rule
Spend 50 percent of your income on mandatory expenses such as rent, student loans, etc.

Use 30 percent of your income for discretionary spending. This includes things like your Netflix subscription, gym membership, and any other entertainment you enjoy. A budgeting app can alert you when you get close to your 30-percent limit, so you know when to dial back your shopping habit.

Finally, put the last 20 percent of your income into a savings account and don’t touch it.

2. Develop A Timeline To Acquire The Property You Want
If you’ve decided you want to be the owner of an investment property worth $100,000 in two years’ time, figure out how much you’ll need to put aside each month to reach the $20,000 down payment amount and then get busy.

3. Automate Your Budget
Set up fixed/mandatory bills to come out of your account on the same day. This way, you’ll be able to see exactly how much they are. Next, set up an automatic transfer of 20 percent of your income into an account designated especially for the down payment on an investment property. Anything left in your regular account is what you can spend on anything you want.

4. Get Rid Of Things That Don’t Add Value To Your Life
Take a look at your expenses and determine the things that don’t add much value to your life or the things you can do without. This might include magazine subscriptions or the highest cable TV package, for example. Cutting back or doing away with these “extra” expenses can help you put more money aside for that investment property you dream of.

Matt Kalnen | My Home CLT
[email protected] | (704) 817-4546
www.myhomeclt.net

01/21/2025

🔍 Are you interested in getting started in real estate investing?

😉 The following information describes the four main types of investment properties and how they differ.

1. Residential Real Estate
Residential real estate includes anything people can live in: single-family homes, apartments, condos, townhouses, etc.

2. Commercial Real Estate
Commercial real estate includes any property that can be used for commercial purposes. This includes retail stores, restaurants, and office buildings.

3. Industrial Real Estate
Industrial real estate is any property used for warehousing, manufacturing, or distributing products. These properties are usually owned by highly skilled investors with very extensive/diverse portfolios who know the potential for huge profit when they see it.

4. Land Investments
Investing in land is risky because raw land won’t generate income on its own. As the owner, you’re responsible for paying taxes on the property, dealing with zoning and environmental issues, and finding developers to turn it into something that will make money.

Matt Kalnen | My Home CLT
[email protected] | (704) 817-4546
www.myhomeclt.net

01/16/2025

🌿 Do more than just light a candle to make your house smell good with these helpful tips.

1. The Garbage Disposal
To freshen and clean the garbage disposal, try squirting a bit of lemon-scented dish soap down the drain followed by a bit of water. Let it sit for a while before running anything else down the drain.

2. Freshen Carpets And Rugs
You can freshen carpets, rugs, and other soft surfaces by sprinkling baking soda over them, letting it sit for an hour or so, then vacuuming it up.

3. That Stinky Trash Can
After taking out the trash and before putting a new liner in, sprinkle a thin layer of baking soda in the bottom of the can.

4. Simmer Fruits And Herbs
Lemon or lime slices, mint, and lavender make a great air freshener when added to a small pot with water. Just be mindful of the concoction simmering on the stove and add water or fresh fruit and herbs as needed.

5. Use Candles Strategically
Many people use candles to spread pleasant scents throughout their homes. While this is great, candles placed strategically can really make a statement.

Matt Kalnen | My Home CLT
[email protected] | (704) 817-4546
www.myhomeclt.net

01/15/2025

❗ Buying your first home is exciting, and it’s also expensive. You may not be familiar with all the costs associated with buying a house, and some of them can be quite unexpected.

🔻 Here are several hidden costs you should be aware of when buying your first home.

1. Appliances
If the previous owners of your new home take all the appliances with them, you’ll need to buy new ones when you move in.

2. Repairs And Improvements
If the home you’re purchasing needs repairs or improvements, you’ll likely be on the hook for them.

3. The Inspection
Before buying any new home, it’s smart to have an inspection done. This will cost money, but it’s worth it for the peace of mind it gives you.

4. Higher Utility Bills
Your electric bill may be higher each month, and it’s possible you’ll become responsible for bills that your landlord used to pay like trash pickup and water.

5. Insurance Premiums
The reality is, however, that the home is much older than the others, and as such, the insurance premiums may be quite high. This may end up costing you more in the long run.

6. The Locks
One of the first things any new homeowner should do (unless they’re buying a brand-new home that no one’s ever lived in) is change the locks on all the doors leading outside.

7. Cable/Satellite TV
Are you used to cable tv? Is your new home wired for it? If your new abode isn’t cable-ready, what about satellite tv? Either one is going to cost you for installation, which is something many new homeowners forget about in the excitement of buying a new home.

Matt Kalnen | My Home CLT
[email protected] | (704) 817-4546
www.myhomeclt.net

01/15/2025

🤩 Check Out These Smart Ways To Increase Your Rental Income

1. Use The Equity You Already Have
You can take out a Home Equity Line of Credit (HELOC), a home equity loan, or do a cash-out refinance on the first mortgage to get the funds you need to purchase another investment property.

2. Put Your Debt-to-income Ratio To Work For You
As far as the bank is concerned, if your first investment property is generating an income every month, or has the potential to generate an income every month, it is probably worth borrowing against for purchasing another investment property.

3. Increase Your Investment Portfolio
It stands to reason that the more you add to the number of investment properties you own without overextending your finances, the more rental income you stand to collect.

Matt Kalnen | My Home CLT
[email protected] | (704) 817-4546
www.myhomeclt.net

01/13/2025

😎 Learn About Landlording With These Great Tips

👇 It takes a special know-how to be a successful landlord, and with the tips below, you can be one yourself.

1. Make Collecting The Rent A Priority
Since your tenants’ rent money is the whole reason you do what you do, collecting it on time every month should be priority. If the rent is due on the first of every month, each tenant should be paying by the first of each month – no excuses.

2. Learn Everything You Can And Know The Law
Landlording requires more than just collecting the rent once a month. It requires you have an on-going education, as well as a complete understanding of fair housing laws. The more you know, the better equipped you are to handle situations that arise.

3. Make Appropriate Renovations And Repairs
It’s important to make repairs and renovations that don’t cost more than you can recoup with typical rent payments from the tenants. Make sure the end justifies the mean.

4. Set Office Hours And Have A Google Voice Number
Setting strict office hours with a Google Voice number for emergencies is the best way to get a good night’s sleep and reduce stress on an very stressful job.

5. Hire Outside Help
As an investor and landlord, you probably look for every way possible to save money. This might include making repairs around the rental property yourself. If you’re a handy person, and you like making repairs, then go for it.

6. Keep Organized
One of the keys to any successful business is organization. This holds especially true for landlording. Keep all your forms neat and handy in a file cabinet, have all procedures and policies clearly written out and have all your maintenance contacts organized for quick retrieval.

Matt Kalnen | My Home CLT
[email protected] | (704) 817-4546
www.myhomeclt.net

01/10/2025

🔍 Looking for a good way to make a bold statement in your home?

🌳 Try a strategically placed indoor tree. Here are a few to consider.

1. New Zealand Laurel
This tree grows tall with oblong leaves and is best suited for homes in warm climates with plenty of indirect light.

2. Fiddle Leaf Fig
Fiddle Leaf Figs like humid environments. Homes aren’t usually humid enough, so you may need to run a humidifier for this tree to be happy.

3. Common Fig
The Common Fig has broad leaves and gives round purple fruit. It grows best in homes with lots of light. Like the Fiddle Leaf Fig, this tree likes a humid environment, although it’s not quite as picky.

4. Fishtail Palm
Bathrooms with plenty of natural lighting make great homes for the Fishtail Palm. Because this is a tropical tree, it prefers a humid environment, so you may need to invest in a humidifier to keep this beauty happy.

5. Money Tree
Known for its beautifully twisted trunk and sprawling leaves, the Money Tree grows well in almost any home environment. The main thing to remember if this tree is in your home is to keep it out of consistently dry or cool air and make sure it gets plenty of light.

6. Olive Tree
It lends a minimalist style that’s easy to maintain. For olives to form on the tree, you need cross-pollination to happen. Be sure to purchase a fruit-bearing tree from the get-go.

Matt Kalnen | My Home CLT
[email protected] | (704) 817-4546
www.myhomeclt.net

01/07/2025

😎 As a new real estate investor, you need to begin making a profit fast.

💰 Use these six ways to increase the value of your first investment property to do just that!

1. Upgrade and make repairs
By making repairs and upgrading outdated interiors, you can raise the rent from what it was in the era the property was decorated to something closer to the current market rates.

2. Rent more space
If you have a common hall closet you can open up into a rental unit, or give the key to for a tenant’s use, you’ll be able to charge more rent and increase your overall profit.

3. Combine or divide units
This tactic may make the unit more appealing to potential renters because rent will be lower.

4. Lower your expenses
Go through your expenses with a fine tooth comb and figure out what you can do yourself, what you can’t live without, and what you can do away with in order to keep as much money in your pocket as possible.

5. Don’t pay tenant expenses yourself
If the meters for these expenses aren’t separate for each unit, consider making them so to make each tenant responsible for his or her own expenses every month.

6. Raise the rent
You have the right to raise the rent at your next opportunity.

Matt Kalnen | My Home CLT
[email protected] | (704) 817-4546
www.myhomeclt.net

01/06/2025

🤔 Renting your first apartment? Here’s what you need to know.

1. Figure Out How Much You Can Afford To Spend
You must plan accordingly, so you don’t end up living outside your means. Remember, you’ll be paying for more than just rent each month.

2. How Much Space Do You Need?
Usually, the less space the rental has, the cheaper it will be for rent, utilities, and furnishings.

3. Think About Where You Want To Live
Location is key in deciding where you want to live when you rent your first apartment.

4. The Rental Application
The information and documentation you provide here will help the landlord determine whether you’d be a good tenant or not.

5. Next Steps
The lease is a legal document that explains everything that’s required of you and what the rules are for living in the rental unit.

Matt Kalnen | My Home CLT
[email protected] | (704) 817-4546
www.myhomeclt.net

https://mkt.homes/b4/mattkalnen?c=1735756857258x877993239624351100

Matthew Kalnen

01/27/2025

01/24/2025

01/24/2025

01/22/2025

01/21/2025

01/16/2025

01/15/2025

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01/06/2025

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